56521 ZIP Code — Callaway, MN

Becker County, Minnesota

ZIP code 56521 is located in Callaway, Minnesota, within Becker County. It covers approximately 62.70 square miles and serves a population of 795 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56521

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $129,900. Owner-occupancy is high at 85%, well above the national average.

Median household income is $65,625. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Overall, ZIP code 56521 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

795
population
62.70
sq mi land
Standard
ZIP type
Central (CT)
timezone
56521 ZIP code map
Cities in ZIP code 56521

Below are the cities the US Postal Service accepts for ZIP code 56521. Using any city not on this list may result in mail delivery delays.

City Status
Callaway Preferred
Nearby ZIP codes
56569 Ogema (8.5 mi) 56589 Waubun (10.1 mi) 56501 Detroit Lakes (12.2 mi) 56511 Audubon (13.7 mi) 56554 Lake Park (14.2 mi) 56585 Ulen (15.3 mi) 56552 Hitterdal (16.8 mi) 56566 Naytahwaush (19.3 mi)
Demographics updated 05/2026
Population
Total population 795
Population density 13 / sq mi
State FIPS 27
County FIPS 005
Geography
Land area 62.70 sq mi
Water area 2.53 sq mi
Latitude 47.0210
Longitude -95.8726
Timezone Central (CT)
Area code 218
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 42.6% 41.2% 33.6%
$50k – $100k 39.3% 33.0% 31.5%
$100k – $200k 17.0% 19.7% 26.5%
Over $200k 1.1% 6.1% 8.5%

Demographics & statistics

795
Population
13
People per sq mi
44.2
Median age
$65,625
Median household income
$37,264
Per capita income
$129,900
Median home value
$698
Median monthly rent
85.4%
Home ownership
11.9%
Poverty rate
4.8%
Unemployment
342
Housing units
16.8%
Bachelor's or higher

Age distribution

Male Female
10
Under 5
9
21
5–9
20
23
10–14
22
31
15–19
30
23
20–24
23
47
25–34
46
51
35–44
49
69
45–54
66
27
55–59
26
28
60–64
27
40
65–74
38
32
75–84
31
3
85+
3
← Male
Female →

Age summary

GroupCount%
Under 1813817.4%
18 and over65782.6%
65 and over14718.5%
Median age44.2 years

Race & ethnicity

White 70.9%
American Indian / Alaska Native 17.5%
Two or more races 11.6%
GroupCount%
White56470.9%
American Indian / Alaska Native13917.5%
Two or more races9211.6%

Household income

Income range This ZIP County avg State avg
Under $50k 42.6% 41.2% 33.6%
$50k – $100k 39.3% 33.0% 31.5%
$100k – $200k 17.0% 19.7% 26.5%
Over $200k 1.1% 6.1% 8.5%
Under $10k 4.7%
$10k–$15k 5.5%
$15k–$25k 9.6%
$25k–$35k 7.3%
$35k–$50k 13.1%
$50k–$75k 20.7%
$75k–$100k 13.7%
$100k–$150k 12.8%
$150k–$200k 9.6%
$200k+ 2.9%
Range% of households
Under $10k4.7%
$10k–$15k5.5%
$15k–$25k9.6%
$25k–$35k7.3%
$35k–$50k13.1%
$50k–$75k20.7%
$75k–$100k13.7%
$100k–$150k12.8%
$150k–$200k9.6%
$200k+2.9%
Median income$65,625

Housing

Home values

Under $50k 10.2%
$50k–$100k 31.7%
$100k–$150k 14.3%
$150k–$200k 10.6%
$200k–$300k 18.1%
$300k–$500k 11.6%
$500k–$1M 3.4%

Housing overview

MetricValue
Median home value$129,900
Median rent / month$698
Owner occupied85.4%
Renter occupied14.6%
Vacant12.5%
Single-family detached81.6%
Large apartment buildings0.0%
Mobile homes16.3%
Median rooms5.8
Avg household size (owned)2.34

Year built

Era%
2020 or later1.0%
2010–201913.3%
2000–20095.6%
1990–199910.5%
1980–198911.0%
1970–197916.8%
1960–196916.1%
1950–19593.6%
1940–19494.3%
1939 or earlier17.9%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom10.7%
2 bedrooms22.7%
3 bedrooms45.4%
4 bedrooms12.8%
5+ bedrooms8.4%

Vehicles per household

Vehicles% of households
No vehicle2.0%
1 vehicle28.3%
2 vehicles37.3%
3 or more32.4%

