98816 ZIP Code — Chelan, WA

Chelan County, Washington

ZIP code 98816 is located in Chelan, Washington, within Chelan County. It covers approximately 494.16 square miles and serves a population of 6,901 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 98816

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $409,000. Owner-occupancy sits near the national average at 64%.

The gap between median ($69,531) and mean household income suggests income inequality — a small number of higher earners pull the average up. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 16 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

21% of residents lack health insurance, above the national average.

6,901

population

494.16

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98816 ZIP code map

Cities in ZIP code 98816

Below are the cities the US Postal Service accepts for ZIP code 98816. Using any city not on this list may result in mail delivery delays.

City	Status
Chelan	Acceptable
Chelan	Preferred

Nearby ZIP codes

98831 Manson (2.6 mi) 98834 Methow (12.8 mi) 98843 Orondo (15 mi) 98822 Entiat (15.4 mi) 98846 Pateros (16.4 mi) 98813 Bridgeport (18.9 mi)

Demographics updated 05/2026

Population
Total population	6,901
Population density	14 / sq mi
State FIPS	53
County FIPS	007

Geography
Land area	494.16 sq mi
Water area	40.09 sq mi
Latitude	47.9012
Longitude	-120.1396
Timezone	Pacific (PT)
Area code	509

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.0%	41.0%	31.7%
$50k – $100k	29.7%	31.4%	30.6%
$100k – $200k	22.1%	22.9%	27.1%
Over $200k	7.1%	4.7%	10.6%

Demographics & statistics

6,901

Population

People per sq mi

45.3

Median age

$69,531

Median household income

$41,286

Per capita income

$409,000

Median home value

$1,412

Median monthly rent

63.7%

Home ownership

8.5%

Poverty rate

4.8%

Unemployment

4,138

Housing units

25.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

141

5–9

129

304

10–14

279

284

15–19

261

198

20–24

182

394

25–34

362

367

35–44

337

405

45–54

373

294

55–59

271

182

60–64

167

621

65–74

572

246

75–84

226

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,354	19.6%
18 and over	5,547	80.4%
65 and over	1,791	26.0%
Median age	45.3 years

Race & ethnicity

White 51.8%

Hispanic or Latino 23%

Other race 16.4%

Two or more races 7.3%

Asian 0.8%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	4,641	51.8%
Hispanic or Latino	2,067	23%
Other race	1,473	16.4%
Two or more races	652	7.3%
Asian	73	0.8%
American Indian / Alaska Native	56	0.6%
Native Hawaiian / Pacific Islander	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.0%	41.0%	31.7%
$50k – $100k	29.7%	31.4%	30.6%
$100k – $200k	22.1%	22.9%	27.1%
Over $200k	7.1%	4.7%	10.6%

Under $10k 4.7%

$10k–$15k 3.6%

$15k–$25k 6.8%

$25k–$35k 4.1%

$35k–$50k 11.8%

$50k–$75k 21.4%

$75k–$100k 15.7%

$100k–$150k 13.4%

$150k–$200k 9.2%

$200k+ 9.3%

Range	% of households
Under $10k	4.7%
$10k–$15k	3.6%
$15k–$25k	6.8%
$25k–$35k	4.1%
$35k–$50k	11.8%
$50k–$75k	21.4%
$75k–$100k	15.7%
$100k–$150k	13.4%
$150k–$200k	9.2%
$200k+	9.3%
Median income	$69,531

Housing

Home values

Under $50k 4.8%

$100k–$150k 6.2%

$200k–$300k 19.9%

$300k–$500k 38.1%

$500k–$1M 20.7%

$1M+ 10.3%

Housing overview

Metric	Value
Median home value	$409,000
Median rent / month	$1,412
Owner occupied	63.7%
Renter occupied	36.3%
Vacant	45.7%
Single-family detached	64.7%
Large apartment buildings	7.0%
Mobile homes	12.4%
Median rooms	4.7
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.0%
2010–2019	12.2%
2000–2009	19.5%
1990–1999	17.9%
1980–1989	13.3%
1970–1979	5.9%
1960–1969	5.8%
1950–1959	4.5%
1940–1949	9.5%
1939 or earlier	11.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	10.1%
2 bedrooms	28.0%
3 bedrooms	46.4%
4 bedrooms	12.4%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	37.1%
2 vehicles	28.3%
3 or more	32.5%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	93.3%
Propane / LP gas	0.6%
Wood	2.2%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	1,424	50.9%
Cohabiting couple	138	4.9%
Male householder, no spouse	662	23.7%
Female householder, no spouse	571	20.4%
Households with children under 18	606	21.7%
Households with seniors (65+)	1,313	47.0%
Average household size	2.44

