69022 ZIP Code — Cambridge, NE

Furnas County, Nebraska

ZIP code 69022 is located in Cambridge, Nebraska, within Furnas County. It covers approximately 299.87 square miles and serves a population of 1,673 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 69022

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $112,100. Owner-occupancy is high at 84%, well above the national average.

Median household income is $66,042. The poverty rate of 4% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 69022 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,673

population

299.87

sq mi land

Standard

ZIP type

Central (CT)

timezone

69022 ZIP code map

Cities in ZIP code 69022

Below are the cities the US Postal Service accepts for ZIP code 69022. Using any city not on this list may result in mail delivery delays.

City	Status
Cambridge	Preferred

Nearby ZIP codes

68948 Holbrook (5.2 mi) 69020 Bartley (7.9 mi) 68922 Arapahoe (12.4 mi) 69046 Wilsonville (14.1 mi) 69034 Indianola (17.1 mi) 69028 Eustis (17.2 mi) 68936 Edison (17.5 mi) 69042 Stockville (18.4 mi) 69039 Moorefield (18.6 mi)

Demographics updated 05/2026

Population
Total population	1,673
Population density	6 / sq mi
State FIPS	31
County FIPS	065

Geography
Land area	299.87 sq mi
Water area	3.74 sq mi
Latitude	40.3071
Longitude	-100.1177
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.1%	44.3%	39.5%
$50k – $100k	41.5%	37.9%	33.4%
$100k – $200k	17.9%	15.3%	22.0%
Over $200k	3.5%	2.5%	5.2%

Demographics & statistics

1,673

Population

People per sq mi

49.0

Median age

$66,042

Median household income

$37,901

Per capita income

$112,100

Median home value

$835

Median monthly rent

84.3%

Home ownership

4.4%

Poverty rate

0.0%

Unemployment

771

Housing units

26.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

102

45–54

55–59

60–64

125

65–74

122

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	355	21.2%
18 and over	1,318	78.8%
65 and over	469	28.0%
Median age	49.0 years

Race & ethnicity

White 98.1%

Two or more races 1.3%

Hispanic or Latino 0.4%

Other race 0.2%

Group	Count	%
White	1,648	98.1%
Two or more races	22	1.3%
Hispanic or Latino	7	0.4%
Other race	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.1%	44.3%	39.5%
$50k – $100k	41.5%	37.9%	33.4%
$100k – $200k	17.9%	15.3%	22.0%
Over $200k	3.5%	2.5%	5.2%

Under $10k 4.8%

$10k–$15k 2.2%

$15k–$25k 10.7%

$25k–$35k 11.5%

$35k–$50k 7.4%

$50k–$75k 21.6%

$75k–$100k 15.3%

$100k–$150k 15.4%

$150k–$200k 4.6%

$200k+ 6.5%

Range	% of households
Under $10k	4.8%
$10k–$15k	2.2%
$15k–$25k	10.7%
$25k–$35k	11.5%
$35k–$50k	7.4%
$50k–$75k	21.6%
$75k–$100k	15.3%
$100k–$150k	15.4%
$150k–$200k	4.6%
$200k+	6.5%
Median income	$66,042

Housing

Home values

Under $50k 18.8%

$50k–$100k 26.5%

$100k–$150k 16.3%

$150k–$200k 11.5%

$200k–$300k 14.6%

$300k–$500k 7.0%

$500k–$1M 4.3%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$112,100
Median rent / month	$835
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	19.3%
Single-family detached	82.0%
Large apartment buildings	6.8%
Mobile homes	4.6%
Median rooms	5.9
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	1.6%
2010–2019	5.8%
2000–2009	8.2%
1990–1999	9.4%
1980–1989	6.3%
1970–1979	10.8%
1960–1969	5.4%
1950–1959	8.9%
1940–1949	3.4%
1939 or earlier	40.2%

Bedrooms

Size	% of units
No bedroom (studio)	5.0%
1 bedroom	8.0%
2 bedrooms	34.4%
3 bedrooms	25.7%
4 bedrooms	15.9%
5+ bedrooms	11.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	24.7%
2 vehicles	30.0%
3 or more	41.9%

