29520 ZIP Code — Cheraw, SC

Chesterfield County, South Carolina

ZIP code 29520 is located in Cheraw, South Carolina, within Chesterfield County. It covers approximately 131.93 square miles and serves a population of 12,575 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 843.

About ZIP code 29520

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $99,500. Owner-occupancy sits near the national average at 67%.

Median household income is $40,724. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (44%), diabetes (16%), smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 29520 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

12,575

population

131.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

29520 ZIP code map

Cities in ZIP code 29520

Below are the cities the US Postal Service accepts for ZIP code 29520. Using any city not on this list may result in mail delivery delays.

City	Status
Cheraw	Preferred

Nearby ZIP codes

29596 Wallace (5.7 mi) 29584 Patrick (10.2 mi) 29512 Bennettsville (11.8 mi) 29709 Chesterfield (12.1 mi) 29593 Society Hill (14.2 mi) 28119 Morven (14.8 mi) 29741 Ruby (17.2 mi) 29540 Darlington (19.2 mi) 29727 Mount Croghan (19.5 mi) 28379 Rockingham (19.6 mi) 28343 Gibson (19.8 mi)

Demographics updated 05/2026

Population
Total population	12,575
Population density	95 / sq mi
State FIPS	45
County FIPS	025

Geography
Land area	131.93 sq mi
Water area	2.72 sq mi
Latitude	34.6661
Longitude	-79.9106
Timezone	Eastern (ET)
Area code	843

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.6%	57.4%	45.8%
$50k – $100k	26.0%	29.7%	30.5%
$100k – $200k	13.0%	11.3%	18.6%
Over $200k	1.3%	1.6%	5.1%

Demographics & statistics

12,575

Population

People per sq mi

47.4

Median age

$40,724

Median household income

$27,606

Per capita income

$99,500

Median home value

$842

Median monthly rent

66.7%

Home ownership

25.7%

Poverty rate

11.3%

Unemployment

4,700

Housing units

15.7%

Bachelor's or higher

Age distribution

Male Female

360

Under 5

373

269

5–9

278

330

10–14

342

408

15–19

422

310

20–24

321

664

25–34

689

574

35–44

595

869

45–54

901

661

55–59

685

374

60–64

387

841

65–74

871

326

75–84

338

190

85+

197

← Male

Female →

Age summary

Group	Count	%
Under 18	2,562	20.4%
18 and over	10,013	79.6%
65 and over	2,763	22.0%
Median age	47.4 years

Race & ethnicity

White 50.5%

Black or African American 40.4%

Two or more races 5.9%

Hispanic or Latino 1.6%

Asian 0.8%

American Indian / Alaska Native 0.7%

Other race 0.1%

Group	Count	%
White	6,449	50.5%
Black or African American	5,165	40.4%
Two or more races	751	5.9%
Hispanic or Latino	204	1.6%
Asian	99	0.8%
American Indian / Alaska Native	92	0.7%
Other race	19	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.6%	57.4%	45.8%
$50k – $100k	26.0%	29.7%	30.5%
$100k – $200k	13.0%	11.3%	18.6%
Over $200k	1.3%	1.6%	5.1%

Under $10k 10.4%

$10k–$15k 7.2%

$15k–$25k 15.4%

$25k–$35k 10.0%

$35k–$50k 14.9%

$50k–$75k 13.1%

$75k–$100k 10.7%

$100k–$150k 10.3%

$150k–$200k 4.0%

$200k+ 4.0%

Range	% of households
Under $10k	10.4%
$10k–$15k	7.2%
$15k–$25k	15.4%
$25k–$35k	10.0%
$35k–$50k	14.9%
$50k–$75k	13.1%
$75k–$100k	10.7%
$100k–$150k	10.3%
$150k–$200k	4.0%
$200k+	4.0%
Median income	$40,724

Housing

Home values

Under $50k 23.4%

$50k–$100k 26.7%

$100k–$150k 16.6%

$150k–$200k 9.1%

$200k–$300k 15.2%

$300k–$500k 7.2%

$500k–$1M 1.7%

Housing overview

Metric	Value
Median home value	$99,500
Median rent / month	$842
Owner occupied	66.7%
Renter occupied	33.3%
Vacant	19.7%
Single-family detached	66.5%
Large apartment buildings	0.7%
Mobile homes	23.1%
Median rooms	5.7
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	4.7%
2000–2009	5.0%
1990–1999	21.5%
1980–1989	15.2%
1970–1979	14.3%
1960–1969	14.2%
1950–1959	10.6%
1940–1949	6.6%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.3%
2 bedrooms	25.8%
3 bedrooms	45.6%
4 bedrooms	20.4%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	11.5%
1 vehicle	30.9%
2 vehicles	35.2%
3 or more	22.5%

