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Illinois ZIP Codes
Stephenson County
Cedarville, IL
61013
61013 ZIP Code — Cedarville, IL
Stephenson County, Illinois
ZIP code 61013 is located in
Cedarville ,
Illinois ,
within Stephenson County .
It covers approximately 0.47 square miles and serves a population of
621 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 815 .
About ZIP code 61013
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,000. Owner-occupancy is high at 93%, well above the national average.
Median household income is $65,417. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 61013 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
61013 ZIP code map
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Cities in ZIP code 61013
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Demographics
updated 05/2026
Population
Total population
621
Population density
1,321 / sq mi
State FIPS
17
County FIPS
177
Geography
Land area
0.47 sq mi
Water area
0.00 sq mi
Latitude
42.3733
Longitude
-89.6357
Timezone
Central (CT)
Area code
815
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.9%
48.9%
37.2%
$50k – $100k
42.9%
31.3%
29.6%
$100k – $200k
12.4%
17.0%
24.4%
Over $200k
1.7%
2.7%
8.8%
Demographics & statistics
$65,417
Median household income
$110,000
Median home value
18.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 109 17.6% 18 and over 512 82.4% 65 and over 165 26.6% Median age 49.6 years
Race & ethnicity
Group Count % White 614 98.6% Two or more races 5 0.8% Hispanic or Latino 2 0.3% Other race 2 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.9%
48.9%
37.2%
$50k – $100k
42.9%
31.3%
29.6%
$100k – $200k
12.4%
17.0%
24.4%
Over $200k
1.7%
2.7%
8.8%
Range % of households Under $10k 3.4% $10k–$15k 4.1% $15k–$25k 5.5% $25k–$35k 11.4% $35k–$50k 13.4% $50k–$75k 24.8% $75k–$100k 15.5% $100k–$150k 19.0% $200k+ 2.8% Median income $65,417
Housing
Housing overview
Metric Value Median home value $110,000 Median rent / month $625 Owner occupied 92.8% Renter occupied 7.2% Vacant 4.0% Single-family detached 94.4% Large apartment buildings 0.0% Mobile homes 1.0% Median rooms 5.4 Avg household size (owned) 2.11
Year built
Era % 2020 or later 0.0% 2010–2019 2.6% 2000–2009 4.3% 1990–1999 8.3% 1980–1989 6.6% 1970–1979 15.6% 1960–1969 10.6% 1950–1959 18.5% 1940–1949 1.3% 1939 or earlier 32.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 9.9% 2 bedrooms 28.1% 3 bedrooms 53.3% 4 bedrooms 6.6% 5+ bedrooms 2.0%
Vehicles per household
Vehicles % of households No vehicle 4.1% 1 vehicle 27.2% 2 vehicles 44.5% 3 or more 24.1%
Heating fuel
Fuel type % Utility gas 84.8% Electricity 13.4%
Households & families
Household type Count % Married-couple family 139 47.9% Cohabiting couple 13 4.5% Male householder, no spouse 85 29.3% Female householder, no spouse 53 18.3% Households with children under 18 48 16.6% Households with seniors (65+) 119 41.0% Average household size 2.14
Marital status
Status Male Female Never married 24.5% 24.3% Married 51.0% 55.8% Separated 0.3% 0.0% Widowed 4.5% 5.6% Divorced 19.6% 14.3%
Education
Some college, no degree
28.5%
Graduate / professional
3.6%
Metric % HS diploma or higher 90.8% Bachelor's or higher 18.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 6 5.0% Kindergarten 5 4.2% Elementary school 56 47.1% High school 27 22.7% College / grad school 25 21.0%
Employment
Industry of employment
Education & healthcare
22.5%
Finance & real estate
15.4%
Professional & management
5.8%
Transportation & utilities
4.5%
Arts, food & hospitality
4.5%
Agriculture & mining
3.9%
Public administration
1.9%
Occupation
Category % Management, business & arts 25.1% Service 11.9% Sales & office 27.3% Natural resources & construction 5.8% Production & transportation 29.9%
Employment type
Type % Private sector 83.9% Government 10.9% Self-employed 5.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 77.2% Carpool 10.9% Public transit 0.0% Walk 3.0% Work from home 8.9% Other means 0.0% Avg commute (minutes) 22.1
Poverty
Married-couple families
4.3%
Female-led households
12.0%
Income support
Source % of households Social Security 38.6% Retirement income 30.3% Supplemental Security 4.8% Cash public assistance 2.1% Food stamps / SNAP 6.2%
Health indicators
Condition % Obesity 34.5% High blood pressure 33.2% High cholesterol 34.4% Diabetes 10.0% Heart disease 6.6% Stroke 3.0% Asthma 9.6% Arthritis 27.3% Kidney disease 2.8% Pulmonary disease 7.2% Cancer 7.2%
Behavior / access % Smoking 18.0% Binge drinking 15.4% No physical activity 23.5% Less than 7 hrs sleep 31.5% Depression 17.9% Fair or poor health 13.4% Poor mental health 12.5% Poor physical health 9.7% No health insurance 9.8% Visited doctor (checkup) 77.0% Visited dentist 67.0% Cholesterol screening 90.6% Teeth loss 12.8%
Veterans & disability
Veterans Count % Civilian veterans 50 9.8%
Disability % Any disability 12.2% Under 18 11.0% 18–64 years 7.5% 65 and over 23.0%
Health insurance coverage
Type % Private insurance 68.6% Public insurance 44.1% No insurance 6.3% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 598 96.3% Spanish 16 2.7% Other Indo-European 16 2.7% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 612 98.6% Born in same state 612 98.6% Born in different state 428 68.9% Foreign born 0 0.0% Naturalized citizen 9 1.4% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 94 15.1% Italian 79 12.7% Arab 49 7.9%
Ancestry Count % English 22 3.5% Polish 3 0.5% German 2 0.3%
Technology access
Metric % of households Computer access 46.7% Internet access 88.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 61013
What city is ZIP code 61013 in?
ZIP code 61013 is primarily assigned to Cedarville, Illinois.
What county is ZIP code 61013 in?
ZIP code 61013 falls within Stephenson County, Illinois.
Is ZIP code 61013 mostly owner-occupied?
93% of occupied units in ZIP code 61013 are owner-occupied, well above the national average.
Does ZIP code 61013 have an older population?
27% of residents in ZIP code 61013 are 65 or older, above the national average of ~17%.
Does ZIP code 61013 have a large retiree population?
39% of households in ZIP code 61013 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 61013?
The median home value in ZIP code 61013 is $110,000.
What timezone is ZIP code 61013 in?
ZIP code 61013 observes the CST timezone.
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