ZipCodesToGo
California ZIP Codes
Monterey County
Carmel By The Sea, CA
93921
93921 ZIP Code — Carmel By The Sea, CA
Monterey County, California
ZIP code 93921 is located in
Carmel By The Sea ,
California ,
within Monterey County .
It covers approximately 0.95 square miles and serves a population of
2,469 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 831 .
About ZIP code 93921
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,966,500. Owner-occupancy sits near the national average at 50%.
The gap between median ($118,472) and mean household income suggests income inequality — a small number of higher earners pull the average up. 58% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.
Educational attainment is high — 75% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.
Overall, ZIP code 93921 reflects a community defined by a highly educated population, a strong veteran community, a high rate of remote workers, and a significant Social Security-dependent population.
93921 ZIP code map
View map of 93921
Cities in ZIP code 93921
Below are the cities the US Postal Service accepts for ZIP code 93921. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
2,469
Population density
2,599 / sq mi
State FIPS
06
County FIPS
053
Geography
Land area
0.95 sq mi
Water area
0.00 sq mi
Latitude
36.5547
Longitude
-121.9217
Timezone
Pacific (PT)
Area code
831
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.7%
31.5%
32.6%
$50k – $100k
29.5%
32.1%
27.7%
$100k – $200k
30.2%
25.4%
26.4%
Over $200k
16.5%
11.0%
13.3%
Demographics & statistics
$118,472
Median household income
$1,966,500
Median home value
$2,705
Median monthly rent
75.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 259 10.5% 18 and over 2,210 89.5% 65 and over 1,265 51.2% Median age 65.5 years
Race & ethnicity
Black or African American
0.2%
Group Count % White 2,244 87.4% Two or more races 201 7.8% Hispanic or Latino 98 3.8% Asian 16 0.6% Black or African American 5 0.2% Other race 3 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
23.7%
31.5%
32.6%
$50k – $100k
29.5%
32.1%
27.7%
$100k – $200k
30.2%
25.4%
26.4%
Over $200k
16.5%
11.0%
13.3%
Range % of households Under $10k 1.0% $15k–$25k 4.1% $25k–$35k 4.4% $35k–$50k 13.9% $50k–$75k 14.1% $75k–$100k 8.4% $100k–$150k 13.7% $150k–$200k 9.7% $200k+ 30.6% Median income $118,472
Housing
Housing overview
Metric Value Median home value $1,966,500 Median rent / month $2,705 Owner occupied 50.3% Renter occupied 49.7% Vacant 52.0% Single-family detached 91.1% Large apartment buildings 0.0% Mobile homes 0.4% Median rooms 4.7 Avg household size (owned) 1.60
Year built
Era % 2020 or later 0.4% 2010–2019 3.8% 2000–2009 0.0% 1990–1999 4.7% 1980–1989 7.8% 1970–1979 8.0% 1960–1969 7.2% 1950–1959 13.8% 1940–1949 14.3% 1939 or earlier 40.0%
Bedrooms
Size % of units No bedroom (studio) 6.7% 1 bedroom 13.0% 2 bedrooms 35.4% 3 bedrooms 39.2% 4 bedrooms 4.5% 5+ bedrooms 1.2%
Vehicles per household
Vehicles % of households No vehicle 4.2% 1 vehicle 43.7% 2 vehicles 46.6% 3 or more 5.4%
Heating fuel
Fuel type % Utility gas 73.0% Electricity 22.4% No fuel used 4.6%
Households & families
Household type Count % Married-couple family 719 54.2% Cohabiting couple 43 3.2% Male householder, no spouse 149 11.2% Female householder, no spouse 416 31.3% Households with children under 18 206 15.5% Households with seniors (65+) 897 67.6% Average household size 1.83
Marital status
Status Male Female Never married 21.8% 5.9% Married 69.0% 58.9% Separated 0.0% 0.0% Widowed 3.8% 8.5% Divorced 5.4% 26.7%
Education
Some college, no degree
10.0%
Graduate / professional
33.3%
Metric % HS diploma or higher 99.2% Bachelor's or higher 75.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 27 13.2% Kindergarten 0 0.0% Elementary school 121 59.0% High school 57 27.8% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
25.0%
Arts, food & hospitality
14.8%
Professional & management
7.5%
Finance & real estate
6.9%
Transportation & utilities
3.7%
Occupation
Category % Management, business & arts 60.1% Service 17.7% Sales & office 15.7% Natural resources & construction 2.5% Production & transportation 4.0%
Employment type
Type % Private sector 74.3% Government 10.6% Self-employed 15.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 60.1% Carpool 0.0% Public transit 0.0% Walk 7.9% Work from home 27.0% Other means 5.0% Avg commute (minutes) 18.8
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 58.4% Retirement income 40.9% Supplemental Security 2.0% Cash public assistance 6.0% Food stamps / SNAP 6.9%
Health indicators
Condition % Obesity 24.7% High blood pressure 34.0% High cholesterol 36.2% Diabetes 10.0% Heart disease 7.8% Stroke 3.2% Asthma 8.8% Arthritis 29.6% Kidney disease 3.4% Pulmonary disease 6.4% Cancer 11.1%
Behavior / access % Smoking 7.0% Binge drinking 14.3% No physical activity 15.1% Less than 7 hrs sleep 24.2% Depression 15.6% Fair or poor health 11.0% Poor mental health 10.3% Poor physical health 9.0% No health insurance 5.2% Visited doctor (checkup) 76.9% Visited dentist 79.7% Cholesterol screening 96.2% Teeth loss 6.1%
Veterans & disability
Veterans Count % Civilian veterans 247 11.2%
Disability % Any disability 14.5% Under 18 7.7% 18–64 years 2.4% 65 and over 24.8%
Health insurance coverage
Type % Private insurance 74.6% Public insurance 49.5% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,415 97.8% Spanish 13 0.5% Other Indo-European 0 0.0% Asian & Pacific Islander 13 0.5% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,163 87.6% Born in same state 2,029 82.2% Born in different state 1,152 46.7% Foreign born 134 5.4% Naturalized citizen 306 12.4% Not a US citizen 98 32.0%
Ancestry
Ancestry Count % French 381 15.4% Italian 282 11.4% English 127 5.1%
Ancestry Count % Dutch 123 5% Arab 108 4.4% Polish 76 3.1%
Technology access
Metric % of households Computer access 53.7% Internet access 97.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 93921
What city is ZIP code 93921 in?
ZIP code 93921 is primarily assigned to Carmel By The Sea, California.
What county is ZIP code 93921 in?
ZIP code 93921 falls within Monterey County, California.
Does ZIP code 93921 have an older population?
51% of residents in ZIP code 93921 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 93921?
75% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 93921 have a large retiree population?
58% of households in ZIP code 93921 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 93921 have a large veteran population?
11% of civilians in ZIP code 93921 are veterans, above the national average of ~7%.
What timezone is ZIP code 93921 in?
ZIP code 93921 observes the PST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →
