55923 ZIP Code — Chatfield, MN

Fillmore County, Minnesota

ZIP code 55923 is located in Chatfield, Minnesota, within Fillmore County. It covers approximately 126.15 square miles and serves a population of 4,351 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 507.

About ZIP code 55923

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $248,100. Owner-occupancy is high at 86%, well above the national average.

Median household income is $90,083. The poverty rate of 4% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55923 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,351

population

126.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

55923 ZIP code map

Cities in ZIP code 55923

Below are the cities the US Postal Service accepts for ZIP code 55923. Using any city not on this list may result in mail delivery delays.

City	Status
Chatfield	Acceptable
Chatfield	Preferred

Nearby ZIP codes

55972 Saint Charles (9.1 mi) 55935 Fountain (9.4 mi) 55929 Dover (9.9 mi) 55949 Lanesboro (10.6 mi) 55979 Utica (11.1 mi) 55962 Peterson (12.5 mi) 55990 Wykoff (12.6 mi) 55952 Lewiston (13.4 mi) 55934 Eyota (14.5 mi) 55965 Preston (14.6 mi) 55971 Rushford (16.7 mi) 55904 Rochester (17.1 mi)

Demographics updated 05/2026

Population
Total population	4,351
Population density	34 / sq mi
State FIPS	27
County FIPS	045

Geography
Land area	126.15 sq mi
Water area	0.00 sq mi
Latitude	43.8468
Longitude	-92.0898
Timezone	Central (CT)
Area code	507

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.2%	37.9%	33.6%
$50k – $100k	30.4%	34.4%	31.5%
$100k – $200k	28.7%	24.1%	26.5%
Over $200k	6.7%	3.6%	8.5%

Demographics & statistics

4,351

Population

People per sq mi

40.8

Median age

$90,083

Median household income

$42,667

Per capita income

$248,100

Median home value

$730

Median monthly rent

85.9%

Home ownership

3.6%

Poverty rate

2.0%

Unemployment

1,585

Housing units

33.0%

Bachelor's or higher

Age distribution

Male Female

125

Under 5

122

126

5–9

123

179

10–14

173

180

15–19

174

20–24

230

25–34

223

314

35–44

304

290

45–54

281

140

55–59

135

100

60–64

207

65–74

200

136

75–84

132

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,093	25.1%
18 and over	3,258	74.9%
65 and over	854	19.6%
Median age	40.8 years

Race & ethnicity

White 94.5%

Two or more races 2.8%

Hispanic or Latino 1.4%

Asian 1.1%

Other race 0.2%

Black or African American 0.1%

Group	Count	%
White	4,169	94.5%
Two or more races	122	2.8%
Hispanic or Latino	61	1.4%
Asian	48	1.1%
Other race	8	0.2%
Black or African American	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.2%	37.9%	33.6%
$50k – $100k	30.4%	34.4%	31.5%
$100k – $200k	28.7%	24.1%	26.5%
Over $200k	6.7%	3.6%	8.5%

Under $10k 0.9%

$10k–$15k 3.1%

$15k–$25k 5.3%

$25k–$35k 4.7%

$35k–$50k 9.9%

$50k–$75k 13.7%

$75k–$100k 17.5%

$100k–$150k 22.4%

$150k–$200k 12.3%

$200k+ 10.2%

Range	% of households
Under $10k	0.9%
$10k–$15k	3.1%
$15k–$25k	5.3%
$25k–$35k	4.7%
$35k–$50k	9.9%
$50k–$75k	13.7%
$75k–$100k	17.5%
$100k–$150k	22.4%
$150k–$200k	12.3%
$200k+	10.2%
Median income	$90,083

Housing

Home values

Under $50k 5.5%

$50k–$100k 2.1%

$100k–$150k 9.9%

$150k–$200k 17.6%

$200k–$300k 24.0%

$300k–$500k 27.4%

$500k–$1M 11.7%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$248,100
Median rent / month	$730
Owner occupied	85.9%
Renter occupied	14.1%
Vacant	7.6%
Single-family detached	79.6%
Large apartment buildings	1.3%
Mobile homes	3.8%
Median rooms	6.9
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	1.2%
2010–2019	7.5%
2000–2009	14.1%
1990–1999	13.8%
1980–1989	4.0%
1970–1979	16.4%
1960–1969	9.7%
1950–1959	6.9%
1940–1949	2.3%
1939 or earlier	24.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	6.4%
2 bedrooms	22.8%
3 bedrooms	32.7%
4 bedrooms	30.1%
5+ bedrooms	6.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	19.4%
2 vehicles	43.3%
3 or more	34.1%

