61016 ZIP Code — Cherry Valley, IL

Winnebago County, Illinois

ZIP code 61016 is located in Cherry Valley, Illinois, within Winnebago County. It covers approximately 28.27 square miles and serves a population of 5,185 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 815.

About ZIP code 61016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $217,600. Owner-occupancy is high at 88%, well above the national average.

Median household income is $97,500. The poverty rate of 5% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 61016 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,185

population

28.27

sq mi land

Standard

ZIP type

Central (CT)

timezone

61016 ZIP code map

Cities in ZIP code 61016

Below are the cities the US Postal Service accepts for ZIP code 61016. Using any city not on this list may result in mail delivery delays.

City	Status
Cherry Valley	Acceptable
Cherry Valley	Preferred

Nearby ZIP codes

61112 Rockford (3 mi) 61108 Rockford (4.2 mi) 61109 Rockford (5.2 mi) 61107 Rockford (6.2 mi) 61052 Monroe Center (6.8 mi) 61008 Belvidere (7.1 mi) 61104 Rockford (7.1 mi) 61114 Rockford (7.4 mi) 60146 Kirkland (8.4 mi) 61020 Davis Junction (9.1 mi) 61102 Rockford (10.5 mi) 61103 Rockford (10.8 mi)

Demographics updated 06/2026

Population
Total population	5,185
Population density	183 / sq mi
State FIPS	17
County FIPS	201

Geography
Land area	28.27 sq mi
Water area	0.45 sq mi
Latitude	42.2026
Longitude	-88.9621
Timezone	Central (CT)
Area code	815

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.8%	45.2%	37.2%
$50k – $100k	35.4%	31.4%	29.6%
$100k – $200k	27.3%	19.5%	24.4%
Over $200k	10.5%	4.0%	8.8%

Demographics & statistics

5,185

Population

183

People per sq mi

45.6

Median age

$97,500

Median household income

$47,700

Per capita income

$217,600

Median home value

$850

Median monthly rent

88.0%

Home ownership

5.1%

Poverty rate

3.9%

Unemployment

1,981

Housing units

31.9%

Bachelor's or higher

Age distribution

Male Female

167

Under 5

164

106

5–9

104

240

10–14

236

138

15–19

137

20–24

196

25–34

194

337

35–44

332

343

45–54

338

214

55–59

212

252

60–64

249

358

65–74

354

122

75–84

121

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,226	23.6%
18 and over	3,959	76.4%
65 and over	1,050	20.3%
Median age	45.6 years

Race & ethnicity

White 73.7%

Hispanic or Latino 8.5%

Two or more races 7.1%

Black or African American 4.2%

Asian 3.3%

Other race 2.6%

American Indian / Alaska Native 0.6%

Group	Count	%
White	4,175	73.7%
Hispanic or Latino	479	8.5%
Two or more races	403	7.1%
Black or African American	240	4.2%
Asian	186	3.3%
Other race	149	2.6%
American Indian / Alaska Native	32	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.8%	45.2%	37.2%
$50k – $100k	35.4%	31.4%	29.6%
$100k – $200k	27.3%	19.5%	24.4%
Over $200k	10.5%	4.0%	8.8%

Under $10k 0.8%

$10k–$15k 1.5%

$15k–$25k 1.6%

$25k–$35k 5.1%

$35k–$50k 10.9%

$50k–$75k 19.7%

$75k–$100k 13.3%

$100k–$150k 21.7%

$150k–$200k 12.0%

$200k+ 13.3%

Range	% of households
Under $10k	0.8%
$10k–$15k	1.5%
$15k–$25k	1.6%
$25k–$35k	5.1%
$35k–$50k	10.9%
$50k–$75k	19.7%
$75k–$100k	13.3%
$100k–$150k	21.7%
$150k–$200k	12.0%
$200k+	13.3%
Median income	$97,500

Housing

Home values

$50k–$100k 0.4%

$100k–$150k 12.2%

$150k–$200k 30.6%

$200k–$300k 42.5%

$300k–$500k 13.3%

$500k–$1M 1.1%

Housing overview

Metric	Value
Median home value	$217,600
Median rent / month	$850
Owner occupied	88.0%
Renter occupied	12.0%
Vacant	5.4%
Single-family detached	82.1%
Large apartment buildings	3.3%
Mobile homes	0.0%
Median rooms	6.8
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	1.6%
2010–2019	1.4%
2000–2009	28.1%
1990–1999	17.1%
1980–1989	19.8%
1970–1979	10.7%
1960–1969	9.0%
1950–1959	3.3%
1940–1949	2.4%
1939 or earlier	6.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	15.4%
3 bedrooms	47.9%
4 bedrooms	24.4%
5+ bedrooms	9.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	22.3%
2 vehicles	47.2%
3 or more	29.6%

