73627 ZIP Code — Carter, OK

Beckham County, Oklahoma

ZIP code 73627 is located in Carter, Oklahoma, within Beckham County. It covers approximately 101.94 square miles and serves a population of 460 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 73627

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $142,000. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($71,806) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 23% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 73627 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

460

population

101.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

73627 ZIP code map

Cities in ZIP code 73627

Below are the cities the US Postal Service accepts for ZIP code 73627. Using any city not on this list may result in mail delivery delays.

City	Status
Carter	Preferred

Nearby ZIP codes

73641 Dill City (13.7 mi) 73662 Sayre (14.1 mi) 73547 Granite (15.3 mi) 73673 Willow (15.3 mi) 73664 Sentinel (15.8 mi) 73644 Elk City (16.3 mi) 73626 Canute (16.9 mi)

Demographics updated 05/2026

Population
Total population	460
Population density	5 / sq mi
State FIPS	40
County FIPS	009

Geography
Land area	101.94 sq mi
Water area	0.40 sq mi
Latitude	35.2000
Longitude	-99.4711
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.3%	51.8%	46.5%
$50k – $100k	26.7%	28.1%	31.0%
$100k – $200k	9.0%	17.8%	18.1%
Over $200k	0.9%	2.3%	4.5%

Demographics & statistics

460

Population

People per sq mi

47.2

Median age

$71,806

Median household income

$52,229

Per capita income

$142,000

Median home value

$831

Median monthly rent

83.8%

Home ownership

5.2%

Poverty rate

1.2%

Unemployment

214

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	94	20.4%
18 and over	366	79.6%
65 and over	128	27.8%
Median age	47.2 years

Race & ethnicity

White 90.7%

Two or more races 5.8%

American Indian / Alaska Native 1.9%

Hispanic or Latino 0.6%

Other race 0.6%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	420	90.7%
Two or more races	27	5.8%
American Indian / Alaska Native	9	1.9%
Hispanic or Latino	3	0.6%
Other race	3	0.6%
Native Hawaiian / Pacific Islander	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.3%	51.8%	46.5%
$50k – $100k	26.7%	28.1%	31.0%
$100k – $200k	9.0%	17.8%	18.1%
Over $200k	0.9%	2.3%	4.5%

Under $10k 2.7%

$10k–$15k 2.7%

$15k–$25k 8.1%

$25k–$35k 19.5%

$35k–$50k 1.1%

$50k–$75k 17.3%

$75k–$100k 9.7%

$100k–$150k 9.7%

$150k–$200k 4.3%

$200k+ 24.9%

Range	% of households
Under $10k	2.7%
$10k–$15k	2.7%
$15k–$25k	8.1%
$25k–$35k	19.5%
$35k–$50k	1.1%
$50k–$75k	17.3%
$75k–$100k	9.7%
$100k–$150k	9.7%
$150k–$200k	4.3%
$200k+	24.9%
Median income	$71,806

Housing

Home values

Under $50k 16.1%

$50k–$100k 23.9%

$100k–$150k 12.9%

$150k–$200k 4.5%

$200k–$300k 42.6%

Housing overview

Metric	Value
Median home value	$142,000
Median rent / month	$831
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	24.2%
Single-family detached	92.6%
Large apartment buildings	0.0%
Mobile homes	7.4%
Median rooms	5.6
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.0%
2010–2019	8.2%
2000–2009	5.7%
1990–1999	0.4%
1980–1989	5.3%
1970–1979	35.7%
1960–1969	4.1%
1950–1959	1.6%
1940–1949	11.5%
1939 or earlier	27.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.4%
2 bedrooms	40.6%
3 bedrooms	58.2%
4 bedrooms	0.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	9.2%
2 vehicles	25.9%
3 or more	62.7%

Heating fuel

Fuel type	%
Utility gas	34.1%
Electricity	45.4%
Propane / LP gas	20.0%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	100	54.1%
Cohabiting couple	25	13.5%
Male householder, no spouse	51	27.6%
Female householder, no spouse	9	4.9%
Households with children under 18	46	24.9%
Households with seniors (65+)	94	50.8%
Average household size	2.49

Marital status

Status	Male	Female
Never married	28.8%	5.7%
Married	41.1%	76.7%
Separated	0.0%	0.0%
Widowed	2.7%	6.3%
Divorced	27.4%	11.3%

Education

Less than 9th grade 3.7%

Some HS, no diploma 2.5%

HS graduate 34.6%

Some college, no degree 25.2%

Associate's degree 14.2%

Bachelor's degree 12.5%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	2.3%
Kindergarten	25	28.4%
Elementary school	41	46.6%
High school	16	18.2%
College / grad school	4	4.5%

Employment

Industry of employment

Agriculture & mining 45.8%

Education & healthcare 17.9%

Finance & real estate 13.7%

Retail trade 6.5%

Information 4.8%

Arts, food & hospitality 4.2%

Construction 2.4%

Manufacturing 2.4%

Public administration 1.2%

Transportation & utilities 0.6%

Professional & management 0.6%

Occupation

Category	%
Management, business & arts	38.1%
Service	3.0%
Sales & office	24.4%
Natural resources & construction	22.0%
Production & transportation	12.5%

Employment type

Type	%
Private sector	82.1%
Government	3.0%
Self-employed	14.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.0%
Carpool	18.0%
Public transit	0.0%
Walk	0.0%
Work from home	2.4%
Other means	0.6%
Avg commute (minutes)	26.7

Poverty

All people 5.2%

Under 18 years 5.3%

18 and over 5.2%

Married-couple families 3.0%

Female-led households 16.7%

Income support

Source	% of households
Social Security	38.9%
Retirement income	42.2%
Supplemental Security	1.6%
Cash public assistance	1.1%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	37.3%
High cholesterol	36.5%
Diabetes	11.3%
Heart disease	7.4%
Stroke	3.4%
Asthma	10.7%
Arthritis	26.8%
Kidney disease	3.0%
Pulmonary disease	8.9%
Cancer	6.7%

Behavior / access	%
Smoking	22.2%
Binge drinking	13.7%
No physical activity	28.9%
Less than 7 hrs sleep	33.3%
Depression	25.8%
Fair or poor health	17.9%
Poor mental health	16.8%
Poor physical health	12.8%
No health insurance	18.8%
Visited doctor (checkup)	74.3%
Visited dentist	55.0%
Cholesterol screening	87.1%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	83	22.7%

Disability	%
Any disability	24.3%
Under 18	0.0%
18–64 years	16.0%
65 and over	57.8%

Health insurance coverage

Type	%
Private insurance	66.3%
Public insurance	41.3%
No insurance	13.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	447	97.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	460	100.0%
Born in same state	460	100.0%
Born in different state	304	66.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
English	28	6.1%
Arab	28	6.1%
French	16	3.5%

Ancestry	Count	%
German	12	2.6%
Italian	8	1.7%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 73627

What city is ZIP code 73627 in?

ZIP code 73627 is primarily assigned to Carter, Oklahoma.

What county is ZIP code 73627 in?

ZIP code 73627 falls within Beckham County, Oklahoma.

Does ZIP code 73627 have an older population?

28% of residents in ZIP code 73627 are 65 or older, above the national average of ~17%.

Does ZIP code 73627 have a large veteran population?

23% of civilians in ZIP code 73627 are veterans, above the national average of ~7%.

Is ZIP code 73627 mostly owner-occupied?

84% of occupied units in ZIP code 73627 are owner-occupied, well above the national average.

Does ZIP code 73627 have a large retiree population?

39% of households in ZIP code 73627 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 73627 in?

ZIP code 73627 observes the CST timezone.