57016 ZIP Code — Chester, SD

Lake County, South Dakota

ZIP code 57016 is located in Chester, South Dakota, within Lake County. It covers approximately 26.49 square miles and serves a population of 704 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 605.

About ZIP code 57016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $191,300. Owner-occupancy is high at 91%, well above the national average.

Median household income is $89,602. The poverty rate of 2% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 57016 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

704

population

26.49

sq mi land

Standard

ZIP type

Central (CT)

timezone

57016 ZIP code map

Cities in ZIP code 57016

Below are the cities the US Postal Service accepts for ZIP code 57016. Using any city not on this list may result in mail delivery delays.

City	Status
Chester	Acceptable
Chester	Preferred

Nearby ZIP codes

57018 Colton (7.1 mi) 57075 Wentworth (7.7 mi) 57042 Madison (8.5 mi) 57017 Colman (12.7 mi) 57048 Montrose (14.2 mi) 57022 Dell Rapids (14.7 mi) 57003 Baltic (16.2 mi) 57020 Crooks (17.3 mi) 57076 Winfred (17.7 mi) 57035 Humboldt (17.8 mi) 57050 Nunda (18 mi) 57033 Hartford (18.1 mi)

Demographics updated 08/2026

Population
Total population	704
Population density	27 / sq mi
State FIPS	46
County FIPS	079

Geography
Land area	26.49 sq mi
Water area	1.08 sq mi
Latitude	43.8917
Longitude	-97.0088
Timezone	Central (CT)
Area code	605

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.2%	34.6%	41.7%
$50k – $100k	39.3%	39.3%	33.8%
$100k – $200k	27.3%	21.7%	20.1%
Over $200k	4.1%	4.4%	4.4%

Demographics & statistics

704

Population

People per sq mi

48.7

Median age

$89,602

Median household income

$44,348

Per capita income

$191,300

Median home value

$1,076

Median monthly rent

90.7%

Home ownership

2.4%

Poverty rate

1.6%

Unemployment

430

Housing units

28.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	121	17.2%
18 and over	583	82.8%
65 and over	197	28.0%
Median age	48.7 years

Race & ethnicity

White 87.4%

American Indian / Alaska Native 11.4%

Two or more races 1.3%

Group	Count	%
White	615	87.4%
American Indian / Alaska Native	80	11.4%
Two or more races	9	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.2%	34.6%	41.7%
$50k – $100k	39.3%	39.3%	33.8%
$100k – $200k	27.3%	21.7%	20.1%
Over $200k	4.1%	4.4%	4.4%

Under $10k 3.4%

$15k–$25k 1.9%

$25k–$35k 6.5%

$35k–$50k 9.7%

$50k–$75k 21.2%

$75k–$100k 13.7%

$100k–$150k 34.9%

$150k–$200k 1.9%

$200k+ 6.9%

Range	% of households
Under $10k	3.4%
$15k–$25k	1.9%
$25k–$35k	6.5%
$35k–$50k	9.7%
$50k–$75k	21.2%
$75k–$100k	13.7%
$100k–$150k	34.9%
$150k–$200k	1.9%
$200k+	6.9%
Median income	$89,602

Housing

Home values

Under $50k 0.7%

$50k–$100k 24.4%

$100k–$150k 17.9%

$150k–$200k 8.2%

$200k–$300k 19.9%

$300k–$500k 22.0%

$500k–$1M 5.5%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$191,300
Median rent / month	$1,076
Owner occupied	90.7%
Renter occupied	9.3%
Vacant	30.2%
Single-family detached	84.3%
Large apartment buildings	0.0%
Mobile homes	12.2%
Median rooms	6.0
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	12.6%
1990–1999	12.8%
1980–1989	17.6%
1970–1979	10.4%
1960–1969	4.3%
1950–1959	8.5%
1940–1949	8.9%
1939 or earlier	21.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.9%
2 bedrooms	23.5%
3 bedrooms	43.5%
4 bedrooms	20.0%
5+ bedrooms	7.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	24.3%
2 vehicles	22.7%
3 or more	52.3%

