45620 ZIP Code — Cheshire, OH

Gallia County, Ohio

ZIP code 45620 is located in Cheshire, Ohio, within Gallia County. It covers approximately 21.62 square miles and serves a population of 754 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 45620

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $157,500. Owner-occupancy is high at 82%, well above the national average.

Median household income is $75,114. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 45620 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

754

population

21.62

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45620 ZIP code map

Cities in ZIP code 45620

Below are the cities the US Postal Service accepts for ZIP code 45620. Using any city not on this list may result in mail delivery delays.

City	Status
Cheshire	Preferred

Nearby ZIP codes

25287 West Columbia (3.6 mi) 45760 Middleport (4.4 mi) 25260 Mason (6 mi) 25550 Point Pleasant (6.3 mi) 45614 Bidwell (7.6 mi) 25253 Letart (8.7 mi) 25106 Henderson (9.2 mi) 45775 Rutland (9.3 mi) 45769 Pomeroy (11.2 mi) 45631 Gallipolis (11.8 mi) 45686 Vinton (11.9 mi) 45771 Racine (12.5 mi)

Demographics updated 05/2026

Population
Total population	754
Population density	35 / sq mi
State FIPS	39
County FIPS	053

Geography
Land area	21.62 sq mi
Water area	0.99 sq mi
Latitude	38.9464
Longitude	-82.1325
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.1%	50.4%	43.3%
$50k – $100k	66.0%	31.3%	31.4%
$100k – $200k	11.6%	15.9%	20.0%
Over $200k	0.3%	2.4%	5.2%

Demographics & statistics

754

Population

People per sq mi

49.2

Median age

$75,114

Median household income

$31,241

Per capita income

$157,500

Median home value

$743

Median monthly rent

82.3%

Home ownership

7.6%

Poverty rate

3.0%

Unemployment

300

Housing units

14.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	107	14.2%
18 and over	647	85.8%
65 and over	180	23.9%
Median age	49.2 years

Race & ethnicity

White 98.3%

Two or more races 1.1%

Asian 0.7%

Group	Count	%
White	741	98.3%
Two or more races	8	1.1%
Asian	5	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.1%	50.4%	43.3%
$50k – $100k	66.0%	31.3%	31.4%
$100k – $200k	11.6%	15.9%	20.0%
Over $200k	0.3%	2.4%	5.2%

Under $10k 6.5%

$15k–$25k 6.9%

$25k–$35k 2.5%

$35k–$50k 1.8%

$50k–$75k 31.8%

$75k–$100k 19.5%

$100k–$150k 28.2%

$150k–$200k 2.2%

$200k+ 0.7%

Range	% of households
Under $10k	6.5%
$15k–$25k	6.9%
$25k–$35k	2.5%
$35k–$50k	1.8%
$50k–$75k	31.8%
$75k–$100k	19.5%
$100k–$150k	28.2%
$150k–$200k	2.2%
$200k+	0.7%
Median income	$75,114

Housing

Home values

Under $50k 13.2%

$50k–$100k 17.1%

$100k–$150k 11.0%

$150k–$200k 29.4%

$200k–$300k 26.8%

$300k–$500k 2.6%

Housing overview

Metric	Value
Median home value	$157,500
Median rent / month	$743
Owner occupied	82.3%
Renter occupied	17.7%
Vacant	20.6%
Single-family detached	77.9%
Large apartment buildings	0.0%
Mobile homes	22.1%
Median rooms	6.6
Avg household size (owned)	2.87

Year built

Era	%
2020 or later	0.0%
2010–2019	9.7%
2000–2009	0.0%
1990–1999	22.9%
1980–1989	6.6%
1970–1979	29.8%
1960–1969	12.0%
1950–1959	2.6%
1940–1949	0.0%
1939 or earlier	16.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	24.6%
3 bedrooms	52.7%
4 bedrooms	22.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	15.5%
2 vehicles	29.2%
3 or more	54.5%