Heating fuel

Fuel type	%
Utility gas	91.8%
Electricity	4.9%
Propane / LP gas	2.5%
Wood	0.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,130	53.5%
Cohabiting couple	160	7.6%
Male householder, no spouse	331	15.7%
Female householder, no spouse	493	23.3%
Households with children under 18	658	31.1%
Households with seniors (65+)	711	33.6%
Average household size	2.45

Marital status

Status	Male	Female
Never married	30.7%	16.6%
Married	56.9%	55.8%
Separated	0.5%	0.9%
Widowed	3.2%	13.1%
Divorced	8.7%	13.5%

Education

Less than 9th grade 1.0%

Some HS, no diploma 4.7%

HS graduate 27.0%

Some college, no degree 26.6%

Associate's degree 8.6%

Bachelor's degree 21.9%

Graduate / professional 10.0%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	31.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	112	9.4%
Kindergarten	37	3.1%
Elementary school	605	50.8%
High school	264	22.2%
College / grad school	172	14.5%

Employment

Industry of employment

Education & healthcare 24.5%

Manufacturing 23.8%

Retail trade 11.2%

Transportation & utilities 8.9%

Construction 6.5%

Arts, food & hospitality 6.4%

Professional & management 5.7%

Finance & real estate 4.5%

Other services 4.5%

Public administration 2.9%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	47.7%
Service	9.5%
Sales & office	18.9%
Natural resources & construction	9.8%
Production & transportation	14.2%

Employment type

Type	%
Private sector	85.7%
Government	12.9%
Self-employed	1.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	3.6%
Public transit	0.6%
Walk	0.0%
Work from home	9.6%
Other means	2.9%
Avg commute (minutes)	26.0

Poverty

All people 5.1%

Under 18 years 6.1%

18 and over 4.8%

Married-couple families 0.5%

Female-led households 17.3%

Income support

Source	% of households
Social Security	36.6%
Retirement income	36.6%
Supplemental Security	3.9%
Cash public assistance	1.0%
Food stamps / SNAP	5.6%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	33.2%
High cholesterol	33.6%
Diabetes	9.6%
Heart disease	5.9%
Stroke	2.7%
Asthma	9.3%
Arthritis	25.8%
Kidney disease	2.6%
Pulmonary disease	6.5%
Cancer	6.6%

Behavior / access	%
Smoking	17.2%
Binge drinking	15.7%
No physical activity	22.8%
Less than 7 hrs sleep	30.8%
Depression	17.6%
Fair or poor health	12.6%
Poor mental health	12.3%
Poor physical health	9.2%
No health insurance	9.7%
Visited doctor (checkup)	76.8%
Visited dentist	68.3%
Cholesterol screening	90.9%
Teeth loss	11.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	222	5.6%

Disability	%
Any disability	12.1%
Under 18	6.6%
18–64 years	7.8%
65 and over	30.2%

Health insurance coverage

Type	%
Private insurance	82.3%
Public insurance	31.3%
No insurance	2.4%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,854	93.6%
Spanish	158	3.3%
Other Indo-European	93	1.9%
Asian & Pacific Islander	42	0.9%
Other languages	23	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,869	93.9%
Born in same state	4,824	93.0%
Born in different state	3,774	72.8%
Foreign born	45	0.9%
Naturalized citizen	316	6.1%
Not a US citizen	248	78.5%

Ancestry

Ancestry	Count	%
Italian	872	16.8%
French	476	9.2%
Arab	146	2.8%
Polish	141	2.7%
English	43	0.8%

Ancestry	Count	%
Norwegian	32	0.6%
Irish	18	0.3%
Dutch	16	0.3%
German	11	0.2%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 61016

What city is ZIP code 61016 in?

ZIP code 61016 is primarily assigned to Cherry Valley, Illinois.

What county is ZIP code 61016 in?

ZIP code 61016 falls within Winnebago County, Illinois.

Is ZIP code 61016 mostly owner-occupied?

88% of occupied units in ZIP code 61016 are owner-occupied, well above the national average.

Does ZIP code 61016 have a large retiree population?

37% of households in ZIP code 61016 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 61016?

ZIP code 61016 has an estimated population of 5,185 residents, with a density of 183 people per square mile.

What is the median household income in ZIP code 61016?

The median household income in ZIP code 61016 is $97,500, above the national median of ~$75,000.

What timezone is ZIP code 61016 in?

ZIP code 61016 observes the CST timezone.