73728 ZIP Code — Cherokee, OK

Alfalfa County, Oklahoma

ZIP code 73728 is located in Cherokee, Oklahoma, within Alfalfa County. It covers approximately 221.50 square miles and serves a population of 1,896 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 73728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $126,000. Owner-occupancy is high at 77%, well above the national average.

Median household income is $78,625. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 73728 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,896

population

221.50

sq mi land

Standard

ZIP type

Central (CT)

timezone

73728 ZIP code map

Cities in ZIP code 73728

Below are the cities the US Postal Service accepts for ZIP code 73728. Using any city not on this list may result in mail delivery delays.

City	Status
Cherokee	Acceptable
Cherokee	Preferred

Nearby ZIP codes

73722 Burlington (9.2 mi) 73749 Jet (11.7 mi) 73719 Amorita (14 mi) 73741 Helena (15.2 mi) 73731 Dacoma (15.2 mi) 67070 Kiowa (18.3 mi) 73716 Aline (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,896
Population density	9 / sq mi
State FIPS	40
County FIPS	003

Geography
Land area	221.50 sq mi
Water area	0.15 sq mi
Latitude	36.7756
Longitude	-98.3696
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	39.1%	46.5%
$50k – $100k	33.6%	37.2%	31.0%
$100k – $200k	20.4%	22.1%	18.1%
Over $200k	1.3%	1.6%	4.5%

Demographics & statistics

1,896

Population

People per sq mi

40.0

Median age

$78,625

Median household income

$34,798

Per capita income

$126,000

Median home value

$833

Median monthly rent

77.2%

Home ownership

13.9%

Poverty rate

5.7%

Unemployment

866

Housing units

27.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

103

25–34

129

35–44

116

101

45–54

55–59

60–64

122

65–74

110

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	481	25.4%
18 and over	1,415	74.6%
65 and over	411	21.7%
Median age	40.0 years

Race & ethnicity

White 78.1%

Hispanic or Latino 7.6%

Two or more races 7.2%

Other race 5.3%

Black or African American 0.9%

American Indian / Alaska Native 0.8%

Group	Count	%
White	1,603	78.1%
Hispanic or Latino	157	7.6%
Two or more races	147	7.2%
Other race	109	5.3%
Black or African American	19	0.9%
American Indian / Alaska Native	17	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.7%	39.1%	46.5%
$50k – $100k	33.6%	37.2%	31.0%
$100k – $200k	20.4%	22.1%	18.1%
Over $200k	1.3%	1.6%	4.5%

Under $10k 4.6%

$10k–$15k 4.3%

$15k–$25k 9.6%

$25k–$35k 4.0%

$35k–$50k 12.2%

$50k–$75k 9.9%

$75k–$100k 18.4%

$100k–$150k 23.8%

$150k–$200k 10.5%

$200k+ 2.6%

Range	% of households
Under $10k	4.6%
$10k–$15k	4.3%
$15k–$25k	9.6%
$25k–$35k	4.0%
$35k–$50k	12.2%
$50k–$75k	9.9%
$75k–$100k	18.4%
$100k–$150k	23.8%
$150k–$200k	10.5%
$200k+	2.6%
Median income	$78,625

Housing

Home values

Under $50k 23.1%

$50k–$100k 18.7%

$100k–$150k 17.9%

$150k–$200k 23.3%

$200k–$300k 9.8%

$300k–$500k 4.6%

$500k–$1M 1.5%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$126,000
Median rent / month	$833
Owner occupied	77.2%
Renter occupied	22.8%
Vacant	26.2%
Single-family detached	89.0%
Large apartment buildings	0.6%
Mobile homes	6.1%
Median rooms	6.0
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.0%
2010–2019	4.2%
2000–2009	2.7%
1990–1999	1.3%
1980–1989	11.3%
1970–1979	13.1%
1960–1969	14.0%
1950–1959	7.9%
1940–1949	8.5%
1939 or earlier	36.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	7.9%
2 bedrooms	28.5%
3 bedrooms	41.5%
4 bedrooms	14.9%
5+ bedrooms	6.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	22.7%
2 vehicles	44.3%
3 or more	31.1%