Heating fuel

Fuel type	%
Utility gas	58.3%
Electricity	8.7%
Propane / LP gas	26.1%
Fuel oil	0.6%
Wood	5.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,029	61.1%
Cohabiting couple	127	7.5%
Male householder, no spouse	185	11.0%
Female householder, no spouse	343	20.4%
Households with children under 18	526	31.2%
Households with seniors (65+)	511	30.3%
Average household size	2.53

Marital status

Status	Male	Female
Never married	28.2%	21.0%
Married	62.6%	59.4%
Separated	0.7%	1.0%
Widowed	1.6%	10.3%
Divorced	6.9%	8.3%

Education

Less than 9th grade 1.9%

Some HS, no diploma 2.8%

HS graduate 27.6%

Some college, no degree 21.8%

Associate's degree 12.9%

Bachelor's degree 19.8%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	33.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	4.9%
Kindergarten	49	4.5%
Elementary school	452	42.0%
High school	311	28.9%
College / grad school	212	19.7%

Employment

Industry of employment

Education & healthcare 35.4%

Manufacturing 11.5%

Retail trade 9.1%

Construction 9.0%

Professional & management 6.5%

Arts, food & hospitality 5.5%

Transportation & utilities 5.2%

Public administration 5.2%

Agriculture & mining 4.0%

Other services 3.5%

Finance & real estate 2.4%

Wholesale trade 2.0%

Information 0.8%

Occupation

Category	%
Management, business & arts	43.6%
Service	14.5%
Sales & office	16.5%
Natural resources & construction	11.0%
Production & transportation	14.4%

Employment type

Type	%
Private sector	79.7%
Government	14.3%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.6%
Carpool	7.8%
Public transit	1.1%
Walk	3.3%
Work from home	6.7%
Other means	0.5%
Avg commute (minutes)	22.7

Poverty

All people 3.6%

Under 18 years 4.9%

18 and over 3.1%

Married-couple families 0.6%

Female-led households 21.2%

Income support

Source	% of households
Social Security	30.7%
Retirement income	23.8%
Supplemental Security	1.1%
Cash public assistance	1.0%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	28.8%
High cholesterol	29.6%
Diabetes	8.5%
Heart disease	6.1%
Stroke	2.8%
Asthma	8.9%
Arthritis	23.3%
Kidney disease	2.7%
Pulmonary disease	5.2%
Cancer	7.4%

Behavior / access	%
Smoking	16.5%
Binge drinking	19.9%
No physical activity	19.6%
Less than 7 hrs sleep	26.1%
Depression	22.2%
Fair or poor health	10.7%
Poor mental health	12.8%
Poor physical health	8.6%
No health insurance	10.1%
Visited doctor (checkup)	68.0%
Visited dentist	70.4%
Cholesterol screening	90.2%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	175	5.4%

Disability	%
Any disability	10.3%
Under 18	5.9%
18–64 years	5.7%
65 and over	31.2%

Health insurance coverage

Type	%
Private insurance	84.3%
Public insurance	30.7%
No insurance	2.4%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,104	94.3%
Spanish	31	0.8%
Other Indo-European	11	0.3%
Asian & Pacific Islander	1	0.0%
Other languages	16	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,288	98.6%
Born in same state	4,217	96.9%
Born in different state	3,335	76.6%
Foreign born	71	1.6%
Naturalized citizen	63	1.4%
Not a US citizen	31	49.2%

Ancestry

Ancestry	Count	%
Polish	866	19.9%
Italian	598	13.7%
French	370	8.5%
Arab	268	6.2%
English	116	2.7%

Ancestry	Count	%
Dutch	44	1%
German	10	0.2%
Irish	2	0%
Norwegian	2	0%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55923

What city is ZIP code 55923 in?

ZIP code 55923 is primarily assigned to Chatfield, Minnesota.

What county is ZIP code 55923 in?

ZIP code 55923 falls within Fillmore County, Minnesota.

Is ZIP code 55923 mostly owner-occupied?

86% of occupied units in ZIP code 55923 are owner-occupied, well above the national average.

What is the population of ZIP code 55923?

ZIP code 55923 has an estimated population of 4,351 residents, with a density of 34 people per square mile.

What is the median household income in ZIP code 55923?

The median household income in ZIP code 55923 is $90,083, above the national median of ~$75,000.

What is the typical home value in ZIP code 55923?

The median home value in ZIP code 55923 is $248,100.

What timezone is ZIP code 55923 in?

ZIP code 55923 observes the CST timezone.