68725 ZIP Code — Chambers, NE

Holt County, Nebraska

ZIP code 68725 is located in Chambers, Nebraska, within Holt County. It covers approximately 174.01 square miles and serves a population of 589 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68725

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $87,100. Owner-occupancy is high at 85%, well above the national average.

Median household income is $45,833. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68725 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

589

population

174.01

sq mi land

Standard

ZIP type

Central (CT)

timezone

68725 ZIP code map

Cities in ZIP code 68725

Below are the cities the US Postal Service accepts for ZIP code 68725. Using any city not on this list may result in mail delivery delays.

City	Status
Chambers	Preferred

Nearby ZIP codes

68735 Ewing (14.3 mi) 68742 Inman (17.7 mi) 68823 Burwell (19.6 mi)

Demographics updated 05/2026

Population
Total population	589
Population density	3 / sq mi
State FIPS	31
County FIPS	089

Geography
Land area	174.01 sq mi
Water area	0.03 sq mi
Latitude	42.1322
Longitude	-98.7456
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.9%	39.4%	39.5%
$50k – $100k	22.6%	40.7%	33.4%
$100k – $200k	16.3%	17.2%	22.0%
Over $200k	1.2%	2.7%	5.2%

Demographics & statistics

589

Population

People per sq mi

39.9

Median age

$45,833

Median household income

$27,743

Per capita income

$87,100

Median home value

$775

Median monthly rent

84.9%

Home ownership

8.5%

Poverty rate

1.0%

Unemployment

263

Housing units

26.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	154	26.1%
18 and over	435	73.9%
65 and over	183	31.1%
Median age	39.9 years

Race & ethnicity

White 94.1%

American Indian / Alaska Native 2%

Two or more races 1.3%

Hispanic or Latino 1.2%

Other race 1.2%

Black or African American 0.2%

Group	Count	%
White	561	94.1%
American Indian / Alaska Native	12	2%
Two or more races	8	1.3%
Hispanic or Latino	7	1.2%
Other race	7	1.2%
Black or African American	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.9%	39.4%	39.5%
$50k – $100k	22.6%	40.7%	33.4%
$100k – $200k	16.3%	17.2%	22.0%
Over $200k	1.2%	2.7%	5.2%

Under $10k 5.2%

$10k–$15k 7.9%

$15k–$25k 8.7%

$25k–$35k 11.9%

$35k–$50k 21.8%

$50k–$75k 13.5%

$75k–$100k 13.9%

$100k–$150k 12.7%

$150k–$200k 3.6%

$200k+ 0.8%

Range	% of households
Under $10k	5.2%
$10k–$15k	7.9%
$15k–$25k	8.7%
$25k–$35k	11.9%
$35k–$50k	21.8%
$50k–$75k	13.5%
$75k–$100k	13.9%
$100k–$150k	12.7%
$150k–$200k	3.6%
$200k+	0.8%
Median income	$45,833

Housing

Home values

Under $50k 29.0%

$50k–$100k 25.2%

$100k–$150k 11.7%

$150k–$200k 16.4%

$200k–$300k 11.7%

$300k–$500k 3.7%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$87,100
Median rent / month	$775
Owner occupied	84.9%
Renter occupied	15.1%
Vacant	16.3%
Single-family detached	81.1%
Large apartment buildings	0.0%
Mobile homes	18.9%
Median rooms	6.2
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	5.0%
2000–2009	9.3%
1990–1999	10.0%
1980–1989	11.6%
1970–1979	8.6%
1960–1969	11.0%
1950–1959	11.6%
1940–1949	7.6%
1939 or earlier	25.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.3%
2 bedrooms	26.2%
3 bedrooms	53.5%
4 bedrooms	11.6%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	19.0%
2 vehicles	40.1%
3 or more	40.9%

Heating fuel

Fuel type	%
Utility gas	4.4%
Electricity	32.9%
Propane / LP gas	51.6%
Fuel oil	0.8%
Wood	7.9%
No fuel used	2.0%