Heating fuel

Fuel type	%
Utility gas	52.6%
Electricity	26.4%
Propane / LP gas	11.4%
Wood	2.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	449	63.0%
Cohabiting couple	45	6.3%
Male householder, no spouse	101	14.2%
Female householder, no spouse	118	16.5%
Households with children under 18	179	25.1%
Households with seniors (65+)	317	44.5%
Average household size	2.30

Marital status

Status	Male	Female
Never married	14.2%	16.3%
Married	70.4%	65.7%
Separated	0.6%	0.0%
Widowed	4.0%	15.3%
Divorced	10.8%	2.7%

Education

Less than 9th grade 3.9%

Some HS, no diploma 5.7%

HS graduate 29.0%

Some college, no degree 24.8%

Associate's degree 10.0%

Bachelor's degree 21.4%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	26.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	11.1%
Kindergarten	14	4.6%
Elementary school	144	47.1%
High school	91	29.7%
College / grad school	23	7.5%

Employment

Industry of employment

Education & healthcare 22.7%

Agriculture & mining 21.6%

Transportation & utilities 10.8%

Construction 7.6%

Other services 7.3%

Retail trade 6.4%

Manufacturing 5.5%

Finance & real estate 4.4%

Arts, food & hospitality 4.4%

Professional & management 3.0%

Public administration 2.7%

Information 1.9%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	43.2%
Service	11.7%
Sales & office	14.3%
Natural resources & construction	21.6%
Production & transportation	9.1%

Employment type

Type	%
Private sector	73.5%
Government	8.6%
Self-employed	17.1%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	76.4%
Carpool	10.4%
Public transit	0.0%
Walk	5.1%
Work from home	7.9%
Other means	0.3%
Avg commute (minutes)	18.3

Poverty

All people 4.4%

Under 18 years 0.0%

18 and over 5.7%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.8%
Retirement income	18.4%
Supplemental Security	4.5%
Cash public assistance	0.8%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	40.9%
High cholesterol	37.3%
Diabetes	13.1%
Heart disease	9.3%
Stroke	4.3%
Asthma	8.6%
Arthritis	31.4%
Kidney disease	3.9%
Pulmonary disease	8.5%
Cancer	9.4%

Behavior / access	%
Smoking	17.7%
Binge drinking	17.4%
No physical activity	26.5%
Less than 7 hrs sleep	27.9%
Depression	16.7%
Fair or poor health	15.3%
Poor mental health	11.3%
Poor physical health	11.3%
No health insurance	13.8%
Visited doctor (checkup)	71.9%
Visited dentist	60.9%
Cholesterol screening	90.0%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	107	8.1%

Disability	%
Any disability	16.8%
Under 18	2.5%
18–64 years	9.7%
65 and over	42.1%

Health insurance coverage

Type	%
Private insurance	79.2%
Public insurance	33.3%
No insurance	8.1%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,579	94.4%
Spanish	38	2.4%
Other Indo-European	38	2.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,640	98.0%
Born in same state	1,640	98.0%
Born in different state	1,152	68.9%
Foreign born	0	0.0%
Naturalized citizen	33	2.0%
Not a US citizen	30	90.9%

Ancestry

Ancestry	Count	%
French	273	16.3%
Italian	183	10.9%
Arab	113	6.8%
English	33	2%

Ancestry	Count	%
Dutch	33	2%
Polish	18	1.1%
Irish	3	0.2%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 69022

What city is ZIP code 69022 in?

ZIP code 69022 is primarily assigned to Cambridge, Nebraska.

What county is ZIP code 69022 in?

ZIP code 69022 falls within Furnas County, Nebraska.

Does ZIP code 69022 have an older population?

28% of residents in ZIP code 69022 are 65 or older, above the national average of ~17%.

Is ZIP code 69022 mostly owner-occupied?

84% of occupied units in ZIP code 69022 are owner-occupied, well above the national average.

Does ZIP code 69022 have a large retiree population?

43% of households in ZIP code 69022 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 69022?

The median home value in ZIP code 69022 is $112,100.

What timezone is ZIP code 69022 in?

ZIP code 69022 observes the CST timezone.