99003 ZIP Code — Chattaroy, WA

Spokane County, Washington

ZIP code 99003 is located in Chattaroy, Washington, within Spokane County. It covers approximately 76.23 square miles and serves a population of 4,413 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 99003

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $376,600. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($69,295) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 99003 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,413

population

76.23

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

99003 ZIP code map

Cities in ZIP code 99003

Below are the cities the US Postal Service accepts for ZIP code 99003. Using any city not on this list may result in mail delivery delays.

City	Status
Chattaroy	Acceptable
Chattaroy	Preferred

Nearby ZIP codes

99009 Elk (6.3 mi) 99005 Colbert (7.1 mi) 99021 Mead (7.3 mi) 99025 Newman Lake (11.2 mi) 99006 Deer Park (12.6 mi) 99217 Spokane (13 mi) 99208 Spokane (13.4 mi) 99218 Spokane (13.5 mi) 99251 Spokane (14 mi) 99110 Clayton (15.2 mi) 83804 Blanchard (16.3 mi) 99027 Otis Orchards (16.6 mi)

Demographics updated 05/2026

Population
Total population	4,413
Population density	58 / sq mi
State FIPS	53
County FIPS	063

Geography
Land area	76.23 sq mi
Water area	0.07 sq mi
Latitude	47.9296
Longitude	-117.2670
Timezone	Pacific (PT)
Area code	509

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	41.6%	31.7%
$50k – $100k	31.0%	32.2%	30.6%
$100k – $200k	24.5%	20.8%	27.1%
Over $200k	5.6%	5.5%	10.6%

Demographics & statistics

4,413

Population

People per sq mi

50.9

Median age

$69,295

Median household income

$41,154

Per capita income

$376,600

Median home value

$769

Median monthly rent

87.4%

Home ownership

7.2%

Poverty rate

1.5%

Unemployment

1,844

Housing units

20.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

127

5–9

121

132

10–14

127

115

15–19

110

20–24

231

25–34

221

228

35–44

217

330

45–54

316

209

55–59

199

105

60–64

100

504

65–74

482

185

75–84

176

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	722	16.4%
18 and over	3,691	83.6%
65 and over	1,406	31.9%
Median age	50.9 years

Race & ethnicity

White 80.6%

Two or more races 9.2%

Hispanic or Latino 5.5%

Asian 1.9%

American Indian / Alaska Native 1.4%

Black or African American 0.9%

Other race 0.6%

Group	Count	%
White	3,762	80.6%
Two or more races	429	9.2%
Hispanic or Latino	255	5.5%
Asian	87	1.9%
American Indian / Alaska Native	64	1.4%
Black or African American	43	0.9%
Other race	28	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	41.6%	31.7%
$50k – $100k	31.0%	32.2%	30.6%
$100k – $200k	24.5%	20.8%	27.1%
Over $200k	5.6%	5.5%	10.6%

Under $10k 2.1%

$10k–$15k 0.5%

$15k–$25k 4.0%

$25k–$35k 5.0%

$35k–$50k 16.8%

$50k–$75k 29.8%

$75k–$100k 11.5%

$100k–$150k 12.6%

$150k–$200k 7.9%

$200k+ 9.8%

Range	% of households
Under $10k	2.1%
$10k–$15k	0.5%
$15k–$25k	4.0%
$25k–$35k	5.0%
$35k–$50k	16.8%
$50k–$75k	29.8%
$75k–$100k	11.5%
$100k–$150k	12.6%
$150k–$200k	7.9%
$200k+	9.8%
Median income	$69,295

Housing

Home values

Under $50k 11.3%

$50k–$100k 0.7%

$100k–$150k 4.6%

$150k–$200k 5.7%

$200k–$300k 15.4%

$300k–$500k 32.9%

$500k–$1M 28.7%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$376,600
Median rent / month	$769
Owner occupied	87.4%
Renter occupied	12.6%
Vacant	14.0%
Single-family detached	62.9%
Large apartment buildings	0.0%
Mobile homes	33.7%
Median rooms	6.7
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.2%
2010–2019	8.0%
2000–2009	19.6%
1990–1999	17.5%
1980–1989	7.1%
1970–1979	29.8%
1960–1969	9.8%
1950–1959	3.3%
1940–1949	0.0%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	5.6%
1 bedroom	3.3%
2 bedrooms	16.5%
3 bedrooms	41.7%
4 bedrooms	18.6%
5+ bedrooms	14.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	15.5%
2 vehicles	30.2%
3 or more	52.8%