Heating fuel

Fuel type	%
Utility gas	48.0%
Electricity	33.9%
Propane / LP gas	14.4%

Households & families

Household type	Count	%
Married-couple family	215	77.6%
Cohabiting couple	17	6.1%
Male householder, no spouse	19	6.9%
Female householder, no spouse	26	9.4%
Households with children under 18	61	22.0%
Households with seniors (65+)	127	45.8%
Average household size	2.72

Marital status

Status	Male	Female
Never married	21.4%	35.6%
Married	73.2%	52.5%
Separated	0.0%	0.0%
Widowed	0.7%	4.0%
Divorced	4.6%	7.8%

Education

Less than 9th grade 3.8%

Some HS, no diploma 4.7%

HS graduate 45.6%

Some college, no degree 18.8%

Associate's degree 12.7%

Bachelor's degree 11.2%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	14.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	16	9.2%
Elementary school	36	20.8%
High school	35	20.2%
College / grad school	86	49.7%

Employment

Industry of employment

Education & healthcare 27.2%

Arts, food & hospitality 22.6%

Manufacturing 15.9%

Transportation & utilities 13.8%

Public administration 9.5%

Retail trade 8.3%

Construction 1.5%

Other services 0.9%

Professional & management 0.3%

Occupation

Category	%
Management, business & arts	20.8%
Service	38.5%
Sales & office	10.4%
Natural resources & construction	8.3%
Production & transportation	22.0%

Employment type

Type	%
Private sector	59.0%
Government	38.5%
Self-employed	2.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.7%
Carpool	2.2%
Public transit	4.3%
Walk	1.5%
Work from home	2.2%
Other means	3.1%
Avg commute (minutes)	39.9

Poverty

All people 7.6%

Under 18 years 0.0%

18 and over 8.8%

Married-couple families 3.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	45.5%
Retirement income	36.8%
Supplemental Security	0.7%
Cash public assistance	0.0%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	36.7%
High cholesterol	35.0%
Diabetes	13.2%
Heart disease	8.3%
Stroke	3.8%
Asthma	10.3%
Arthritis	32.5%
Kidney disease	3.4%
Pulmonary disease	11.0%
Cancer	7.4%

Behavior / access	%
Smoking	27.0%
Binge drinking	16.9%
No physical activity	31.3%
Less than 7 hrs sleep	40.5%
Depression	25.2%
Fair or poor health	18.4%
Poor mental health	17.2%
Poor physical health	12.7%
No health insurance	13.3%
Visited doctor (checkup)	76.0%
Visited dentist	56.2%
Cholesterol screening	88.0%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	70	10.8%

Disability	%
Any disability	20.6%
Under 18	0.0%
18–64 years	16.3%
65 and over	43.9%

Health insurance coverage

Type	%
Private insurance	71.2%
Public insurance	49.3%
No insurance	4.0%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	750	99.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	749	99.3%
Born in same state	749	99.3%
Born in different state	563	74.7%
Foreign born	0	0.0%
Naturalized citizen	5	0.7%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	196	26%
Arab	75	9.9%
Italian	48	6.4%

Ancestry	Count	%
German	3	0.4%
English	1	0.1%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	87.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45620

What city is ZIP code 45620 in?

ZIP code 45620 is primarily assigned to Cheshire, Ohio.

What county is ZIP code 45620 in?

ZIP code 45620 falls within Gallia County, Ohio.

Does ZIP code 45620 have a large retiree population?

46% of households in ZIP code 45620 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 45620?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 45620 mostly owner-occupied?

82% of occupied units in ZIP code 45620 are owner-occupied, well above the national average.

Does ZIP code 45620 have a large veteran population?

11% of civilians in ZIP code 45620 are veterans, above the national average of ~7%.

What timezone is ZIP code 45620 in?

ZIP code 45620 observes the EST timezone.