Heating fuel

Fuel type%
Utility gas0.3%
Electricity21.6%
Propane / LP gas53.9%
Fuel oil9.0%
Wood8.2%
No fuel used0.3%

Households & families

Household typeCount%
Married-couple family15545.2%
Cohabiting couple4412.8%
Male householder, no spouse6619.2%
Female householder, no spouse7822.7%
Households with children under 187923.0%
Households with seniors (65+)10430.3%
Average household size2.32

Marital status

StatusMaleFemale
Never married38.5%31.0%
Married44.4%49.0%
Separated0.0%0.0%
Widowed2.0%6.8%
Divorced15.1%13.3%

Education

Less than 9th grade 3.3%
Some HS, no diploma 6.2%
HS graduate 43.6%
Some college, no degree 18.9%
Associate's degree 11.3%
Bachelor's degree 12.5%
Graduate / professional 4.3%
Metric%
HS diploma or higher90.6%
Bachelor's or higher16.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool63.8%
Kindergarten1911.9%
Elementary school5936.9%
High school4830.0%
College / grad school2817.5%

Employment

Industry of employment

Education & healthcare 21.1%
Retail trade 13.6%
Agriculture & mining 12.0%
Construction 10.2%
Public administration 7.9%
Arts, food & hospitality 7.7%
Professional & management 6.8%
Transportation & utilities 5.9%
Manufacturing 4.8%
Other services 4.3%
Finance & real estate 4.1%
Wholesale trade 1.4%
Information 0.2%

Occupation

Category%
Management, business & arts35.6%
Service17.9%
Sales & office18.6%
Natural resources & construction14.5%
Production & transportation13.4%

Employment type

Type%
Private sector60.5%
Government20.6%
Self-employed18.4%
Unpaid family workers0.5%

Commute

Method%
Drive alone72.6%
Carpool10.7%
Public transit0.0%
Walk6.4%
Work from home10.2%
Other means0.0%
Avg commute (minutes)30.9

Poverty

All people 11.9%
Under 18 years 16.5%
18 and over 11.0%
Married-couple families 1.3%
Female-led households 30.8%

Income support

Source% of households
Social Security32.9%
Retirement income23.0%
Supplemental Security8.2%
Cash public assistance2.9%
Food stamps / SNAP10.8%

Health indicators

Condition%
Obesity39.9%
High blood pressure32.1%
High cholesterol31.2%
Diabetes11.6%
Heart disease7.4%
Stroke3.8%
Asthma10.4%
Arthritis24.9%
Kidney disease3.3%
Pulmonary disease7.7%
Cancer6.2%
Behavior / access%
Smoking25.8%
Binge drinking19.8%
No physical activity25.5%
Less than 7 hrs sleep31.9%
Depression23.4%
Fair or poor health17.8%
Poor mental health15.9%
Poor physical health12.6%
No health insurance13.3%
Visited doctor (checkup)70.6%
Visited dentist58.1%
Cholesterol screening87.2%
Teeth loss17.1%

Veterans & disability

VeteransCount%
Civilian veterans578.7%
Disability%
Any disability17.1%
Under 188.0%
18–64 years13.7%
65 and over37.4%

Health insurance coverage

Type%
Private insurance48.6%
Public insurance46.0%
No insurance19.5%
Uninsured under 1913.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only77697.6%
Spanish30.4%
Other Indo-European00.0%
Asian & Pacific Islander30.4%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)79399.7%
Born in same state79399.7%
Born in different state64180.6%
Foreign born00.0%
Naturalized citizen20.3%
Not a US citizen2100.0%

Ancestry

AncestryCount%
Polish12315.5%
French435.4%
Italian384.8%
Arab324%
AncestryCount%
English81%
German20.3%
Dutch20.3%
Irish10.1%

Technology access

Metric% of households
Computer access43.1%
Internet access86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56521

What city is ZIP code 56521 in?

ZIP code 56521 is primarily assigned to Callaway, Minnesota.

What county is ZIP code 56521 in?

ZIP code 56521 falls within Becker County, Minnesota.

Is ZIP code 56521 mostly owner-occupied?

85% of occupied units in ZIP code 56521 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 56521?

The median home value in ZIP code 56521 is $129,900.

What is the population of ZIP code 56521?

ZIP code 56521 has an estimated population of 795 residents, with a density of 13 people per square mile.

What is the median household income in ZIP code 56521?

The median household income in ZIP code 56521 is $65,625, below the national median of ~$75,000.

What timezone is ZIP code 56521 in?

ZIP code 56521 observes the CST timezone.

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