86431 ZIP Code — Chloride, AZ

Mohave County, Arizona

ZIP code 86431 is located in Chloride, Arizona, within Mohave County. It covers approximately 72.78 square miles and serves a population of 295 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 86431

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $92,600. Owner-occupancy sits near the national average at 61%.

Median household income is $31,042. Poverty affects 44% of residents, above the national average. 66% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. Remote work is prevalent — 36% of workers work from home.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (22%), smoking (25%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 25% of civilians, above the national average of 7%; and disability rates above the national average at 23%.

Overall, ZIP code 86431 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, a high rate of remote workers, and a significant Social Security-dependent population.

295

population

72.78

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

86431 ZIP code map

Cities in ZIP code 86431

Below are the cities the US Postal Service accepts for ZIP code 86431. Using any city not on this list may result in mail delivery delays.

City	Status
Chloride	Acceptable

Demographics updated 05/2026

Population
Total population	295
Population density	4 / sq mi
State FIPS	04
County FIPS	015

Geography
Land area	72.78 sq mi
Water area	0.00 sq mi
Latitude	35.4274
Longitude	-114.2130
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.4%	52.2%	40.6%
$50k – $100k	20.6%	32.1%	31.9%
$100k – $200k	0.0%	13.3%	21.1%
Over $200k	0.0%	2.5%	6.4%

Demographics & statistics

295

Population

People per sq mi

60.1

Median age

$31,042

Median household income

$24,669

Per capita income

$92,600

Median home value

$626

Median monthly rent

60.9%

Home ownership

44.1%

Poverty rate

0.0%

Unemployment

188

Housing units

7.1%

Bachelor's or higher

Age distribution

Male Female

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	295	100.0%
65 and over	112	38.0%
Median age	60.1 years

Race & ethnicity

White 100%

Group	Count	%
White	295	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.4%	52.2%	40.6%
$50k – $100k	20.6%	32.1%	31.9%
$100k – $200k	0.0%	13.3%	21.1%
Over $200k	0.0%	2.5%	6.4%

Under $10k 14.6%

$10k–$15k 16.7%

$15k–$25k 13.5%

$25k–$35k 12.5%

$35k–$50k 27.6%

$100k–$150k 15.1%

Range	% of households
Under $10k	14.6%
$10k–$15k	16.7%
$15k–$25k	13.5%
$25k–$35k	12.5%
$35k–$50k	27.6%
$100k–$150k	15.1%
Median income	$31,042

Housing

Home values

Under $50k 16.2%

$50k–$100k 47.0%

$100k–$150k 6.8%

$150k–$200k 6.8%

$200k–$300k 23.1%

Housing overview

Metric	Value
Median home value	$92,600
Median rent / month	$626
Owner occupied	60.9%
Renter occupied	39.1%
Vacant	27.0%
Single-family detached	29.3%
Large apartment buildings	0.0%
Mobile homes	70.7%
Median rooms	3.4
Avg household size (owned)	1.35

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	23.2%
1990–1999	25.9%
1980–1989	23.2%
1970–1979	21.7%
1960–1969	3.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	25.1%
1 bedroom	12.9%
2 bedrooms	55.9%
3 bedrooms	6.1%
4 bedrooms	0.0%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	14.6%
1 vehicle	34.4%
2 vehicles	26.0%
3 or more	25.0%

Heating fuel

Fuel type	%
Electricity	48.4%
Propane / LP gas	42.7%
Wood	8.9%

Households & families

Household type	Count	%
Married-couple family	35	18.2%
Cohabiting couple	38	19.8%
Male householder, no spouse	98	51.0%
Female householder, no spouse	21	10.9%
Households with children under 18	0	0.0%
Households with seniors (65+)	79	41.1%
Average household size	1.54

Marital status

Status	Male	Female
Never married	34.6%	31.1%
Married	17.1%	36.7%
Separated	0.0%	8.9%
Widowed	0.0%	0.0%
Divorced	48.3%	23.3%

Education

Less than 9th grade 13.6%

Some HS, no diploma 11.5%

HS graduate 49.5%

Some college, no degree 18.3%

Associate's degree 0.0%

Bachelor's degree 7.1%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	74.9%
Bachelor's or higher	7.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Other services 51.6%

Education & healthcare 33.9%

Agriculture & mining 14.5%

Occupation

Category	%
Management, business & arts	69.4%
Service	14.5%
Sales & office	0.0%
Natural resources & construction	0.0%
Production & transportation	16.1%

Employment type

Type	%
Private sector	30.6%
Government	33.9%
Self-employed	35.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.5%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	35.5%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 44.1%

Under 18 years 0.0%

18 and over 44.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	65.6%
Retirement income	34.9%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	16.7%

Health indicators

Condition	%
Obesity	40.2%
High blood pressure	50.9%
High cholesterol	46.0%
Diabetes	22.2%
Heart disease	16.0%
Stroke	7.7%
Asthma	11.6%
Arthritis	44.3%
Kidney disease	6.7%
Pulmonary disease	18.3%
Cancer	10.8%

Behavior / access	%
Smoking	25.2%
Binge drinking	11.1%
No physical activity	39.5%
Less than 7 hrs sleep	37.5%
Depression	21.3%
Fair or poor health	29.9%
Poor mental health	15.8%
Poor physical health	21.0%
No health insurance	15.8%
Visited doctor (checkup)	76.6%
Visited dentist	42.1%
Cholesterol screening	93.1%
Teeth loss	24.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	75	25.4%

Disability	%
Any disability	23.1%
Under 18	0.0%
18–64 years	4.4%
65 and over	53.6%

Health insurance coverage

Type	%
Private insurance	41.7%
Public insurance	65.8%
No insurance	13.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	295	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	295	100.0%
Born in same state	295	100.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	42	14.2%
Irish	26	8.8%
Polish	10	3.4%

Ancestry	Count	%
Dutch	10	3.4%
Arab	8	2.7%

Technology access

Metric	% of households
Computer access	65.1%
Internet access	74.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86431

What city is ZIP code 86431 in?

ZIP code 86431 is primarily assigned to Chloride, Arizona.

What county is ZIP code 86431 in?

ZIP code 86431 falls within Mohave County, Arizona.

What is the poverty rate in ZIP code 86431?

44% of residents in ZIP code 86431 live below the poverty line, above the national average.

Does ZIP code 86431 have a large retiree population?

66% of households in ZIP code 86431 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 86431 have an older population?

38% of residents in ZIP code 86431 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 86431?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 86431 in?

ZIP code 86431 observes the MST timezone.