Carter County, KY ZIP Codes
Kentucky (KY) · 8 ZIP codes · 8 cities
8
ZIP codes
26,412
population (2021)
-4.7%
pop change since 2010
21043
FIPS code
Carter County ZIP code map
About Carter County
Carter County is located in Kentucky and contains 8 ZIP codes across 8 cities and communities.
The county's population was 26,412 as of 2021,
a decrease of
4.7% from 27,720 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Carter County is 21043.
| Population | |
|---|---|
| 2021 population | 26,412 |
| 2010 population | 27,720 |
| Change | -4.7% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21043 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Carter County
ZIP codes for Carter County, KY (8)
| ZIP code | City | County | Map |
|---|---|---|---|
| 41128 | Carter | Carter | View map |
| 41132 | Denton | Carter | View map |
| 41142 | Grahn | Carter | View map |
| 41143 | Grayson | Carter | View map |
| 41146 | Hitchins | Carter | View map |
| 41164 | Olive Hill | Carter | View map |
| 41173 | Soldier | Carter | View map |
| 41181 | Willard | Carter | View map |
Demographics & statistics
26,807
Population
42.0
Median age
$47,551
Median household income
$25,127
Per capita income
$80,250
Median home value
$308
Median monthly rent
80.6%
Home ownership
18.9%
Poverty rate
3.1%
Unemployment
10,375
Housing units
11.7%
Bachelor's or higher
Age distribution
Male
Female
749
Under 5
733
663
5–9
650
1,007
10–14
987
1,007
15–19
987
814
20–24
797
1,467
25–34
1,437
1,600
35–44
1,568
1,793
45–54
1,757
829
55–59
813
972
60–64
953
1,598
65–74
1,566
808
75–84
791
233
85+
228
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,888 | 20.8% |
| 18 and over | 20,919 | 79.2% |
| 65 and over | 5,224 | 25.8% |
| Median age | 42.0 years | |
Race & ethnicity
White
94.2%
Two or more races
3.4%
Hispanic or Latino
1.7%
Black or African American
0.4%
Other race
0.1%
Asian
0.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 25,670 | 94.2% |
| Two or more races | 925 | 3.4% |
| Hispanic or Latino | 450 | 1.7% |
| Black or African American | 112 | 0.4% |
| Other race | 40 | 0.1% |
| Asian | 30 | 0.1% |
| American Indian / Alaska Native | 30 | 0.1% |
Household income
Under $10k
10.8%
$10k–$15k
4.8%
$15k–$25k
11.7%
$25k–$35k
12.7%
$35k–$50k
21.1%
$50k–$75k
19.4%
$75k–$100k
6.2%
$100k–$150k
7.7%
$150k–$200k
3.0%
$200k+
2.8%
| Range | % of households |
|---|---|
| Under $10k | 10.8% |
| $10k–$15k | 4.8% |
| $15k–$25k | 11.7% |
| $25k–$35k | 12.7% |
| $35k–$50k | 21.1% |
| $50k–$75k | 19.4% |
| $75k–$100k | 6.2% |
| $100k–$150k | 7.7% |
| $150k–$200k | 3.0% |
| $200k+ | 2.8% |
| Median income | $47,551 |
Housing
Home values
Under $50k
32.7%
$50k–$100k
26.7%
$100k–$150k
10.5%
$150k–$200k
7.4%
$200k–$300k
17.8%
$300k–$500k
3.3%
$500k–$1M
1.3%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $80,250 |
| Median rent / month | $308 |
| Owner occupied | 80.6% |
| Renter occupied | 19.4% |
| Vacant | 16.0% |
| Single-family detached | 67.6% |
| Large apartment buildings | 0.7% |
| Mobile homes | 29.7% |
| Median rooms | 5.9 |
| Avg household size (owned) | 2.32 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.6% |
| 2000–2009 | 13.3% |
| 1990–1999 | 18.1% |
| 1980–1989 | 10.5% |
| 1970–1979 | 17.1% |
| 1960–1969 | 9.2% |
| 1950–1959 | 6.1% |
| 1940–1949 | 1.2% |
| 1939 or earlier | 20.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.4% |
| 1 bedroom | 3.2% |
| 2 bedrooms | 32.0% |
| 3 bedrooms | 50.3% |
| 4 bedrooms | 12.3% |
| 5+ bedrooms | 2.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.0% |
| 1 vehicle | 22.4% |
| 2 vehicles | 45.1% |
| 3 or more | 23.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 13.5% |
| Electricity | 48.9% |
| Propane / LP gas | 25.5% |
| Fuel oil | 0.2% |
| Wood | 7.0% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,428 | 55.0% |
