92007 ZIP Code — Cardiff By The Sea, CA

San Diego County, California

ZIP code 92007 is located in Cardiff By The Sea, California, within San Diego County. It covers approximately 2.31 square miles and serves a population of 11,939 residents. This is a po box ZIP code in the Pacific (PT) timezone, served by area code 760.

About ZIP code 92007

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,658,800. Owner-occupancy sits near the national average at 63%.

The gap between median ($151,406) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.

Educational attainment is high — 65% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 92007 reflects a community defined by a highly educated population and a high rate of remote workers.

11,939

population

2.31

sq mi land

PO Box

ZIP type

Pacific (PT)

timezone

92007 ZIP code map

Cities in ZIP code 92007

Below are the cities the US Postal Service accepts for ZIP code 92007. Using any city not on this list may result in mail delivery delays.

City	Status
Cardiff By The Sea	Acceptable
Cardiff By The Sea	Acceptable

Demographics updated 05/2026

Population
Total population	11,939
Population density	5,168 / sq mi
State FIPS	06
County FIPS	073

Geography
Land area	2.31 sq mi
Water area	0.32 sq mi
Latitude	33.0179
Longitude	-117.2682
Timezone	Pacific (PT)
Area code	760

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	30.1%	32.6%
$50k – $100k	22.5%	28.5%	27.7%
$100k – $200k	30.0%	28.6%	26.4%
Over $200k	25.2%	12.9%	13.3%

Demographics & statistics

11,939

Population

5,168

People per sq mi

40.2

Median age

$151,406

Median household income

$73,354

Per capita income

$1,658,800

Median home value

$2,506

Median monthly rent

63.3%

Home ownership

14.1%

Poverty rate

4.4%

Unemployment

3,171

Housing units

65.1%

Bachelor's or higher

Age distribution

Male Female

657

Under 5

541

372

5–9

307

424

10–14

349

297

15–19

244

181

20–24

149

883

25–34

727

969

35–44

798

818

45–54

674

411

55–59

338

359

60–64

295

784

65–74

646

314

75–84

259

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,071	25.7%
18 and over	8,868	74.3%
65 and over	2,146	18.0%
Median age	40.2 years

Race & ethnicity

White 66%

Two or more races 15.3%

Hispanic or Latino 13.7%

Asian 3.1%

Other race 1.5%

Black or African American 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	9,130	66%
Two or more races	2,116	15.3%
Hispanic or Latino	1,902	13.7%
Asian	428	3.1%
Other race	204	1.5%
Black or African American	43	0.3%
American Indian / Alaska Native	18	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.3%	30.1%	32.6%
$50k – $100k	22.5%	28.5%	27.7%
$100k – $200k	30.0%	28.6%	26.4%
Over $200k	25.2%	12.9%	13.3%

Under $10k 1.3%

$10k–$15k 2.0%

$15k–$25k 3.0%

$25k–$35k 7.2%

$35k–$50k 5.7%

$50k–$75k 6.4%

$75k–$100k 6.2%

$100k–$150k 18.2%

$150k–$200k 12.5%

$200k+ 37.6%

Range	% of households
Under $10k	1.3%
$10k–$15k	2.0%
$15k–$25k	3.0%
$25k–$35k	7.2%
$35k–$50k	5.7%
$50k–$75k	6.4%
$75k–$100k	6.2%
$100k–$150k	18.2%
$150k–$200k	12.5%
$200k+	37.6%
Median income	$151,406

Housing

Home values

Under $50k 0.5%

$100k–$150k 0.6%

$200k–$300k 0.5%

$300k–$500k 2.2%

$500k–$1M 16.3%

$1M+ 79.7%

Housing overview

Metric	Value
Median home value	$1,658,800
Median rent / month	$2,506
Owner occupied	63.3%
Renter occupied	36.7%
Vacant	8.3%
Single-family detached	51.3%
Large apartment buildings	4.2%
Mobile homes	0.0%
Median rooms	5.3
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	1.4%
2010–2019	2.5%
2000–2009	5.7%
1990–1999	7.1%
1980–1989	18.5%
1970–1979	38.1%
1960–1969	11.0%
1950–1959	13.1%
1940–1949	1.2%
1939 or earlier	1.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	8.3%
2 bedrooms	28.7%
3 bedrooms	35.4%
4 bedrooms	21.8%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	19.0%
2 vehicles	56.1%
3 or more	23.9%

Heating fuel

Fuel type	%
Utility gas	66.0%
Electricity	20.6%
Propane / LP gas	0.8%
Solar	1.6%
No fuel used	11.0%