Heating fuel

Fuel type	%
Utility gas	16.0%
Electricity	47.7%
Propane / LP gas	9.3%
Fuel oil	3.0%
Wood	21.5%

Households & families

Household type	Count	%
Married-couple family	1,161	65.3%
Cohabiting couple	123	6.9%
Male householder, no spouse	186	10.5%
Female householder, no spouse	309	17.4%
Households with children under 18	439	24.7%
Households with seniors (65+)	867	48.7%
Average household size	2.46

Marital status

Status	Male	Female
Never married	19.4%	14.7%
Married	65.7%	63.4%
Separated	0.4%	1.7%
Widowed	2.6%	11.3%
Divorced	11.9%	8.9%

Education

Less than 9th grade 1.0%

Some HS, no diploma 3.0%

HS graduate 26.9%

Some college, no degree 33.7%

Associate's degree 15.1%

Bachelor's degree 14.9%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	20.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	2.3%
Kindergarten	27	4.1%
Elementary school	372	56.6%
High school	211	32.1%
College / grad school	32	4.9%

Employment

Industry of employment

Professional & management 16.9%

Education & healthcare 15.6%

Construction 13.0%

Public administration 10.2%

Manufacturing 9.1%

Retail trade 9.0%

Finance & real estate 6.8%

Arts, food & hospitality 4.9%

Transportation & utilities 4.5%

Agriculture & mining 4.0%

Wholesale trade 3.2%

Other services 2.3%

Information 0.5%

Occupation

Category	%
Management, business & arts	37.8%
Service	13.9%
Sales & office	22.9%
Natural resources & construction	12.7%
Production & transportation	12.7%

Employment type

Type	%
Private sector	75.4%
Government	13.2%
Self-employed	8.5%
Unpaid family workers	2.9%

Commute

Method	%
Drive alone	86.3%
Carpool	1.9%
Public transit	0.0%
Walk	1.4%
Work from home	8.2%
Other means	2.2%
Avg commute (minutes)	32.8

Poverty

All people 7.2%

Under 18 years 13.7%

18 and over 5.9%

Married-couple families 2.7%

Female-led households 8.3%

Income support

Source	% of households
Social Security	50.6%
Retirement income	35.1%
Supplemental Security	1.7%
Cash public assistance	0.6%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	33.0%
High blood pressure	31.4%
High cholesterol	34.2%
Diabetes	9.3%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.9%
Arthritis	29.4%
Kidney disease	2.9%
Pulmonary disease	6.8%
Cancer	7.5%

Behavior / access	%
Smoking	14.5%
Binge drinking	16.3%
No physical activity	17.8%
Less than 7 hrs sleep	30.7%
Depression	25.5%
Fair or poor health	13.3%
Poor mental health	14.7%
Poor physical health	11.0%
No health insurance	8.3%
Visited doctor (checkup)	71.6%
Visited dentist	70.5%
Cholesterol screening	90.1%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	545	14.8%

Disability	%
Any disability	15.0%
Under 18	1.4%
18–64 years	12.1%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	50.6%
Public insurance	55.6%
No insurance	6.7%
Uninsured under 19	11.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,332	98.2%
Spanish	57	1.3%
Other Indo-European	21	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	36	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,263	96.6%
Born in same state	4,167	94.4%
Born in different state	2,447	55.4%
Foreign born	96	2.2%
Naturalized citizen	150	3.4%
Not a US citizen	81	54.0%

Ancestry

Ancestry	Count	%
French	961	21.8%
Italian	628	14.2%
Polish	231	5.2%
English	149	3.4%

Ancestry	Count	%
Arab	113	2.6%
German	14	0.3%
Dutch	13	0.3%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 99003

What city is ZIP code 99003 in?

ZIP code 99003 is primarily assigned to Chattaroy, Washington.

What county is ZIP code 99003 in?

ZIP code 99003 falls within Spokane County, Washington.

Does ZIP code 99003 have an older population?

32% of residents in ZIP code 99003 are 65 or older, above the national average of ~17%.

Does ZIP code 99003 have a large retiree population?

51% of households in ZIP code 99003 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 99003 mostly owner-occupied?

87% of occupied units in ZIP code 99003 are owner-occupied, well above the national average.

Does ZIP code 99003 have a large veteran population?

15% of civilians in ZIP code 99003 are veterans, above the national average of ~7%.

What timezone is ZIP code 99003 in?

ZIP code 99003 observes the PST timezone.