74426 ZIP Code — Checotah, OK

Mcintosh County, Oklahoma

ZIP code 74426 is located in Checotah, Oklahoma, within Mcintosh County. It covers approximately 220.58 square miles and serves a population of 9,131 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 918/539.

About ZIP code 74426

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $106,500. Owner-occupancy is high at 77%, well above the national average.

Median household income is $45,533. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks. 25% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 74426 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,131

population

220.58

sq mi land

Standard

ZIP type

Central (CT)

timezone

74426 ZIP code map

Cities in ZIP code 74426

Below are the cities the US Postal Service accepts for ZIP code 74426. Using any city not on this list may result in mail delivery delays.

City	Status
Checotah	Acceptable
Checotah	Preferred

Nearby ZIP codes

74432 Eufaula (9.3 mi) 74428 Council Hill (11.1 mi) 74450 Oktaha (15.9 mi) 74425 Canadian (16.6 mi) 74422 Boynton (17.2 mi) 74469 Warner (18.5 mi) 74561 Quinton (19.1 mi)

Demographics updated 05/2026

Population
Total population	9,131
Population density	41 / sq mi
State FIPS	40
County FIPS	091

Geography
Land area	220.58 sq mi
Water area	27.87 sq mi
Latitude	35.4137
Longitude	-95.6108
Timezone	Central (CT)
Area code	918/539

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.1%	56.2%	46.5%
$50k – $100k	25.6%	30.9%	31.0%
$100k – $200k	10.2%	10.9%	18.1%
Over $200k	2.2%	1.9%	4.5%

Demographics & statistics

9,131

Population

People per sq mi

44.8

Median age

$45,533

Median household income

$26,347

Per capita income

$106,500

Median home value

$693

Median monthly rent

76.9%

Home ownership

21.6%

Poverty rate

4.4%

Unemployment

4,484

Housing units

15.9%

Bachelor's or higher

Age distribution

Male Female

291

Under 5

304

217

5–9

228

218

10–14

228

213

15–19

224

240

20–24

251

549

25–34

574

510

35–44

534

451

45–54

473

381

55–59

398

309

60–64

324

608

65–74

636

352

75–84

368

122

85+

128

← Male

Female →

Age summary

Group	Count	%
Under 18	1,783	19.5%
18 and over	7,348	80.5%
65 and over	2,214	24.2%
Median age	44.8 years

Race & ethnicity

White 62.6%

Two or more races 15.2%

American Indian / Alaska Native 14.9%

Black or African American 2.7%

Hispanic or Latino 2.5%

Asian 1.4%

Other race 0.7%

Group	Count	%
White	5,858	62.6%
Two or more races	1,425	15.2%
American Indian / Alaska Native	1,399	14.9%
Black or African American	255	2.7%
Hispanic or Latino	232	2.5%
Asian	131	1.4%
Other race	63	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.1%	56.2%	46.5%
$50k – $100k	25.6%	30.9%	31.0%
$100k – $200k	10.2%	10.9%	18.1%
Over $200k	2.2%	1.9%	4.5%

Under $10k 11.4%

$10k–$15k 6.5%

$15k–$25k 11.3%

$25k–$35k 9.4%

$35k–$50k 15.3%

$50k–$75k 17.7%

$75k–$100k 11.3%

$100k–$150k 9.5%

$150k–$200k 4.5%

$200k+ 3.2%

Range	% of households
Under $10k	11.4%
$10k–$15k	6.5%
$15k–$25k	11.3%
$25k–$35k	9.4%
$35k–$50k	15.3%
$50k–$75k	17.7%
$75k–$100k	11.3%
$100k–$150k	9.5%
$150k–$200k	4.5%
$200k+	3.2%
Median income	$45,533

Housing

Home values

Under $50k 20.6%

$50k–$100k 26.3%

$100k–$150k 17.9%

$150k–$200k 12.0%

$200k–$300k 17.1%

$300k–$500k 5.1%

$500k–$1M 0.6%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$106,500
Median rent / month	$693
Owner occupied	76.9%
Renter occupied	23.1%
Vacant	34.4%
Single-family detached	61.1%
Large apartment buildings	0.2%
Mobile homes	35.4%
Median rooms	5.0
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.1%
2010–2019	7.3%
2000–2009	15.1%
1990–1999	16.4%
1980–1989	14.6%
1970–1979	24.7%
1960–1969	6.2%
1950–1959	8.4%
1940–1949	4.2%
1939 or earlier	3.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	5.7%
2 bedrooms	28.3%
3 bedrooms	56.7%
4 bedrooms	7.6%
5+ bedrooms	0.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	32.3%
2 vehicles	33.8%
3 or more	27.4%