| Cohabiting couple | 409 | 3.1% |
| Male householder, no spouse | 1,473 | 18.3% |
| Female householder, no spouse | 2,497 | 23.7% |
| Households with children under 18 | 2,980 | 24.7% |
| Households with seniors (65+) | 3,658 | 47.0% |
| Average household size | 2.56 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 20.0% | 14.6% |
| Married | 57.3% | 55.8% |
| Separated | 5.6% | 1.1% |
| Widowed | 2.9% | 20.8% |
| Divorced | 14.2% | 7.7% |
Education
Less than 9th grade
13.8%
Some HS, no diploma
8.4%
HS graduate
43.0%
Some college, no degree
16.9%
Associate's degree
6.3%
Bachelor's degree
8.4%
Graduate / professional
3.3%
| Metric | % |
|---|---|
| HS diploma or higher | 77.8% |
| Bachelor's or higher | 11.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 215 | 20.8% |
| Kindergarten | 173 | 1.6% |
| Elementary school | 2,472 | 24.0% |
| High school | 1,536 | 17.0% |
| College / grad school | 1,293 | 11.7% |
Employment
Industry of employment
Education & healthcare
26.2%
Construction
22.3%
Other services
14.7%
Manufacturing
10.1%
Retail trade
6.2%
Transportation & utilities
6.1%
Arts, food & hospitality
5.3%
Professional & management
3.6%
Public administration
2.5%
Finance & real estate
1.2%
Agriculture & mining
0.7%
Wholesale trade
0.7%
Information
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 30.1% |
| Service | 12.6% |
| Sales & office | 16.2% |
| Natural resources & construction | 23.4% |
| Production & transportation | 17.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.3% |
| Government | 12.0% |
| Self-employed | 3.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 84.8% |
| Carpool | 11.4% |
| Public transit | 0.0% |
| Walk | 1.9% |
| Other means | 0.3% |
| Avg commute (minutes) | 21.2 |
Poverty
All people
18.9%
Under 18 years
17.9%
18 and over
19.6%
Married-couple families
14.2%
Female-led households
46.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 55.2% |
| Retirement income | 30.8% |
| Supplemental Security | 6.3% |
| Cash public assistance | 1.0% |
| Food stamps / SNAP | 16.0% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 44.8% |
| High cholesterol | 39.0% |
| Heart disease | 9.2% |
| Stroke | 4.4% |
| Asthma | 12.0% |
| Arthritis | 35.1% |
| Kidney disease | 3.7% |
| Pulmonary disease | 13.4% |
| Cancer | 7.0% |
| Behavior / access | % |
|---|---|
| Binge drinking | 14.7% |
| No physical activity | 36.1% |
| Less than 7 hrs sleep | 38.5% |
| Fair or poor health | 25.3% |
| Poor mental health | 19.5% |
| Poor physical health | 17.0% |
| No health insurance | 12.3% |
| Visited doctor (checkup) | 76.6% |
| Visited dentist | 46.8% |
| Cholesterol screening | 88.4% |
| Teeth loss | 24.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,283 | 7.0% |
| Disability | % |
|---|---|
| Any disability | 25.4% |
| Under 18 | 3.8% |
| 18–64 years | 17.0% |
| 65 and over | 54.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 41.2% |
| Public insurance | 57.4% |
| Uninsured under 19 | 8.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 25,325 | 88.7% |
| Spanish | 28 | 0.1% |
| Other Indo-European | 9 | 0.0% |
| Asian & Pacific Islander | 13 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 26,544 | 99.5% |
| Born in same state | 26,399 | 99.3% |
| Born in different state | 19,027 | 76.8% |
| Foreign born | 145 | 0.3% |
| Naturalized citizen | 263 | 0.5% |
| Not a US citizen | 84 | 17.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 7,179 | 26.8% |
| Arab | 4,419 | 16.5% |
| Italian | 2,185 | 8.2% |
| Polish | 82 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 53 | 0.2% |
| German | 48 | 0.2% |
| Irish | 43 | 0.2% |
| Dutch | 10 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.3% |
| Internet access | 77.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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