03814 ZIP Code — Center Ossipee, NH

Carroll County, New Hampshire

ZIP code 03814 is located in Center Ossipee, New Hampshire, within Carroll County. It covers approximately 33.25 square miles and serves a population of 2,507 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03814

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $239,100. Owner-occupancy sits near the national average at 74%.

Median household income is $71,318. The poverty rate of 4% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

2,507

population

33.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03814 ZIP code map

Cities in ZIP code 03814

Below are the cities the US Postal Service accepts for ZIP code 03814. Using any city not on this list may result in mail delivery delays.

City	Status
Center Ossipee	Acceptable
Center Ossipee	Preferred

Nearby ZIP codes

03890 West Ossipee (4.4 mi) 03836 Freedom (5.4 mi) 03882 Effingham (5.8 mi) 03864 Ossipee (5.9 mi) 03875 Silver Lake (7.5 mi) 03883 South Tamworth (7.6 mi) 03817 Chocorua (8.3 mi) 03886 Tamworth (9.4 mi) 03849 Madison (9.5 mi) 03853 Mirror Lake (11.4 mi) 04068 Porter (11.9 mi) 03830 East Wakefield (11.9 mi)

Demographics updated 05/2026

Population
Total population	2,507
Population density	75 / sq mi
State FIPS	33
County FIPS	003

Geography
Land area	33.25 sq mi
Water area	4.36 sq mi
Latitude	43.7715
Longitude	-71.1561
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	37.9%	31.0%
$50k – $100k	20.1%	32.8%	31.2%
$100k – $200k	19.6%	22.6%	28.1%
Over $200k	0.0%	6.7%	9.7%

Demographics & statistics

2,507

Population

People per sq mi

45.5

Median age

$71,318

Median household income

$35,993

Per capita income

$239,100

Median home value

$1,125

Median monthly rent

73.8%

Home ownership

4.1%

Poverty rate

5.8%

Unemployment

1,624

Housing units

21.5%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

5–9

10–14

15–19

20–24

108

25–34

205

35–44

167

186

45–54

152

189

55–59

154

104

60–64

204

65–74

167

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	393	15.7%
18 and over	2,114	84.3%
65 and over	415	16.6%
Median age	45.5 years

Race & ethnicity

White 89.3%

Asian 5.2%

Two or more races 2.4%

Hispanic or Latino 2.1%

Black or African American 0.9%

Group	Count	%
White	2,287	89.3%
Asian	134	5.2%
Two or more races	62	2.4%
Hispanic or Latino	54	2.1%
Black or African American	24	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	37.9%	31.0%
$50k – $100k	20.1%	32.8%	31.2%
$100k – $200k	19.6%	22.6%	28.1%
Over $200k	0.0%	6.7%	9.7%

$10k–$15k 8.5%

$15k–$25k 2.7%

$25k–$35k 9.6%

$35k–$50k 8.1%

$50k–$75k 26.1%

$75k–$100k 6.2%

$100k–$150k 25.0%

$150k–$200k 9.9%

$200k+ 3.8%

Range	% of households
$10k–$15k	8.5%
$15k–$25k	2.7%
$25k–$35k	9.6%
$35k–$50k	8.1%
$50k–$75k	26.1%
$75k–$100k	6.2%
$100k–$150k	25.0%
$150k–$200k	9.9%
$200k+	3.8%
Median income	$71,318

Housing

Home values

Under $50k 2.4%

$50k–$100k 3.7%

$100k–$150k 15.2%

$150k–$200k 14.9%

$200k–$300k 39.2%

$300k–$500k 19.4%

$1M+ 5.2%

Housing overview

Metric	Value
Median home value	$239,100
Median rent / month	$1,125
Owner occupied	73.8%
Renter occupied	26.2%
Vacant	48.6%
Single-family detached	77.7%
Large apartment buildings	1.4%
Mobile homes	11.2%
Median rooms	5.0
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.0%
2010–2019	9.1%
2000–2009	18.2%
1990–1999	4.4%
1980–1989	17.3%
1970–1979	15.5%
1960–1969	3.9%
1950–1959	9.5%
1940–1949	6.5%
1939 or earlier	15.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	10.5%
2 bedrooms	30.8%
3 bedrooms	41.7%
4 bedrooms	14.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	22.7%
2 vehicles	51.3%
3 or more	19.6%