Heating fuel

Fuel type	%
Utility gas	29.0%
Electricity	48.3%
Propane / LP gas	20.1%
Wood	0.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,544	44.5%
Cohabiting couple	128	3.7%
Male householder, no spouse	770	22.2%
Female householder, no spouse	1,027	29.6%
Households with children under 18	942	27.2%
Households with seniors (65+)	1,481	42.7%
Average household size	2.61

Marital status

Status	Male	Female
Never married	28.5%	21.6%
Married	47.9%	45.3%
Separated	1.4%	3.1%
Widowed	6.5%	14.3%
Divorced	15.7%	15.8%

Education

Less than 9th grade 4.0%

Some HS, no diploma 8.3%

HS graduate 44.5%

Some college, no degree 20.1%

Associate's degree 7.3%

Bachelor's degree 10.9%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	87.7%
Bachelor's or higher	15.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	87	5.7%
Kindergarten	96	6.3%
Elementary school	678	44.3%
High school	431	28.2%
College / grad school	237	15.5%

Employment

Industry of employment

Education & healthcare 21.6%

Retail trade 17.7%

Transportation & utilities 9.2%

Professional & management 9.1%

Arts, food & hospitality 8.6%

Construction 8.5%

Manufacturing 8.5%

Other services 5.7%

Agriculture & mining 4.5%

Public administration 3.0%

Finance & real estate 2.3%

Wholesale trade 1.1%

Information 0.1%

Occupation

Category	%
Management, business & arts	29.5%
Service	18.4%
Sales & office	19.2%
Natural resources & construction	13.8%
Production & transportation	19.0%

Employment type

Type	%
Private sector	73.1%
Government	17.2%
Self-employed	9.0%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	79.1%
Carpool	6.2%
Public transit	0.9%
Walk	3.5%
Work from home	9.2%
Other means	1.1%
Avg commute (minutes)	26.9

Poverty

All people 21.6%

Under 18 years 33.4%

18 and over 18.8%

Married-couple families 9.3%

Female-led households 33.2%

Income support

Source	% of households
Social Security	48.5%
Retirement income	27.0%
Supplemental Security	7.8%
Cash public assistance	1.6%
Food stamps / SNAP	20.4%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	47.1%
High cholesterol	40.9%
Diabetes	16.4%
Heart disease	10.5%
Stroke	5.2%
Asthma	11.8%
Arthritis	33.6%
Kidney disease	4.3%
Pulmonary disease	12.3%
Cancer	8.2%

Behavior / access	%
Smoking	25.6%
Binge drinking	11.4%
No physical activity	35.2%
Less than 7 hrs sleep	35.7%
Depression	25.8%
Fair or poor health	24.2%
Poor mental health	17.4%
Poor physical health	16.4%
No health insurance	18.3%
Visited doctor (checkup)	77.4%
Visited dentist	53.0%
Cholesterol screening	89.1%
Teeth loss	23.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	813	11.1%

Disability	%
Any disability	21.1%
Under 18	2.1%
18–64 years	19.3%
65 and over	41.1%

Health insurance coverage

Type	%
Private insurance	45.3%
Public insurance	45.6%
No insurance	24.7%
Uninsured under 19	22.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,536	93.5%
Spanish	8	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	8	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,003	98.6%
Born in same state	8,907	97.5%
Born in different state	6,540	71.6%
Foreign born	96	1.1%
Naturalized citizen	128	1.4%
Not a US citizen	122	95.3%

Ancestry

Ancestry	Count	%
Italian	1,558	17.1%
French	883	9.7%
Arab	720	7.9%

Ancestry	Count	%
English	132	1.4%
Polish	14	0.2%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74426

What city is ZIP code 74426 in?

ZIP code 74426 is primarily assigned to Checotah, Oklahoma.

What county is ZIP code 74426 in?

ZIP code 74426 falls within Mcintosh County, Oklahoma.

Does ZIP code 74426 have a large retiree population?

49% of households in ZIP code 74426 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 74426?

22% of residents in ZIP code 74426 live below the poverty line, above the national average.

Does ZIP code 74426 have a large veteran population?

11% of civilians in ZIP code 74426 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 74426?

The median home value in ZIP code 74426 is $106,500.

What timezone is ZIP code 74426 in?

ZIP code 74426 observes the CST timezone.