65240 ZIP Code — Centralia, MO

Boone County, Missouri

ZIP code 65240 is located in Centralia, Missouri, within Boone County. It covers approximately 180.14 square miles and serves a population of 8,640 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65240

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $167,700. Owner-occupancy is high at 76%, well above the national average.

Median household income is $67,513. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 65240 reflects a community defined by high homeownership and a significant Social Security-dependent population.

8,640

population

180.14

sq mi land

Standard

ZIP type

Central (CT)

timezone

65240 ZIP code map

Cities in ZIP code 65240

Below are the cities the US Postal Service accepts for ZIP code 65240. Using any city not on this list may result in mail delivery delays.

City	Status
Centralia	Acceptable
Centralia	Preferred

Nearby ZIP codes

65285 Thompson (4.9 mi) 65284 Sturgeon (9.6 mi) 65255 Hallsville (9.7 mi) 65243 Clark (12.2 mi) 65202 Columbia (12.7 mi) 65299 Columbia (13.4 mi) 65265 Mexico (15.5 mi) 65256 Harrisburg (17.1 mi) 65231 Auxvasse (18.8 mi) 65262 Kingdom City (19 mi) 65216 Columbia (19.4 mi) 65215 Columbia (19.5 mi)

Demographics updated 05/2026

Population
Total population	8,640
Population density	48 / sq mi
State FIPS	29
County FIPS	019

Geography
Land area	180.14 sq mi
Water area	0.69 sq mi
Latitude	39.1929
Longitude	-92.1300
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	43.5%	43.8%
$50k – $100k	39.3%	30.9%	31.5%
$100k – $200k	22.8%	19.0%	19.5%
Over $200k	2.3%	6.6%	5.2%

Demographics & statistics

8,640

Population

People per sq mi

40.3

Median age

$67,513

Median household income

$32,167

Per capita income

$167,700

Median home value

$644

Median monthly rent

76.1%

Home ownership

9.2%

Poverty rate

3.4%

Unemployment

2,887

Housing units

29.6%

Bachelor's or higher

Age distribution

Male Female

279

Under 5

279

222

5–9

222

160

10–14

159

349

15–19

348

216

20–24

215

674

25–34

672

376

35–44

375

447

45–54

447

318

55–59

318

502

60–64

500

480

65–74

479

253

75–84

253

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,795	20.8%
18 and over	6,845	79.2%
65 and over	1,562	18.1%
Median age	40.3 years

Race & ethnicity

White 89%

Two or more races 6.2%

Hispanic or Latino 4%

Other race 0.5%

Asian 0.2%

Black or African American 0.2%

Group	Count	%
White	8,009	89%
Two or more races	555	6.2%
Hispanic or Latino	358	4%
Other race	41	0.5%
Asian	18	0.2%
Black or African American	17	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	43.5%	43.8%
$50k – $100k	39.3%	30.9%	31.5%
$100k – $200k	22.8%	19.0%	19.5%
Over $200k	2.3%	6.6%	5.2%

Under $10k 5.3%

$10k–$15k 5.5%

$15k–$25k 4.9%

$25k–$35k 8.8%

$35k–$50k 8.1%

$50k–$75k 29.0%

$75k–$100k 10.8%

$100k–$150k 17.3%

$150k–$200k 7.7%

$200k+ 2.5%

Range	% of households
Under $10k	5.3%
$10k–$15k	5.5%
$15k–$25k	4.9%
$25k–$35k	8.8%
$35k–$50k	8.1%
$50k–$75k	29.0%
$75k–$100k	10.8%
$100k–$150k	17.3%
$150k–$200k	7.7%
$200k+	2.5%
Median income	$67,513

Housing

Home values

Under $50k 12.5%

$50k–$100k 12.3%

$100k–$150k 18.6%

$150k–$200k 21.4%

$200k–$300k 21.2%

$300k–$500k 11.5%

$500k–$1M 2.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$167,700
Median rent / month	$644
Owner occupied	76.1%
Renter occupied	23.9%
Vacant	6.5%
Single-family detached	74.7%
Large apartment buildings	0.8%
Mobile homes	11.8%
Median rooms	5.8
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.6%
2010–2019	10.3%
2000–2009	7.7%
1990–1999	21.3%
1980–1989	11.4%
1970–1979	19.2%
1960–1969	11.2%
1950–1959	7.5%
1940–1949	0.4%
1939 or earlier	10.3%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	4.7%
2 bedrooms	21.1%
3 bedrooms	60.2%
4 bedrooms	9.4%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	24.9%
2 vehicles	36.0%
3 or more	35.7%

