96140 ZIP Code — Carnelian Bay, CA

Placer County, California

ZIP code 96140 is located in Carnelian Bay, California, within Placer County. It covers approximately 10.34 square miles and serves a population of 1,219 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 96140

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $836,500. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($129,063) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 21 minutes is near the national average. Remote work is prevalent — 53% of workers work from home.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 96140 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,219

population

10.34

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

96140 ZIP code map

Cities in ZIP code 96140

Below are the cities the US Postal Service accepts for ZIP code 96140. Using any city not on this list may result in mail delivery delays.

City	Status
Carnelian Bay	Acceptable

Demographics updated 07/2026

Population
Total population	1,219
Population density	118 / sq mi
State FIPS	06
County FIPS	061

Geography
Land area	10.34 sq mi
Water area	0.21 sq mi
Latitude	39.2402
Longitude	-120.1063
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	26.2%	32.6%
$50k – $100k	21.4%	27.2%	27.7%
$100k – $200k	21.3%	31.3%	26.4%
Over $200k	25.5%	15.3%	13.3%

Demographics & statistics

1,219

Population

118

People per sq mi

46.1

Median age

$129,063

Median household income

$89,433

Per capita income

$836,500

Median home value

$1,717

Median monthly rent

85.8%

Home ownership

3.0%

Poverty rate

5.5%

Unemployment

1,605

Housing units

60.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

106

45–54

114

55–59

60–64

65–74

105

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	190	15.6%
18 and over	1,029	84.4%
65 and over	300	24.6%
Median age	46.1 years

Race & ethnicity

White 76%

Two or more races 12.3%

Hispanic or Latino 5.8%

Asian 5.1%

Black or African American 0.9%

Group	Count	%
White	983	76%
Two or more races	159	12.3%
Hispanic or Latino	75	5.8%
Asian	66	5.1%
Black or African American	11	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	26.2%	32.6%
$50k – $100k	21.4%	27.2%	27.7%
$100k – $200k	21.3%	31.3%	26.4%
Over $200k	25.5%	15.3%	13.3%

$10k–$15k 5.0%

$15k–$25k 2.1%

$25k–$35k 4.6%

$35k–$50k 6.9%

$50k–$75k 9.2%

$75k–$100k 11.3%

$100k–$150k 15.5%

$150k–$200k 7.1%

$200k+ 38.2%

Range	% of households
$10k–$15k	5.0%
$15k–$25k	2.1%
$25k–$35k	4.6%
$35k–$50k	6.9%
$50k–$75k	9.2%
$75k–$100k	11.3%
$100k–$150k	15.5%
$150k–$200k	7.1%
$200k+	38.2%
Median income	$129,063

Housing

Home values

$50k–$100k 3.1%

$200k–$300k 2.0%

$300k–$500k 6.7%

$500k–$1M 55.7%

$1M+ 32.4%

Housing overview

Metric	Value
Median home value	$836,500
Median rent / month	$1,717
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	69.0%
Single-family detached	90.9%
Large apartment buildings	1.1%
Mobile homes	2.1%
Median rooms	5.4
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	8.0%
1990–1999	10.5%
1980–1989	12.9%
1970–1979	32.8%
1960–1969	13.8%
1950–1959	11.1%
1940–1949	2.5%
1939 or earlier	7.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	2.8%
2 bedrooms	17.6%
3 bedrooms	40.1%
4 bedrooms	26.5%
5+ bedrooms	8.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	18.8%
2 vehicles	63.3%
3 or more	15.9%

Heating fuel

Fuel type	%
Utility gas	88.3%
Electricity	9.6%
Wood	2.1%

Households & families

Household type	Count	%
Married-couple family	251	48.2%
Cohabiting couple	59	11.3%
Male householder, no spouse	142	27.3%
Female householder, no spouse	69	13.2%
Households with children under 18	110	21.1%
Households with seniors (65+)	207	39.7%
Average household size	2.34

Marital status

Status	Male	Female
Never married	24.9%	30.3%
Married	52.1%	52.1%
Separated	0.0%	2.6%
Widowed	7.0%	6.1%
Divorced	16.0%	9.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.0%

HS graduate 11.6%

Some college, no degree 17.7%

Associate's degree 9.2%

Bachelor's degree 37.1%

Graduate / professional 23.4%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	60.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	21	10.3%
Elementary school	124	60.8%
High school	45	22.1%
College / grad school	14	6.9%

Employment

Industry of employment

Professional & management 31.4%

Education & healthcare 23.1%

Arts, food & hospitality 11.7%

Finance & real estate 10.9%

Retail trade 4.6%

Other services 4.0%

Construction 3.7%

Agriculture & mining 3.4%

Public administration 3.4%

Information 2.2%

Manufacturing 1.6%

Occupation

Category	%
Management, business & arts	55.2%
Service	18.8%
Sales & office	17.5%
Natural resources & construction	7.0%
Production & transportation	1.6%

Employment type

Type	%
Private sector	69.5%
Government	17.3%
Self-employed	13.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	43.6%
Carpool	1.7%
Public transit	0.0%
Walk	1.5%
Work from home	53.2%
Other means	0.0%
Avg commute (minutes)	21.4

Poverty

All people 3.0%

Under 18 years 0.0%

18 and over 3.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.0%
Retirement income	18.0%
Supplemental Security	1.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	26.9%
High cholesterol	34.1%
Diabetes	7.9%
Heart disease	5.4%
Stroke	2.3%
Asthma	9.3%
Arthritis	22.6%
Kidney disease	2.4%
Pulmonary disease	5.3%
Cancer	7.0%

Behavior / access	%
Smoking	9.6%
Binge drinking	20.6%
No physical activity	12.6%
Less than 7 hrs sleep	29.9%
Depression	17.5%
Fair or poor health	9.6%
Poor mental health	12.8%
Poor physical health	8.4%
No health insurance	5.8%
Visited doctor (checkup)	67.9%
Visited dentist	75.7%
Cholesterol screening	93.2%
Teeth loss	6.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	62	6.0%

Disability	%
Any disability	6.1%
Under 18	0.0%
18–64 years	1.6%
65 and over	20.7%

Health insurance coverage

Type	%
Private insurance	86.7%
Public insurance	32.1%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,209	99.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,061	87.0%
Born in same state	1,021	83.8%
Born in different state	597	49.0%
Foreign born	40	3.3%
Naturalized citizen	158	13.0%
Not a US citizen	150	94.9%

Ancestry

Ancestry	Count	%
Italian	276	22.6%
French	241	19.8%

Ancestry	Count	%
English	9	0.7%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96140

What city is ZIP code 96140 in?

ZIP code 96140 is primarily assigned to Carnelian Bay, California.

What county is ZIP code 96140 in?

ZIP code 96140 falls within Placer County, California.

How educated is the population of ZIP code 96140?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 96140 mostly owner-occupied?

86% of occupied units in ZIP code 96140 are owner-occupied, well above the national average.

What is the median household income in ZIP code 96140?

The median household income in ZIP code 96140 is $129,063, above the national median of ~$75,000.

What is the typical home value in ZIP code 96140?

The median home value in ZIP code 96140 is $836,500.

What timezone is ZIP code 96140 in?

ZIP code 96140 observes the PST timezone.