Heating fuel

Fuel type	%
Utility gas	20.4%
Electricity	73.3%
Propane / LP gas	4.5%
Fuel oil	0.8%
Wood	0.1%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	2,122	41.2%
Cohabiting couple	258	5.0%
Male householder, no spouse	811	15.7%
Female householder, no spouse	1,962	38.1%
Households with children under 18	1,480	28.7%
Households with seniors (65+)	1,870	36.3%
Average household size	2.37

Marital status

Status	Male	Female
Never married	34.9%	31.1%
Married	50.5%	39.8%
Separated	4.0%	4.2%
Widowed	3.0%	13.7%
Divorced	7.6%	11.3%

Education

Less than 9th grade 4.2%

Some HS, no diploma 12.9%

HS graduate 36.8%

Some college, no degree 20.3%

Associate's degree 10.1%

Bachelor's degree 11.0%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	15.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	136	5.4%
Kindergarten	220	8.7%
Elementary school	853	33.9%
High school	717	28.5%
College / grad school	589	23.4%

Employment

Industry of employment

Manufacturing 30.5%

Education & healthcare 21.9%

Retail trade 10.2%

Arts, food & hospitality 9.3%

Professional & management 6.7%

Transportation & utilities 4.7%

Other services 4.5%

Finance & real estate 3.0%

Public administration 3.0%

Construction 2.9%

Agriculture & mining 2.6%

Information 0.7%

Occupation

Category	%
Management, business & arts	27.0%
Service	16.2%
Sales & office	14.7%
Natural resources & construction	9.4%
Production & transportation	32.7%

Employment type

Type	%
Private sector	82.6%
Government	12.8%
Self-employed	4.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.4%
Carpool	4.9%
Public transit	0.1%
Walk	2.3%
Work from home	1.2%
Other means	6.2%
Avg commute (minutes)	17.6

Poverty

All people 25.7%

Under 18 years 39.3%

18 and over 22.2%

Married-couple families 10.6%

Female-led households 45.7%

Income support

Source	% of households
Social Security	39.4%
Retirement income	22.3%
Supplemental Security	10.4%
Cash public assistance	1.9%
Food stamps / SNAP	20.2%

Health indicators

Condition	%
Obesity	44.1%
High blood pressure	45.8%
High cholesterol	38.0%
Diabetes	15.9%
Heart disease	7.9%
Stroke	4.8%
Asthma	11.5%
Arthritis	32.9%
Kidney disease	3.9%
Pulmonary disease	9.5%
Cancer	6.7%

Behavior / access	%
Smoking	22.7%
Binge drinking	13.9%
No physical activity	33.9%
Less than 7 hrs sleep	40.2%
Depression	22.3%
Fair or poor health	21.8%
Poor mental health	16.3%
Poor physical health	14.5%
No health insurance	20.0%
Visited doctor (checkup)	80.9%
Visited dentist	59.5%
Cholesterol screening	89.4%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	978	9.8%

Disability	%
Any disability	22.5%
Under 18	9.1%
18–64 years	21.4%
65 and over	39.7%

Health insurance coverage

Type	%
Private insurance	61.9%
Public insurance	48.2%
No insurance	8.9%
Uninsured under 19	7.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,842	94.2%
Spanish	238	2.0%
Other Indo-European	181	1.5%
Asian & Pacific Islander	20	0.2%
Other languages	37	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,115	96.3%
Born in same state	12,066	96.0%
Born in different state	8,935	71.1%
Foreign born	49	0.4%
Naturalized citizen	460	3.7%
Not a US citizen	289	62.8%

Ancestry

Ancestry	Count	%
French	1,262	10%
Arab	731	5.8%
Italian	389	3.1%

Ancestry	Count	%
English	81	0.6%
Dutch	20	0.2%
Polish	18	0.1%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	83.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 29520

What city is ZIP code 29520 in?

ZIP code 29520 is primarily assigned to Cheraw, South Carolina.

What county is ZIP code 29520 in?

ZIP code 29520 falls within Chesterfield County, South Carolina.

What is the poverty rate in ZIP code 29520?

26% of residents in ZIP code 29520 live below the poverty line, above the national average.

What are the health statistics for ZIP code 29520?

Health data for ZIP code 29520 shows elevated rates of obesity (44%) and diabetes (16%) and smoking (23%) compared to national benchmarks.

Does ZIP code 29520 have a large retiree population?

39% of households in ZIP code 29520 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 29520?

The median home value in ZIP code 29520 is $99,500.

What timezone is ZIP code 29520 in?

ZIP code 29520 observes the EST timezone.