Heating fuel

Fuel type	%
Utility gas	0.3%
Electricity	27.7%
Propane / LP gas	62.9%
Fuel oil	2.5%
Wood	0.9%

Households & families

Household type	Count	%
Married-couple family	181	56.4%
Cohabiting couple	6	1.9%
Male householder, no spouse	57	17.8%
Female householder, no spouse	77	24.0%
Households with children under 18	73	22.7%
Households with seniors (65+)	149	46.4%
Average household size	2.19

Marital status

Status	Male	Female
Never married	12.3%	19.7%
Married	65.5%	55.9%
Separated	0.0%	0.0%
Widowed	2.5%	5.7%
Divorced	19.6%	18.6%

Education

Less than 9th grade 4.3%

Some HS, no diploma 1.9%

HS graduate 20.2%

Some college, no degree 38.4%

Associate's degree 7.1%

Bachelor's degree 21.7%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	28.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	2.9%
Kindergarten	15	10.7%
Elementary school	58	41.4%
High school	23	16.4%
College / grad school	40	28.6%

Employment

Industry of employment

Education & healthcare 22.5%

Manufacturing 17.6%

Retail trade 12.4%

Construction 9.2%

Arts, food & hospitality 7.7%

Agriculture & mining 7.0%

Wholesale trade 7.0%

Other services 6.8%

Finance & real estate 6.6%

Transportation & utilities 3.1%

Occupation

Category	%
Management, business & arts	32.9%
Service	7.0%
Sales & office	29.1%
Natural resources & construction	14.3%
Production & transportation	16.7%

Employment type

Type	%
Private sector	85.0%
Government	9.6%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.0%
Carpool	5.9%
Public transit	0.0%
Walk	1.0%
Work from home	6.7%
Other means	0.5%
Avg commute (minutes)	24.0

Poverty

All people 2.4%

Under 18 years 0.0%

18 and over 2.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	47.7%
Retirement income	26.8%
Supplemental Security	0.6%
Cash public assistance	0.0%
Food stamps / SNAP	1.2%

Health indicators

Condition	%
Obesity	31.7%
High blood pressure	28.8%
High cholesterol	30.2%
Diabetes	8.1%
Heart disease	6.3%
Stroke	2.6%
Asthma	8.3%
Arthritis	22.9%
Kidney disease	2.6%
Pulmonary disease	4.9%
Cancer	7.7%

Behavior / access	%
Smoking	14.6%
Binge drinking	20.5%
No physical activity	19.2%
Less than 7 hrs sleep	26.6%
Depression	14.2%
Fair or poor health	8.8%
Poor mental health	9.4%
Poor physical health	7.5%
No health insurance	9.4%
Visited doctor (checkup)	75.0%
Visited dentist	73.9%
Cholesterol screening	91.3%
Teeth loss	9.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	72	12.4%

Disability	%
Any disability	18.1%
Under 18	3.3%
18–64 years	5.8%
65 and over	51.3%

Health insurance coverage

Type	%
Private insurance	83.6%
Public insurance	31.9%
No insurance	2.6%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	688	97.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	704	100.0%
Born in same state	704	100.0%
Born in different state	596	84.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Polish	150	21.3%
Italian	109	15.5%
English	73	10.4%

Ancestry	Count	%
French	37	5.3%
Dutch	18	2.6%
Arab	13	1.8%

Technology access

Metric	% of households
Computer access	45.6%
Internet access	98.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 57016

What city is ZIP code 57016 in?

ZIP code 57016 is primarily assigned to Chester, South Dakota.

What county is ZIP code 57016 in?

ZIP code 57016 falls within Lake County, South Dakota.

Does ZIP code 57016 have an older population?

28% of residents in ZIP code 57016 are 65 or older, above the national average of ~17%.

Is ZIP code 57016 mostly owner-occupied?

91% of occupied units in ZIP code 57016 are owner-occupied, well above the national average.

Does ZIP code 57016 have a large retiree population?

48% of households in ZIP code 57016 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 57016 have a large veteran population?

12% of civilians in ZIP code 57016 are veterans, above the national average of ~7%.

What timezone is ZIP code 57016 in?

ZIP code 57016 observes the CST timezone.