Heating fuel

Fuel type	%
Utility gas	60.3%
Electricity	30.9%
Propane / LP gas	5.6%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	451	58.7%
Cohabiting couple	33	4.3%
Male householder, no spouse	138	18.0%
Female householder, no spouse	146	19.0%
Households with children under 18	292	38.0%
Households with seniors (65+)	270	35.2%
Average household size	2.40

Marital status

Status	Male	Female
Never married	18.9%	10.9%
Married	61.3%	59.0%
Separated	5.6%	2.6%
Widowed	7.2%	12.8%
Divorced	7.0%	14.8%

Education

Less than 9th grade 1.8%

Some HS, no diploma 7.2%

HS graduate 34.2%

Some college, no degree 22.2%

Associate's degree 7.2%

Bachelor's degree 17.5%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	27.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	6.2%
Kindergarten	22	5.5%
Elementary school	255	63.3%
High school	76	18.9%
College / grad school	25	6.2%

Employment

Industry of employment

Education & healthcare 20.9%

Transportation & utilities 14.8%

Agriculture & mining 14.3%

Public administration 9.7%

Other services 7.2%

Finance & real estate 6.6%

Professional & management 6.5%

Retail trade 5.9%

Manufacturing 5.2%

Arts, food & hospitality 4.3%

Construction 3.4%

Information 1.1%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	33.9%
Service	14.8%
Sales & office	21.6%
Natural resources & construction	14.6%
Production & transportation	15.1%

Employment type

Type	%
Private sector	60.1%
Government	28.8%
Self-employed	10.2%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	87.3%
Carpool	4.7%
Public transit	0.0%
Walk	1.2%
Work from home	6.6%
Other means	0.1%
Avg commute (minutes)	20.4

Poverty

All people 13.9%

Under 18 years 26.5%

18 and over 9.5%

Married-couple families 2.2%

Female-led households 38.5%

Income support

Source	% of households
Social Security	30.1%
Retirement income	27.2%
Supplemental Security	4.9%
Cash public assistance	3.0%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	33.0%
High blood pressure	40.3%
High cholesterol	39.7%
Diabetes	11.3%
Heart disease	8.3%
Stroke	3.6%
Asthma	9.8%
Arthritis	29.1%
Kidney disease	3.3%
Pulmonary disease	8.3%
Cancer	8.4%

Behavior / access	%
Smoking	17.1%
Binge drinking	12.5%
No physical activity	27.1%
Less than 7 hrs sleep	30.0%
Depression	22.5%
Fair or poor health	15.8%
Poor mental health	14.4%
Poor physical health	11.6%
No health insurance	14.9%
Visited doctor (checkup)	77.6%
Visited dentist	63.1%
Cholesterol screening	90.3%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	9.7%

Disability	%
Any disability	16.3%
Under 18	8.7%
18–64 years	11.3%
65 and over	39.6%

Health insurance coverage

Type	%
Private insurance	77.1%
Public insurance	34.2%
No insurance	7.4%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,792	94.5%
Spanish	37	2.1%
Other Indo-European	36	2.0%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,838	96.9%
Born in same state	1,832	96.6%
Born in different state	1,213	64.0%
Foreign born	6	0.3%
Naturalized citizen	58	3.1%
Not a US citizen	45	77.6%

Ancestry

Ancestry	Count	%
French	276	14.6%
Italian	161	8.5%
Arab	139	7.3%
English	72	3.8%

Ancestry	Count	%
Dutch	4	0.2%
Norwegian	3	0.2%
Irish	2	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 73728

What city is ZIP code 73728 in?

ZIP code 73728 is primarily assigned to Cherokee, Oklahoma.

What county is ZIP code 73728 in?

ZIP code 73728 falls within Alfalfa County, Oklahoma.

What is the typical home value in ZIP code 73728?

The median home value in ZIP code 73728 is $126,000.

Does ZIP code 73728 have a large veteran population?

10% of civilians in ZIP code 73728 are veterans, above the national average of ~7%.

What is the population of ZIP code 73728?

ZIP code 73728 has an estimated population of 1,896 residents, with a density of 9 people per square mile.

What is the median household income in ZIP code 73728?

The median household income in ZIP code 73728 is $78,625, above the national median of ~$75,000.

What timezone is ZIP code 73728 in?

ZIP code 73728 observes the CST timezone.