72522 ZIP Code — Charlotte, AR

Independence County, Arkansas

ZIP code 72522 is located in Charlotte, Arkansas, within Independence County. It covers approximately 9.77 square miles and serves a population of 357 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 870.

About ZIP code 72522

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Owner-occupancy sits near the national average at 75%.

Median household income is $49,282. The poverty rate of 2% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 33%.

Overall, ZIP code 72522 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

357

population

9.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

72522 ZIP code map

Cities in ZIP code 72522

Below are the cities the US Postal Service accepts for ZIP code 72522. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotte	Acceptable

Demographics updated 05/2026

Population
Total population	357
Population density	37 / sq mi
State FIPS	05
County FIPS	063

Geography
Land area	9.77 sq mi
Water area	0.00 sq mi
Latitude	35.8070
Longitude	-91.4578
Timezone	Central (CT)
Area code	870

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.7%	52.2%	50.4%
$50k – $100k	17.4%	32.0%	29.9%
$100k – $200k	9.9%	13.5%	15.7%
Over $200k	0.0%	2.4%	4.0%

Demographics & statistics

357

Population

People per sq mi

45.9

Median age

$49,282

Median household income

$26,559

Per capita income

Median home value

Median monthly rent

74.8%

Home ownership

2.2%

Poverty rate

4.2%

Unemployment

119

Housing units

6.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

101

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	44	12.3%
18 and over	313	87.7%
65 and over	20	5.6%
Median age	45.9 years

Race & ethnicity

White 92.7%

Two or more races 7.3%

Group	Count	%
White	331	92.7%
Two or more races	26	7.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.7%	52.2%	50.4%
$50k – $100k	17.4%	32.0%	29.9%
$100k – $200k	9.9%	13.5%	15.7%
Over $200k	0.0%	2.4%	4.0%

Under $10k 5.0%

$25k–$35k 5.0%

$35k–$50k 48.4%

$50k–$75k 35.8%

$100k–$150k 5.7%

Range	% of households
Under $10k	5.0%
$25k–$35k	5.0%
$35k–$50k	48.4%
$50k–$75k	35.8%
$100k–$150k	5.7%
Median income	$49,282

Housing

Home values

Under $50k 6.7%

$50k–$100k 51.3%

$100k–$150k 18.5%

$150k–$200k 23.5%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	74.8%
Renter occupied	25.2%
Vacant	0.0%
Single-family detached	28.9%
Large apartment buildings	0.0%
Mobile homes	71.1%
Median rooms	7.3
Avg household size (owned)	1.34

Year built

Era	%
2020 or later	0.0%
2010–2019	10.1%
2000–2009	29.6%
1990–1999	23.3%
1980–1989	13.8%
1970–1979	23.3%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.4%
2 bedrooms	9.4%
3 bedrooms	21.4%
4 bedrooms	54.1%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	52.2%
2 vehicles	47.8%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	75.5%
Propane / LP gas	9.4%
Wood	15.1%

Households & families

Household type	Count	%
Married-couple family	67	42.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	83	52.2%
Female householder, no spouse	9	5.7%
Households with children under 18	25	15.7%
Households with seniors (65+)	14	8.8%
Average household size	1.92

Marital status

Status	Male	Female
Never married	33.0%	16.4%
Married	34.0%	75.5%
Separated	0.0%	0.0%
Widowed	0.0%	8.2%
Divorced	33.0%	0.0%

Education

Less than 9th grade 12.9%

Some HS, no diploma 0.0%

HS graduate 24.1%

Some college, no degree 26.8%

Associate's degree 30.2%

Bachelor's degree 6.1%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	6.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	17.7%
Kindergarten	7	8.9%
Elementary school	17	21.5%
High school	0	0.0%
College / grad school	41	51.9%

Employment

Industry of employment

Manufacturing 41.3%

Retail trade 26.1%

Education & healthcare 24.5%

Agriculture & mining 8.2%

Occupation

Category	%
Management, business & arts	13.6%
Service	9.8%
Sales & office	16.8%
Natural resources & construction	8.2%
Production & transportation	51.6%

Employment type

Type	%
Private sector	95.1%
Government	4.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.0%
Carpool	4.9%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	8.2%
Avg commute (minutes)	16.8

Poverty

All people 2.2%

Under 18 years 0.0%

18 and over 2.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.1%
Retirement income	0.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	39.1%
High cholesterol	38.5%
Diabetes	11.3%
Heart disease	7.5%
Stroke	3.3%
Asthma	9.4%
Arthritis	27.6%
Kidney disease	3.0%
Pulmonary disease	9.1%
Cancer	6.4%

Behavior / access	%
Smoking	24.4%
Binge drinking	16.0%
No physical activity	29.5%
Less than 7 hrs sleep	34.6%
Depression	25.3%
Fair or poor health	19.7%
Poor mental health	16.4%
Poor physical health	13.7%
No health insurance	14.5%
Visited doctor (checkup)	74.7%
Visited dentist	53.3%
Cholesterol screening	87.5%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	11.2%

Disability	%
Any disability	33.1%
Under 18	0.0%
18–64 years	35.8%
65 and over	65.0%

Health insurance coverage

Type	%
Private insurance	49.6%
Public insurance	48.7%
No insurance	6.2%
Uninsured under 19	22.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	344	96.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	357	100.0%
Born in same state	357	100.0%
Born in different state	205	57.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	60	16.8%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	78.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 72522

What city is ZIP code 72522 in?

ZIP code 72522 is primarily assigned to Charlotte, Arkansas.

What county is ZIP code 72522 in?

ZIP code 72522 falls within Independence County, Arkansas.

How educated is the population of ZIP code 72522?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 72522 have a large veteran population?

11% of civilians in ZIP code 72522 are veterans, above the national average of ~7%.

What is the population of ZIP code 72522?

ZIP code 72522 has an estimated population of 357 residents, with a density of 37 people per square mile.

What is the median household income in ZIP code 72522?

The median household income in ZIP code 72522 is $49,282, below the national median of ~$75,000.

What timezone is ZIP code 72522 in?

ZIP code 72522 observes the CST timezone.