Marital status

Status	Male	Female
Never married	33.5%	25.3%
Married	52.9%	56.8%
Separated	0.7%	1.7%
Widowed	1.5%	7.3%
Divorced	11.4%	8.9%

Education

Less than 9th grade 7.1%

Some HS, no diploma 9.0%

HS graduate 26.3%

Some college, no degree 21.4%

Associate's degree 10.4%

Bachelor's degree 13.8%

Graduate / professional 12.1%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	25.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	0.8%
Kindergarten	25	1.7%
Elementary school	745	51.5%
High school	404	27.9%
College / grad school	261	18.0%

Employment

Industry of employment

Agriculture & mining 18.8%

Education & healthcare 18.0%

Arts, food & hospitality 12.8%

Retail trade 11.5%

Other services 9.1%

Finance & real estate 7.9%

Transportation & utilities 7.1%

Construction 5.0%

Wholesale trade 3.4%

Manufacturing 2.9%

Professional & management 2.5%

Public administration 1.0%

Occupation

Category	%
Management, business & arts	35.6%
Service	17.2%
Sales & office	16.0%
Natural resources & construction	19.8%
Production & transportation	11.4%

Employment type

Type	%
Private sector	84.4%
Government	6.5%
Self-employed	9.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.6%
Carpool	2.7%
Public transit	0.0%
Walk	10.3%
Work from home	9.3%
Other means	3.2%
Avg commute (minutes)	16.0

Poverty

All people 8.5%

Under 18 years 10.6%

18 and over 8.0%

Married-couple families 4.8%

Female-led households 4.2%

Income support

Source	% of households
Social Security	40.9%
Retirement income	23.5%
Supplemental Security	6.0%
Cash public assistance	2.9%
Food stamps / SNAP	7.7%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	33.4%
High cholesterol	33.6%
Diabetes	11.5%
Heart disease	7.9%
Stroke	3.7%
Asthma	10.9%
Arthritis	28.8%
Kidney disease	3.5%
Pulmonary disease	8.0%
Cancer	7.7%

Behavior / access	%
Smoking	16.5%
Binge drinking	14.7%
No physical activity	23.3%
Less than 7 hrs sleep	27.0%
Depression	25.8%
Fair or poor health	17.8%
Poor mental health	15.1%
Poor physical health	13.1%
No health insurance	15.5%
Visited doctor (checkup)	71.7%
Visited dentist	59.1%
Cholesterol screening	88.2%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	524	9.4%

Disability	%
Any disability	17.1%
Under 18	5.9%
18–64 years	11.4%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	54.3%
Public insurance	42.2%
No insurance	21.0%
Uninsured under 19	11.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,721	97.4%
Spanish	1,162	17.3%
Other Indo-European	1,123	16.7%
Asian & Pacific Islander	0	0.0%
Other languages	39	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,515	79.9%
Born in same state	5,431	78.7%
Born in different state	3,203	46.4%
Foreign born	84	1.2%
Naturalized citizen	1,386	20.1%
Not a US citizen	251	18.1%

Ancestry

Ancestry	Count	%
French	757	11%
Italian	735	10.7%
Polish	375	5.4%
Arab	362	5.2%
Dutch	79	1.1%

Ancestry	Count	%
English	41	0.6%
German	23	0.3%
Irish	14	0.2%
Norwegian	7	0.1%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98816

What city is ZIP code 98816 in?

ZIP code 98816 is primarily assigned to Chelan, Washington.

What county is ZIP code 98816 in?

ZIP code 98816 falls within Chelan County, Washington.

Does ZIP code 98816 have an older population?

26% of residents in ZIP code 98816 are 65 or older, above the national average of ~17%.

Does ZIP code 98816 have a large retiree population?

41% of households in ZIP code 98816 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 98816?

The median home value in ZIP code 98816 is $409,000.

Does ZIP code 98816 have a large veteran population?

9% of civilians in ZIP code 98816 are veterans, above the national average of ~7%.

What timezone is ZIP code 98816 in?

ZIP code 98816 observes the PST timezone.