54728 ZIP Code — Chetek, WI

Barron County, Wisconsin

ZIP code 54728 is located in Chetek, Wisconsin, within Barron County. It covers approximately 125.64 square miles and serves a population of 5,910 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715/534.

About ZIP code 54728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $188,800. Owner-occupancy is high at 85%, well above the national average.

Median household income is $65,472. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 54728 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,910

population

125.64

sq mi land

Standard

ZIP type

Central (CT)

timezone

54728 ZIP code map

Cities in ZIP code 54728

Below are the cities the US Postal Service accepts for ZIP code 54728. Using any city not on this list may result in mail delivery delays.

City	Status
Chetek	Preferred

Nearby ZIP codes

54757 New Auburn (5.8 mi) 54822 Cameron (7.6 mi) 54895 Weyerhaeuser (12.9 mi) 54733 Dallas (13 mi) 54724 Bloomer (15.1 mi) 54812 Barron (15.2 mi) 54763 Ridgeland (15.3 mi) 54868 Rice Lake (15.4 mi) 54819 Bruce (18.7 mi) 54772 Wheeler (19 mi) 54730 Colfax (19.1 mi) 54762 Prairie Farm (19.2 mi)

Demographics updated 05/2026

Population
Total population	5,910
Population density	47 / sq mi
State FIPS	55
County FIPS	005

Geography
Land area	125.64 sq mi
Water area	6.67 sq mi
Latitude	45.3002
Longitude	-91.6139
Timezone	Central (CT)
Area code	715/534

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	47.9%	39.4%
$50k – $100k	36.6%	32.8%	33.0%
$100k – $200k	16.8%	16.1%	22.4%
Over $200k	2.0%	3.1%	5.2%

Demographics & statistics

5,910

Population

People per sq mi

50.8

Median age

$65,472

Median household income

$33,241

Per capita income

$188,800

Median home value

$854

Median monthly rent

85.1%

Home ownership

12.2%

Poverty rate

2.1%

Unemployment

3,140

Housing units

20.3%

Bachelor's or higher

Age distribution

Male Female

116

Under 5

116

132

5–9

130

138

10–14

136

170

15–19

168

172

20–24

170

248

25–34

246

303

35–44

301

350

45–54

347

245

55–59

243

279

60–64

276

468

65–74

464

258

75–84

256

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,021	17.3%
18 and over	4,889	82.7%
65 and over	1,624	27.5%
Median age	50.8 years

Race & ethnicity

White 95.5%

Two or more races 2%

Hispanic or Latino 1.1%

Asian 0.5%

Other race 0.5%

American Indian / Alaska Native 0.3%

Black or African American 0.2%

Group	Count	%
White	5,703	95.5%
Two or more races	117	2%
Hispanic or Latino	63	1.1%
Asian	31	0.5%
Other race	30	0.5%
American Indian / Alaska Native	19	0.3%
Black or African American	10	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.5%	47.9%	39.4%
$50k – $100k	36.6%	32.8%	33.0%
$100k – $200k	16.8%	16.1%	22.4%
Over $200k	2.0%	3.1%	5.2%

Under $10k 2.0%

$10k–$15k 3.7%

$15k–$25k 8.5%

$25k–$35k 8.1%

$35k–$50k 13.8%

$50k–$75k 22.5%

$75k–$100k 13.2%

$100k–$150k 19.9%

$150k–$200k 5.3%

$200k+ 2.9%

Range	% of households
Under $10k	2.0%
$10k–$15k	3.7%
$15k–$25k	8.5%
$25k–$35k	8.1%
$35k–$50k	13.8%
$50k–$75k	22.5%
$75k–$100k	13.2%
$100k–$150k	19.9%
$150k–$200k	5.3%
$200k+	2.9%
Median income	$65,472

Housing

Home values

Under $50k 5.3%

$50k–$100k 11.5%

$100k–$150k 15.9%

$150k–$200k 21.1%

$200k–$300k 22.4%

$300k–$500k 18.9%

$500k–$1M 4.6%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$188,800
Median rent / month	$854
Owner occupied	85.1%
Renter occupied	14.9%
Vacant	30.1%
Single-family detached	81.5%
Large apartment buildings	0.7%
Mobile homes	6.8%
Median rooms	5.3
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.1%
2010–2019	4.0%
2000–2009	12.1%
1990–1999	14.3%
1980–1989	12.1%
1970–1979	16.0%
1960–1969	7.6%
1950–1959	9.0%
1940–1949	6.4%
1939 or earlier	18.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	11.9%
2 bedrooms	30.8%
3 bedrooms	39.5%
4 bedrooms	13.4%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	22.1%
2 vehicles	45.9%
3 or more	29.2%