Heating fuel

Fuel type	%
Electricity	7.9%
Propane / LP gas	26.5%
Fuel oil	50.0%
Wood	14.1%

Households & families

Household type	Count	%
Married-couple family	611	63.4%
Cohabiting couple	14	1.5%
Male householder, no spouse	78	8.1%
Female householder, no spouse	261	27.1%
Households with children under 18	212	22.0%
Households with seniors (65+)	310	32.2%
Average household size	2.59

Marital status

Status	Male	Female
Never married	24.2%	9.2%
Married	61.6%	67.7%
Separated	2.9%	0.0%
Widowed	1.8%	6.9%
Divorced	9.5%	16.3%

Education

Less than 9th grade 1.3%

Some HS, no diploma 6.3%

HS graduate 39.8%

Some college, no degree 21.8%

Associate's degree 9.2%

Bachelor's degree 17.7%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	21.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	5.9%
Kindergarten	0	0.0%
Elementary school	194	81.2%
High school	5	2.1%
College / grad school	26	10.9%

Employment

Industry of employment

Retail trade 24.4%

Education & healthcare 23.1%

Transportation & utilities 15.5%

Manufacturing 9.9%

Professional & management 9.1%

Arts, food & hospitality 5.2%

Wholesale trade 5.1%

Agriculture & mining 2.6%

Other services 2.3%

Construction 2.0%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	11.9%
Service	15.9%
Sales & office	31.7%
Natural resources & construction	16.1%
Production & transportation	24.4%

Employment type

Type	%
Private sector	88.4%
Government	8.6%
Self-employed	3.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.5%
Carpool	6.0%
Public transit	1.0%
Walk	0.0%
Work from home	3.2%
Other means	5.3%
Avg commute (minutes)	34.8

Poverty

All people 4.1%

Under 18 years 3.6%

18 and over 4.2%

Married-couple families 0.0%

Female-led households 4.5%

Income support

Source	% of households
Social Security	30.9%
Retirement income	24.5%
Supplemental Security	13.8%
Cash public assistance	0.9%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
Obesity	31.2%
High blood pressure	34.1%
High cholesterol	34.6%
Diabetes	10.8%
Heart disease	7.7%
Stroke	3.6%
Asthma	11.2%
Arthritis	29.6%
Kidney disease	3.2%
Pulmonary disease	8.9%
Cancer	7.6%

Behavior / access	%
Smoking	19.6%
Binge drinking	15.7%
No physical activity	25.1%
Less than 7 hrs sleep	32.6%
Depression	22.6%
Fair or poor health	16.2%
Poor mental health	15.5%
Poor physical health	12.8%
No health insurance	13.7%
Visited doctor (checkup)	69.2%
Visited dentist	58.9%
Cholesterol screening	90.7%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	233	11.0%

Disability	%
Any disability	16.0%
Under 18	2.3%
18–64 years	17.1%
65 and over	24.6%

Health insurance coverage

Type	%
Private insurance	65.7%
Public insurance	35.0%
No insurance	11.9%
Uninsured under 19	17.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,317	92.4%
Spanish	8	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	8	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,413	96.3%
Born in same state	2,413	96.3%
Born in different state	1,240	49.5%
Foreign born	0	0.0%
Naturalized citizen	94	3.7%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	495	19.7%
Arab	488	19.5%
French	371	14.8%

Ancestry	Count	%
German	68	2.7%
English	51	2%
Norwegian	8	0.3%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03814

What city is ZIP code 03814 in?

ZIP code 03814 is primarily assigned to Center Ossipee, New Hampshire.

What county is ZIP code 03814 in?

ZIP code 03814 falls within Carroll County, New Hampshire.

Does ZIP code 03814 have a large veteran population?

11% of civilians in ZIP code 03814 are veterans, above the national average of ~7%.

What is the population of ZIP code 03814?

ZIP code 03814 has an estimated population of 2,507 residents, with a density of 75 people per square mile.

What is the median household income in ZIP code 03814?

The median household income in ZIP code 03814 is $71,318, below the national median of ~$75,000.

What is the typical home value in ZIP code 03814?

The median home value in ZIP code 03814 is $239,100.

What timezone is ZIP code 03814 in?

ZIP code 03814 observes the EST timezone.