Households & families

Household type	Count	%
Married-couple family	126	50.0%
Cohabiting couple	5	2.0%
Male householder, no spouse	64	25.4%
Female householder, no spouse	57	22.6%
Households with children under 18	56	22.2%
Households with seniors (65+)	127	50.4%
Average household size	2.34

Marital status

Status	Male	Female
Never married	20.0%	14.6%
Married	60.9%	62.7%
Separated	0.0%	0.0%
Widowed	2.1%	10.8%
Divorced	17.0%	11.8%

Education

Less than 9th grade 0.8%

Some HS, no diploma 0.5%

HS graduate 30.6%

Some college, no degree 31.1%

Associate's degree 10.9%

Bachelor's degree 24.7%

Graduate / professional 1.5%

Metric	%
HS diploma or higher	98.7%
Bachelor's or higher	26.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	15.6%
Kindergarten	13	11.9%
Elementary school	59	54.1%
High school	14	12.8%
College / grad school	6	5.5%

Employment

Industry of employment

Education & healthcare 21.1%

Agriculture & mining 13.8%

Finance & real estate 10.0%

Retail trade 8.0%

Transportation & utilities 7.3%

Manufacturing 6.9%

Other services 6.6%

Construction 6.2%

Public administration 5.9%

Arts, food & hospitality 5.2%

Wholesale trade 3.8%

Professional & management 3.1%

Information 2.1%

Occupation

Category	%
Management, business & arts	36.7%
Service	9.7%
Sales & office	18.0%
Natural resources & construction	13.8%
Production & transportation	21.8%

Employment type

Type	%
Private sector	55.0%
Government	23.5%
Self-employed	18.3%
Unpaid family workers	3.1%

Commute

Method	%
Drive alone	62.9%
Carpool	2.8%
Public transit	0.4%
Walk	9.2%
Work from home	24.7%
Other means	0.0%
Avg commute (minutes)	22.6

Poverty

All people 8.5%

Under 18 years 2.6%

18 and over 10.6%

Married-couple families 6.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	43.7%
Retirement income	17.5%
Supplemental Security	2.0%
Cash public assistance	0.0%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	40.5%
High cholesterol	38.6%
Diabetes	12.5%
Heart disease	9.4%
Stroke	4.1%
Asthma	7.9%
Arthritis	33.3%
Kidney disease	3.8%
Pulmonary disease	7.6%
Cancer	10.0%

Behavior / access	%
Smoking	15.6%
Binge drinking	17.3%
No physical activity	27.5%
Less than 7 hrs sleep	27.3%
Depression	14.9%
Fair or poor health	13.6%
Poor mental health	10.0%
Poor physical health	10.4%
No health insurance	12.4%
Visited doctor (checkup)	74.1%
Visited dentist	65.0%
Cholesterol screening	91.4%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	28	6.4%

Disability	%
Any disability	15.6%
Under 18	2.6%
18–64 years	3.2%
65 and over	43.7%

Health insurance coverage

Type	%
Private insurance	67.6%
Public insurance	45.0%
No insurance	3.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	519	88.1%
Spanish	2	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	585	99.3%
Born in same state	578	98.1%
Born in different state	490	83.2%
Foreign born	7	1.2%
Naturalized citizen	4	0.7%
Not a US citizen	2	50.0%

Ancestry

Ancestry	Count	%
Italian	75	12.7%
French	67	11.4%
Arab	13	2.2%

Ancestry	Count	%
English	8	1.4%
Dutch	4	0.7%
Polish	3	0.5%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	84.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68725

What city is ZIP code 68725 in?

ZIP code 68725 is primarily assigned to Chambers, Nebraska.

What county is ZIP code 68725 in?

ZIP code 68725 falls within Holt County, Nebraska.

Does ZIP code 68725 have an older population?

31% of residents in ZIP code 68725 are 65 or older, above the national average of ~17%.

Is ZIP code 68725 mostly owner-occupied?

85% of occupied units in ZIP code 68725 are owner-occupied, well above the national average.

Does ZIP code 68725 have a large retiree population?

44% of households in ZIP code 68725 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68725?

The median home value in ZIP code 68725 is $87,100.

What timezone is ZIP code 68725 in?

ZIP code 68725 observes the CST timezone.