Heating fuel

Fuel type	%
Utility gas	44.8%
Electricity	9.1%
Propane / LP gas	33.8%
Fuel oil	1.2%
Wood	10.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,455	59.4%
Cohabiting couple	222	9.1%
Male householder, no spouse	431	17.6%
Female householder, no spouse	341	13.9%
Households with children under 18	503	20.5%
Households with seniors (65+)	1,032	42.1%
Average household size	2.37

Marital status

Status	Male	Female
Never married	26.8%	18.2%
Married	57.3%	59.5%
Separated	0.5%	0.0%
Widowed	2.7%	11.2%
Divorced	12.7%	11.1%

Education

Less than 9th grade 2.2%

Some HS, no diploma 4.0%

HS graduate 34.7%

Some college, no degree 23.5%

Associate's degree 15.4%

Bachelor's degree 14.2%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	20.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	3.5%
Kindergarten	24	2.5%
Elementary school	444	45.8%
High school	287	29.6%
College / grad school	180	18.6%

Employment

Industry of employment

Education & healthcare 21.2%

Manufacturing 20.2%

Retail trade 14.8%

Construction 7.9%

Arts, food & hospitality 7.3%

Professional & management 5.8%

Agriculture & mining 5.4%

Transportation & utilities 5.0%

Finance & real estate 3.4%

Other services 3.2%

Wholesale trade 3.1%

Public administration 1.8%

Information 0.9%

Occupation

Category	%
Management, business & arts	26.4%
Service	16.8%
Sales & office	22.1%
Natural resources & construction	12.0%
Production & transportation	22.8%

Employment type

Type	%
Private sector	80.2%
Government	9.7%
Self-employed	9.1%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	78.4%
Carpool	9.1%
Public transit	0.0%
Walk	2.9%
Work from home	8.6%
Other means	1.0%
Avg commute (minutes)	27.2

Poverty

All people 12.2%

Under 18 years 15.8%

18 and over 11.4%

Married-couple families 6.7%

Female-led households 34.3%

Income support

Source	% of households
Social Security	47.4%
Retirement income	36.0%
Supplemental Security	5.3%
Cash public assistance	3.6%
Food stamps / SNAP	11.6%

Health indicators

Condition	%
Obesity	33.7%
High blood pressure	35.5%
High cholesterol	36.2%
Diabetes	10.6%
Heart disease	7.7%
Stroke	3.6%
Asthma	9.6%
Arthritis	28.4%
Kidney disease	3.3%
Pulmonary disease	7.6%
Cancer	8.3%

Behavior / access	%
Smoking	18.3%
Binge drinking	22.1%
No physical activity	21.9%
Less than 7 hrs sleep	31.1%
Depression	20.0%
Fair or poor health	13.8%
Poor mental health	13.0%
Poor physical health	11.0%
No health insurance	10.4%
Visited doctor (checkup)	75.0%
Visited dentist	66.0%
Cholesterol screening	88.9%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	432	8.8%

Disability	%
Any disability	17.1%
Under 18	2.7%
18–64 years	12.9%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	68.7%
Public insurance	46.4%
No insurance	7.3%
Uninsured under 19	9.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,678	96.1%
Spanish	41	0.7%
Other Indo-European	14	0.2%
Asian & Pacific Islander	15	0.3%
Other languages	12	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,860	99.2%
Born in same state	5,829	98.6%
Born in different state	4,274	72.3%
Foreign born	31	0.5%
Naturalized citizen	50	0.8%
Not a US citizen	45	90.0%

Ancestry

Ancestry	Count	%
Polish	1,146	19.4%
Italian	437	7.4%
French	363	6.1%
Arab	243	4.1%
German	89	1.5%

Ancestry	Count	%
English	86	1.5%
Dutch	66	1.1%
Irish	10	0.2%
Norwegian	8	0.1%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54728

What city is ZIP code 54728 in?

ZIP code 54728 is primarily assigned to Chetek, Wisconsin.

What county is ZIP code 54728 in?

ZIP code 54728 falls within Barron County, Wisconsin.

Does ZIP code 54728 have an older population?

28% of residents in ZIP code 54728 are 65 or older, above the national average of ~17%.

Does ZIP code 54728 have a large retiree population?

47% of households in ZIP code 54728 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54728 mostly owner-occupied?

85% of occupied units in ZIP code 54728 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 54728?

The median home value in ZIP code 54728 is $188,800.

What timezone is ZIP code 54728 in?

ZIP code 54728 observes the CST timezone.