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Arizona ZIP Codes
Apache County
Chinle, AZ
86503
86503 ZIP Code — Chinle, AZ
Apache County, Arizona
ZIP code 86503 is located in
Chinle ,
Arizona ,
within Apache County .
It covers approximately 990.62 square miles and serves a population of
9,714 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 928 .
About ZIP code 86503
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $40,000. Owner-occupancy is high at 75%, well above the national average.
Median household income is $29,624. Poverty affects 38% of residents, above the national average. SNAP benefit usage at 35% of households reflects economic stress in the area.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of diabetes (18%), smoking (32%), poor mental health (24%) compared to national benchmarks. 34% of residents lack health insurance, above the national average.
Notable community characteristics include Spanish spoken in 33% of households.
Overall, ZIP code 86503 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and elevated reliance on food assistance.
86503 ZIP code map
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Cities in ZIP code 86503
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Demographics
updated 08/2026
Population
Total population
9,714
Population density
10 / sq mi
State FIPS
04
County FIPS
001
Geography
Land area
990.62 sq mi
Water area
0.38 sq mi
Latitude
36.1216
Longitude
-109.5235
Timezone
Mountain (MT)
Area code
928
Economics
updated 08/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
75.4%
64.4%
40.6%
$50k – $100k
18.1%
24.1%
31.9%
$100k – $200k
6.5%
10.9%
21.1%
Over $200k
0.0%
0.6%
6.4%
Demographics & statistics
$29,624
Median household income
Age distribution
Age summary
Group Count % Under 18 2,796 28.8% 18 and over 6,918 71.2% 65 and over 1,332 13.7% Median age 35.5 years
Race & ethnicity
American Indian / Alaska Native
92.2%
Black or African American
0.4%
Group Count % American Indian / Alaska Native 9,034 92.2% Two or more races 295 3% White 185 1.9% Asian 105 1.1% Hispanic or Latino 83 0.8% Other race 53 0.5% Black or African American 42 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
75.4%
64.4%
40.6%
$50k – $100k
18.1%
24.1%
31.9%
$100k – $200k
6.5%
10.9%
21.1%
Over $200k
0.0%
0.6%
6.4%
Range % of households Under $10k 20.3% $10k–$15k 4.7% $15k–$25k 14.8% $25k–$35k 14.2% $35k–$50k 11.9% $50k–$75k 14.2% $75k–$100k 8.5% $100k–$150k 6.9% $150k–$200k 2.6% $200k+ 2.0% Median income $29,624
Housing
Housing overview
Metric Value Median home value $40,000 Median rent / month $539 Owner occupied 75.4% Renter occupied 24.6% Vacant 18.5% Single-family detached 63.6% Large apartment buildings 0.0% Mobile homes 20.6% Median rooms 4.1 Avg household size (owned) 3.17
Year built
Era % 2020 or later 0.0% 2010–2019 6.3% 2000–2009 18.6% 1990–1999 23.8% 1980–1989 26.6% 1970–1979 16.4% 1960–1969 5.3% 1950–1959 0.8% 1940–1949 1.2% 1939 or earlier 1.0%
Bedrooms
Size % of units No bedroom (studio) 19.4% 1 bedroom 11.8% 2 bedrooms 33.1% 3 bedrooms 22.4% 4 bedrooms 12.5% 5+ bedrooms 0.7%
Vehicles per household
Vehicles % of households No vehicle 11.8% 1 vehicle 48.7% 2 vehicles 26.8% 3 or more 12.7%
Heating fuel
Fuel type % Utility gas 4.7% Electricity 20.5% Propane / LP gas 5.4% Wood 65.9% No fuel used 0.1%
Households & families
Household type Count % Married-couple family 1,068 34.8% Cohabiting couple 77 2.5% Male householder, no spouse 697 22.7% Female householder, no spouse 1,224 39.9% Households with children under 18 981 32.0% Households with seniors (65+) 874 28.5% Average household size 3.11
Marital status
Status Male Female Never married 58.1% 50.4% Married 33.3% 33.1% Separated 2.1% 2.7% Widowed 3.2% 9.6% Divorced 3.2% 4.2%
Education
Some college, no degree
25.0%
Graduate / professional
5.1%
Metric % HS diploma or higher 81.5% Bachelor's or higher 9.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 165 6.0% Kindergarten 164 5.9% Elementary school 1,147 41.5% High school 848 30.7% College / grad school 438 15.9%
Employment
Industry of employment
Education & healthcare
59.2%
Public administration
10.8%
Arts, food & hospitality
5.5%
Transportation & utilities
3.9%
Finance & real estate
1.2%
Professional & management
0.8%
Occupation
Category % Management, business & arts 36.0% Service 23.3% Sales & office 19.2% Natural resources & construction 12.3% Production & transportation 9.2%
Employment type
Type % Private sector 30.0% Government 68.9% Self-employed 1.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 85.6% Carpool 1.1% Public transit 1.8% Walk 5.9% Work from home 5.1% Other means 0.4% Avg commute (minutes) 23.1
Poverty
Married-couple families
25.1%
Female-led households
37.7%
Income support
Source % of households Social Security 26.3% Retirement income 15.0% Supplemental Security 17.8% Cash public assistance 7.5% Food stamps / SNAP 34.8%
Health indicators
Condition % Obesity 37.9% High blood pressure 35.0% High cholesterol 26.9% Diabetes 18.1% Heart disease 8.7% Stroke 6.2% Asthma 14.8% Arthritis 24.3% Kidney disease 4.8% Pulmonary disease 12.1% Cancer 4.9%
Behavior / access % Smoking 32.0% Binge drinking 14.4% No physical activity 29.8% Less than 7 hrs sleep 40.1% Depression 22.8% Fair or poor health 30.8% Poor mental health 23.6% Poor physical health 20.3% No health insurance 19.0% Visited doctor (checkup) 69.0% Visited dentist 41.0% Cholesterol screening 82.7% Teeth loss 33.3%
Veterans & disability
Veterans Count % Civilian veterans 165 2.4%
Disability % Any disability 6.6% Under 18 1.8% 18–64 years 3.9% 65 and over 29.7%
Health insurance coverage
Type % Private insurance 24.9% Public insurance 42.4% No insurance 34.0% Uninsured under 19 34.5%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 8,997 92.6% Spanish 2,932 32.6% Other Indo-European 23 0.3% Asian & Pacific Islander 0 0.0% Other languages 13 0.1%
Place of birth & citizenship
Origin Count % Native born (US) 9,558 98.4% Born in same state 9,558 98.4% Born in different state 8,759 90.2% Foreign born 0 0.0% Naturalized citizen 156 1.6% Not a US citizen 20 12.8%
Ancestry
Ancestry Count % French 73 0.8% Polish 31 0.3%
Ancestry Count % Italian 3 0%
Technology access
Metric % of households Computer access 31.6% Internet access 51.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 86503
What city is ZIP code 86503 in?
ZIP code 86503 is primarily assigned to Chinle, Arizona.
What county is ZIP code 86503 in?
ZIP code 86503 falls within Apache County, Arizona.
What is the poverty rate in ZIP code 86503?
38% of residents in ZIP code 86503 live below the poverty line, above the national average.
Is Spanish widely spoken in ZIP code 86503?
Approximately 33% of households in ZIP code 86503 speak Spanish as a primary language.
How educated is the population of ZIP code 86503?
10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 86503?
The median home value in ZIP code 86503 is $40,000.
What timezone is ZIP code 86503 in?
ZIP code 86503 observes the MST timezone.
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