Households & families

Household type	Count	%
Married-couple family	2,734	62.3%
Cohabiting couple	318	7.2%
Male householder, no spouse	659	15.0%
Female householder, no spouse	676	15.4%
Households with children under 18	1,384	31.5%
Households with seniors (65+)	1,363	31.1%
Average household size	2.72

Marital status

Status	Male	Female
Never married	28.5%	20.8%
Married	58.0%	66.3%
Separated	1.2%	1.3%
Widowed	0.9%	3.2%
Divorced	11.4%	8.5%

Education

Less than 9th grade 6.2%

Some HS, no diploma 1.2%

HS graduate 7.1%

Some college, no degree 14.4%

Associate's degree 5.9%

Bachelor's degree 34.7%

Graduate / professional 30.4%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	65.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	251	10.1%
Kindergarten	59	2.4%
Elementary school	1,207	48.5%
High school	562	22.6%
College / grad school	410	16.5%

Employment

Industry of employment

Professional & management 22.4%

Education & healthcare 16.7%

Manufacturing 11.3%

Other services 8.7%

Arts, food & hospitality 7.9%

Finance & real estate 7.8%

Construction 7.1%

Retail trade 6.0%

Transportation & utilities 3.5%

Public administration 3.2%

Wholesale trade 2.8%

Agriculture & mining 1.2%

Information 1.2%

Occupation

Category	%
Management, business & arts	55.9%
Service	14.1%
Sales & office	19.9%
Natural resources & construction	6.2%
Production & transportation	3.9%

Employment type

Type	%
Private sector	71.7%
Government	8.1%
Self-employed	20.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.2%
Carpool	6.6%
Public transit	0.0%
Walk	1.4%
Work from home	26.8%
Other means	3.1%
Avg commute (minutes)	22.4

Poverty

All people 14.1%

Under 18 years 25.9%

18 and over 10.0%

Married-couple families 9.7%

Female-led households 10.0%

Income support

Source	% of households
Social Security	25.0%
Retirement income	20.9%
Supplemental Security	3.3%
Cash public assistance	3.3%
Food stamps / SNAP	0.8%

Health indicators

Condition	%
Obesity	26.7%
High blood pressure	25.9%
High cholesterol	28.8%
Diabetes	7.0%
Heart disease	4.5%
Stroke	2.1%
Asthma	9.0%
Arthritis	19.4%
Kidney disease	2.2%
Pulmonary disease	4.6%
Cancer	6.1%

Behavior / access	%
Smoking	9.3%
Binge drinking	20.9%
No physical activity	14.3%
Less than 7 hrs sleep	31.1%
Depression	18.1%
Fair or poor health	9.6%
Poor mental health	13.2%
Poor physical health	7.9%
No health insurance	6.6%
Visited doctor (checkup)	69.0%
Visited dentist	74.3%
Cholesterol screening	92.6%
Teeth loss	6.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	398	4.6%

Disability	%
Any disability	6.4%
Under 18	2.2%
18–64 years	3.5%
65 and over	21.3%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	32.0%
No insurance	5.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,741	90.0%
Spanish	731	6.8%
Other Indo-European	631	5.9%
Asian & Pacific Islander	23	0.2%
Other languages	69	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,516	88.1%
Born in same state	10,379	86.9%
Born in different state	6,422	53.8%
Foreign born	137	1.1%
Naturalized citizen	1,423	11.9%
Not a US citizen	451	31.7%

Ancestry

Ancestry	Count	%
Italian	2,068	17.3%
French	1,844	15.4%
Arab	337	2.8%
Polish	174	1.5%
English	105	0.9%

Ancestry	Count	%
Dutch	102	0.9%
Norwegian	91	0.8%
Irish	85	0.7%
German	64	0.5%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	98.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 92007

What city is ZIP code 92007 in?

ZIP code 92007 is primarily assigned to Cardiff By The Sea, California.

What county is ZIP code 92007 in?

ZIP code 92007 falls within San Diego County, California.

How educated is the population of ZIP code 92007?

65% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 92007?

The median household income in ZIP code 92007 is $151,406, above the national median of ~$75,000.

What is the typical home value in ZIP code 92007?

The median home value in ZIP code 92007 is $1,658,800.

What is the population of ZIP code 92007?

ZIP code 92007 has an estimated population of 11,939 residents, with a density of 5,162 people per square mile.

What timezone is ZIP code 92007 in?

ZIP code 92007 observes the PST timezone.