19012 ZIP Code — Cheltenham, PA

Montgomery County, Pennsylvania

ZIP code 19012 is located in Cheltenham, Pennsylvania, within Montgomery County. It covers approximately 1.75 square miles and serves a population of 6,664 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 215/445.

About ZIP code 19012

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $286,200. Owner-occupancy is high at 85%, well above the national average.

Median household income is $116,324. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 19012 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,664

population

1.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

19012 ZIP code map

Cities in ZIP code 19012

Below are the cities the US Postal Service accepts for ZIP code 19012. Using any city not on this list may result in mail delivery delays.

City	Status
Cheltenham	Preferred

Nearby ZIP codes

19111 Philadelphia (1.4 mi) 19027 Elkins Park (1.4 mi) 19126 Philadelphia (1.7 mi) 19120 Philadelphia (1.9 mi) 19149 Philadelphia (2.4 mi) 19141 Philadelphia (2.7 mi) 19046 Jenkintown (2.7 mi) 19124 Philadelphia (2.9 mi) 19138 Philadelphia (3 mi) 19095 Wyncote (3.1 mi) 19152 Philadelphia (3.1 mi) 19150 Philadelphia (3.6 mi)

Demographics updated 05/2026

Population
Total population	6,664
Population density	3,808 / sq mi
State FIPS	42
County FIPS	091

Geography
Land area	1.75 sq mi
Water area	0.00 sq mi
Latitude	40.0585
Longitude	-75.1048
Timezone	Eastern (ET)
Area code	215/445

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.0%	25.5%	39.8%
$50k – $100k	29.6%	28.0%	30.8%
$100k – $200k	39.1%	30.5%	22.4%
Over $200k	11.2%	16.0%	7.1%

Demographics & statistics

6,664

Population

3,808

People per sq mi

41.6

Median age

$116,324

Median household income

$46,314

Per capita income

$286,200

Median home value

$1,242

Median monthly rent

84.5%

Home ownership

4.7%

Poverty rate

6.0%

Unemployment

1,953

Housing units

46.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

108

148

5–9

181

195

10–14

238

294

15–19

358

241

20–24

294

303

25–34

369

421

35–44

513

387

45–54

470

163

55–59

198

210

60–64

255

261

65–74

318

235

75–84

286

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,218	18.3%
18 and over	5,446	81.7%
65 and over	1,229	18.4%
Median age	41.6 years

Race & ethnicity

White 42.8%

Black or African American 34.3%

Asian 15.2%

Two or more races 4.2%

Hispanic or Latino 2.5%

Other race 1%

Group	Count	%
White	2,925	42.8%
Black or African American	2,345	34.3%
Asian	1,037	15.2%
Two or more races	286	4.2%
Hispanic or Latino	168	2.5%
Other race	71	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.0%	25.5%	39.8%
$50k – $100k	29.6%	28.0%	30.8%
$100k – $200k	39.1%	30.5%	22.4%
Over $200k	11.2%	16.0%	7.1%

Under $10k 4.0%

$10k–$15k 0.9%

$15k–$25k 1.4%

$25k–$35k 4.5%

$35k–$50k 6.6%

$50k–$75k 12.5%

$75k–$100k 9.8%

$100k–$150k 19.9%

$150k–$200k 18.9%

$200k+ 21.4%

Range	% of households
Under $10k	4.0%
$10k–$15k	0.9%
$15k–$25k	1.4%
$25k–$35k	4.5%
$35k–$50k	6.6%
$50k–$75k	12.5%
$75k–$100k	9.8%
$100k–$150k	19.9%
$150k–$200k	18.9%
$200k+	21.4%
Median income	$116,324

Housing

Home values

Under $50k 1.3%

$100k–$150k 0.2%

$150k–$200k 4.0%

$200k–$300k 55.2%

$300k–$500k 37.4%

$500k–$1M 1.9%

Housing overview

Metric	Value
Median home value	$286,200
Median rent / month	$1,242
Owner occupied	84.5%
Renter occupied	15.5%
Vacant	3.8%
Single-family detached	66.6%
Large apartment buildings	1.6%
Mobile homes	0.0%
Median rooms	7.1
Avg household size (owned)	3.22

Year built

Era	%
2020 or later	0.0%
2010–2019	1.6%
2000–2009	0.0%
1990–1999	1.7%
1980–1989	0.5%
1970–1979	7.4%
1960–1969	12.6%
1950–1959	38.4%
1940–1949	7.3%
1939 or earlier	30.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.8%
2 bedrooms	13.2%
3 bedrooms	41.4%
4 bedrooms	32.7%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	30.0%
2 vehicles	37.0%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	79.3%
Electricity	12.6%
Propane / LP gas	2.5%
Fuel oil	4.8%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,272	57.6%
Cohabiting couple	76	3.4%
Male householder, no spouse	230	10.4%
Female householder, no spouse	630	28.5%
Households with children under 18	837	37.9%
Households with seniors (65+)	723	32.7%
Average household size	3.01

Marital status

Status	Male	Female
Never married	31.5%	35.4%
Married	63.7%	42.5%
Separated	0.7%	2.0%
Widowed	2.4%	9.2%
Divorced	1.6%	10.9%

Education

Less than 9th grade 4.1%

Some HS, no diploma 4.5%

HS graduate 20.9%

Some college, no degree 13.3%

Associate's degree 10.6%

Bachelor's degree 24.3%

Graduate / professional 22.2%

Metric	%
HS diploma or higher	91.4%
Bachelor's or higher	46.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	72	4.4%
Kindergarten	71	4.3%
Elementary school	636	38.5%
High school	320	19.4%
College / grad school	554	33.5%

Employment

Industry of employment

Education & healthcare 35.9%

Professional & management 12.3%

Retail trade 8.9%

Finance & real estate 8.8%

Arts, food & hospitality 7.7%

Public administration 7.3%

Construction 5.6%

Manufacturing 4.7%

Transportation & utilities 3.0%

Other services 2.3%

Wholesale trade 1.6%

Agriculture & mining 1.0%

Information 0.9%

Occupation

Category	%
Management, business & arts	56.1%
Service	13.6%
Sales & office	17.4%
Natural resources & construction	7.8%
Production & transportation	5.0%

Employment type

Type	%
Private sector	79.8%
Government	17.0%
Self-employed	3.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.8%
Carpool	9.8%
Public transit	6.8%
Walk	1.1%
Work from home	16.6%
Other means	0.9%
Avg commute (minutes)	29.2

Poverty

All people 4.7%

Under 18 years 4.2%

18 and over 4.8%

Married-couple families 0.0%

Female-led households 11.2%

Income support

Source	% of households
Social Security	33.4%
Retirement income	30.1%
Supplemental Security	6.0%
Cash public assistance	1.3%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	29.2%
High blood pressure	30.5%
High cholesterol	30.3%
Diabetes	9.8%
Heart disease	5.2%
Stroke	2.5%
Asthma	8.9%
Arthritis	24.4%
Kidney disease	2.5%
Pulmonary disease	4.9%
Cancer	6.2%

Behavior / access	%
Smoking	13.1%
Binge drinking	15.9%
No physical activity	19.4%
Less than 7 hrs sleep	34.7%
Depression	18.2%
Fair or poor health	10.8%
Poor mental health	13.1%
Poor physical health	8.3%
No health insurance	8.4%
Visited doctor (checkup)	79.3%
Visited dentist	71.1%
Cholesterol screening	92.0%
Teeth loss	9.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	381	7.0%

Disability	%
Any disability	13.6%
Under 18	4.4%
18–64 years	7.6%
65 and over	43.0%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	29.4%
No insurance	7.1%
Uninsured under 19	8.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,467	97.0%
Spanish	779	12.0%
Other Indo-European	49	0.8%
Asian & Pacific Islander	89	1.4%
Other languages	559	8.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,347	80.2%
Born in same state	5,215	78.3%
Born in different state	4,167	62.5%
Foreign born	132	2.0%
Naturalized citizen	1,317	19.8%
Not a US citizen	1,086	82.5%

Ancestry

Ancestry	Count	%
Italian	1,102	16.5%
French	396	5.9%
Arab	86	1.3%

Ancestry	Count	%
English	33	0.5%
Norwegian	19	0.3%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	33.1%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 19012

What city is ZIP code 19012 in?

ZIP code 19012 is primarily assigned to Cheltenham, Pennsylvania.

What county is ZIP code 19012 in?

ZIP code 19012 falls within Montgomery County, Pennsylvania.

Is ZIP code 19012 mostly owner-occupied?

85% of occupied units in ZIP code 19012 are owner-occupied, well above the national average.

How educated is the population of ZIP code 19012?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 19012?

The median household income in ZIP code 19012 is $116,324, above the national median of ~$75,000.

What is the population of ZIP code 19012?

ZIP code 19012 has an estimated population of 6,664 residents, with a density of 3,810 people per square mile.

What timezone is ZIP code 19012 in?

ZIP code 19012 observes the EST timezone.