47928 ZIP Code — Cayuga, IN

Vermillion County, Indiana

ZIP code 47928 is located in Cayuga, Indiana, within Vermillion County. It covers approximately 42.74 square miles and serves a population of 1,783 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 47928

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $93,100. Owner-occupancy is high at 85%, well above the national average.

Median household income is $56,667. SNAP benefit usage at 19% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 47928 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,783

population

42.74

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

47928 ZIP code map

Cities in ZIP code 47928

Below are the cities the US Postal Service accepts for ZIP code 47928. Using any city not on this list may result in mail delivery delays.

City	Status
Cayuga	Preferred

Nearby ZIP codes

47847 Dana (5.7 mi) 47974 Perrysville (7.8 mi) 47854 Hillsdale (7.9 mi) 47862 Montezuma (8.5 mi) 47952 Kingman (9 mi) 61870 Ridge Farm (9 mi) 47832 Bloomingdale (10.1 mi) 61846 Georgetown (10.3 mi) 47932 Covington (13.2 mi) 61883 Westville (13.6 mi) 47859 Marshall (14.2 mi) 61924 Chrisman (14.7 mi)

Demographics updated 05/2026

Population
Total population	1,783
Population density	42 / sq mi
State FIPS	18
County FIPS	165

Geography
Land area	42.74 sq mi
Water area	0.72 sq mi
Latitude	39.9176
Longitude	-87.4434
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.0%	47.7%	42.9%
$50k – $100k	34.2%	36.1%	32.7%
$100k – $200k	16.8%	14.6%	19.8%
Over $200k	0.0%	1.6%	4.5%

Demographics & statistics

1,783

Population

People per sq mi

43.9

Median age

$56,667

Median household income

$26,642

Per capita income

$93,100

Median home value

$903

Median monthly rent

84.6%

Home ownership

15.4%

Poverty rate

1.3%

Unemployment

748

Housing units

6.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

110

25–34

121

35–44

108

45–54

120

55–59

60–64

102

65–74

112

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	418	23.4%
18 and over	1,365	76.6%
65 and over	363	20.4%
Median age	43.9 years

Race & ethnicity

White 96.3%

Two or more races 1.3%

Hispanic or Latino 1.2%

Asian 0.8%

American Indian / Alaska Native 0.5%

Group	Count	%
White	1,737	96.3%
Two or more races	23	1.3%
Hispanic or Latino	21	1.2%
Asian	14	0.8%
American Indian / Alaska Native	9	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.0%	47.7%	42.9%
$50k – $100k	34.2%	36.1%	32.7%
$100k – $200k	16.8%	14.6%	19.8%
Over $200k	0.0%	1.6%	4.5%

Under $10k 5.2%

$10k–$15k 9.6%

$15k–$25k 7.0%

$25k–$35k 9.0%

$35k–$50k 14.5%

$50k–$75k 22.5%

$75k–$100k 9.0%

$100k–$150k 14.5%

$150k–$200k 8.4%

$200k+ 0.4%

Range	% of households
Under $10k	5.2%
$10k–$15k	9.6%
$15k–$25k	7.0%
$25k–$35k	9.0%
$35k–$50k	14.5%
$50k–$75k	22.5%
$75k–$100k	9.0%
$100k–$150k	14.5%
$150k–$200k	8.4%
$200k+	0.4%
Median income	$56,667

Housing

Home values

Under $50k 25.4%

$50k–$100k 37.0%

$100k–$150k 20.8%

$150k–$200k 9.1%

$200k–$300k 5.1%

$500k–$1M 2.5%

Housing overview

Metric	Value
Median home value	$93,100
Median rent / month	$903
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	17.0%
Single-family detached	85.7%
Large apartment buildings	0.0%
Mobile homes	10.1%
Median rooms	6.2
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	8.6%
1990–1999	13.6%
1980–1989	5.7%
1970–1979	13.5%
1960–1969	4.8%
1950–1959	6.9%
1940–1949	6.9%
1939 or earlier	36.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	2.4%
2 bedrooms	24.5%
3 bedrooms	51.3%
4 bedrooms	20.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	19.0%
2 vehicles	47.5%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	3.9%
Electricity	45.4%
Propane / LP gas	38.8%
Fuel oil	1.5%
Wood	6.5%
Solar	3.1%