Heating fuel

Fuel type	%
Utility gas	39.3%
Electricity	40.0%
Propane / LP gas	18.1%
Wood	1.6%

Households & families

Household type	Count	%
Married-couple family	2,089	60.1%
Cohabiting couple	161	4.6%
Male householder, no spouse	485	14.0%
Female householder, no spouse	739	21.3%
Households with children under 18	1,096	31.5%
Households with seniors (65+)	1,085	31.2%
Average household size	2.46

Marital status

Status	Male	Female
Never married	34.3%	19.4%
Married	57.9%	60.3%
Separated	1.2%	0.9%
Widowed	2.0%	9.7%
Divorced	4.5%	9.6%

Education

Less than 9th grade 2.7%

Some HS, no diploma 6.4%

HS graduate 36.2%

Some college, no degree 18.8%

Associate's degree 6.3%

Bachelor's degree 22.2%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	29.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	216	13.0%
Kindergarten	78	4.7%
Elementary school	518	31.1%
High school	586	35.2%
College / grad school	267	16.0%

Employment

Industry of employment

Education & healthcare 27.4%

Manufacturing 17.2%

Arts, food & hospitality 9.1%

Transportation & utilities 8.0%

Retail trade 7.8%

Construction 5.8%

Professional & management 5.2%

Public administration 4.4%

Finance & real estate 4.0%

Wholesale trade 3.9%

Other services 2.7%

Information 2.4%

Agriculture & mining 2.0%

Occupation

Category	%
Management, business & arts	28.1%
Service	18.2%
Sales & office	17.4%
Natural resources & construction	14.1%
Production & transportation	22.2%

Employment type

Type	%
Private sector	79.3%
Government	15.7%
Self-employed	5.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.0%
Carpool	15.7%
Public transit	0.0%
Walk	0.9%
Work from home	4.3%
Other means	1.1%
Avg commute (minutes)	25.7

Poverty

All people 9.2%

Under 18 years 3.0%

18 and over 10.8%

Married-couple families 3.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	37.0%
Retirement income	34.5%
Supplemental Security	6.0%
Cash public assistance	1.5%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	32.5%
High cholesterol	34.4%
Diabetes	10.3%
Heart disease	7.3%
Stroke	3.3%
Asthma	9.7%
Arthritis	28.1%
Kidney disease	3.0%
Pulmonary disease	8.4%
Cancer	7.1%

Behavior / access	%
Smoking	19.2%
Binge drinking	17.8%
No physical activity	24.9%
Less than 7 hrs sleep	30.3%
Depression	24.8%
Fair or poor health	15.7%
Poor mental health	15.4%
Poor physical health	11.8%
No health insurance	14.4%
Visited doctor (checkup)	73.6%
Visited dentist	64.3%
Cholesterol screening	88.6%
Teeth loss	16.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	558	8.2%

Disability	%
Any disability	15.3%
Under 18	1.1%
18–64 years	14.6%
65 and over	34.7%

Health insurance coverage

Type	%
Private insurance	79.6%
Public insurance	27.1%
No insurance	7.1%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,082	93.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,576	99.3%
Born in same state	8,529	98.7%
Born in different state	6,508	75.3%
Foreign born	47	0.5%
Naturalized citizen	64	0.7%
Not a US citizen	46	71.9%

Ancestry

Ancestry	Count	%
French	1,152	13.3%
Arab	942	10.9%
Italian	784	9.1%

Ancestry	Count	%
Polish	70	0.8%
Dutch	29	0.3%
English	17	0.2%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65240

What city is ZIP code 65240 in?

ZIP code 65240 is primarily assigned to Centralia, Missouri.

What county is ZIP code 65240 in?

ZIP code 65240 falls within Boone County, Missouri.

Does ZIP code 65240 have a large retiree population?

37% of households in ZIP code 65240 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65240?

The median home value in ZIP code 65240 is $167,700.

What is the population of ZIP code 65240?

ZIP code 65240 has an estimated population of 8,640 residents, with a density of 48 people per square mile.

What is the median household income in ZIP code 65240?

The median household income in ZIP code 65240 is $67,513, below the national median of ~$75,000.

What timezone is ZIP code 65240 in?

ZIP code 65240 observes the CST timezone.