Households & families

Household type	Count	%
Married-couple family	415	58.3%
Cohabiting couple	19	2.7%
Male householder, no spouse	127	17.8%
Female householder, no spouse	151	21.2%
Households with children under 18	255	35.8%
Households with seniors (65+)	290	40.7%
Average household size	2.50

Marital status

Status	Male	Female
Never married	28.4%	13.1%
Married	60.2%	58.8%
Separated	0.0%	1.2%
Widowed	2.9%	12.9%
Divorced	8.5%	13.9%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.2%

HS graduate 55.2%

Some college, no degree 23.4%

Associate's degree 5.5%

Bachelor's degree 3.8%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	6.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	8.7%
Kindergarten	21	5.9%
Elementary school	166	46.6%
High school	114	32.0%
College / grad school	24	6.7%

Employment

Industry of employment

Manufacturing 22.9%

Education & healthcare 12.5%

Public administration 12.0%

Retail trade 11.0%

Transportation & utilities 10.9%

Arts, food & hospitality 8.6%

Construction 4.8%

Professional & management 3.8%

Other services 3.8%

Finance & real estate 3.5%

Wholesale trade 2.9%

Agriculture & mining 2.6%

Information 0.9%

Occupation

Category	%
Management, business & arts	24.9%
Service	24.1%
Sales & office	11.2%
Natural resources & construction	10.6%
Production & transportation	29.3%

Employment type

Type	%
Private sector	75.8%
Government	17.7%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.9%
Carpool	8.0%
Public transit	0.0%
Walk	0.7%
Work from home	5.7%
Other means	0.7%
Avg commute (minutes)	22.6

Poverty

All people 15.4%

Under 18 years 18.7%

18 and over 14.4%

Married-couple families 4.3%

Female-led households 54.9%

Income support

Source	% of households
Social Security	49.7%
Retirement income	30.5%
Supplemental Security	11.7%
Cash public assistance	2.0%
Food stamps / SNAP	19.1%

Health indicators

Condition	%
Obesity	43.0%
High blood pressure	39.0%
High cholesterol	36.6%
Diabetes	13.4%
Heart disease	8.6%
Stroke	3.9%
Asthma	10.4%
Arthritis	31.8%
Kidney disease	3.5%
Pulmonary disease	10.7%
Cancer	7.7%

Behavior / access	%
Smoking	24.5%
Binge drinking	14.6%
No physical activity	29.4%
Less than 7 hrs sleep	36.2%
Depression	24.1%
Fair or poor health	19.2%
Poor mental health	16.2%
Poor physical health	13.5%
No health insurance	13.4%
Visited doctor (checkup)	75.9%
Visited dentist	59.8%
Cholesterol screening	89.5%
Teeth loss	19.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	114	8.4%

Disability	%
Any disability	23.4%
Under 18	6.7%
18–64 years	19.7%
65 and over	52.9%

Health insurance coverage

Type	%
Private insurance	57.7%
Public insurance	55.2%
No insurance	5.0%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,651	92.6%
Spanish	14	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	14	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,769	99.2%
Born in same state	1,767	99.1%
Born in different state	921	51.7%
Foreign born	2	0.1%
Naturalized citizen	14	0.8%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	274	15.4%
French	183	10.3%
Italian	124	7%

Ancestry	Count	%
Norwegian	24	1.3%
English	13	0.7%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	84.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47928

What city is ZIP code 47928 in?

ZIP code 47928 is primarily assigned to Cayuga, Indiana.

What county is ZIP code 47928 in?

ZIP code 47928 falls within Vermillion County, Indiana.

How educated is the population of ZIP code 47928?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 47928 have a large retiree population?

50% of households in ZIP code 47928 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 47928 mostly owner-occupied?

85% of occupied units in ZIP code 47928 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 47928?

15% of residents in ZIP code 47928 live below the poverty line, above the national average.

What timezone is ZIP code 47928 in?

ZIP code 47928 observes the EST timezone.