63534 ZIP Code — Callao, MO

Macon County, Missouri

ZIP code 63534 is located in Callao, Missouri, within Macon County. It covers approximately 74.06 square miles and serves a population of 763 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 63534

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $93,800. Owner-occupancy is high at 88%, well above the national average.

Median household income is $45,250. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 23% of residents lack health insurance, above the national average.

Overall, ZIP code 63534 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

763

population

74.06

sq mi land

Standard

ZIP type

Central (CT)

timezone

63534 ZIP code map

Cities in ZIP code 63534

Below are the cities the US Postal Service accepts for ZIP code 63534. Using any city not on this list may result in mail delivery delays.

City	Status
Callao	Acceptable
Callao	Preferred

Nearby ZIP codes

63532 Bevier (4.2 mi) 63558 New Cambria (6.6 mi) 63552 Macon (10 mi) 65247 Excello (11.6 mi) 64631 Bucklin (14.1 mi) 63539 Ethel (14.4 mi) 63538 Elmer (14.8 mi) 63530 Atlanta (15.6 mi) 65260 Jacksonville (16.1 mi) 64658 Marceline (17 mi) 63549 La Plata (18.4 mi) 65239 Cairo (19.3 mi)

Demographics updated 05/2026

Population
Total population	763
Population density	10 / sq mi
State FIPS	29
County FIPS	121

Geography
Land area	74.06 sq mi
Water area	2.43 sq mi
Latitude	39.7413
Longitude	-92.6436
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	54.0%	43.8%
$50k – $100k	34.1%	33.9%	31.5%
$100k – $200k	5.5%	10.8%	19.5%
Over $200k	0.0%	1.3%	5.2%

Demographics & statistics

763

Population

People per sq mi

55.5

Median age

$45,250

Median household income

$23,925

Per capita income

$93,800

Median home value

$617

Median monthly rent

88.4%

Home ownership

7.5%

Poverty rate

3.9%

Unemployment

395

Housing units

12.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	149	19.5%
18 and over	614	80.5%
65 and over	112	14.7%
Median age	55.5 years

Race & ethnicity

White 98.3%

Asian 0.5%

Two or more races 0.5%

Black or African American 0.4%

Hispanic or Latino 0.3%

Group	Count	%
White	752	98.3%
Asian	4	0.5%
Two or more races	4	0.5%
Black or African American	3	0.4%
Hispanic or Latino	2	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.4%	54.0%	43.8%
$50k – $100k	34.1%	33.9%	31.5%
$100k – $200k	5.5%	10.8%	19.5%
Over $200k	0.0%	1.3%	5.2%

Under $10k 3.1%

$10k–$15k 3.8%

$15k–$25k 8.5%

$25k–$35k 8.2%

$35k–$50k 39.0%

$50k–$75k 14.2%

$75k–$100k 11.0%

$100k–$150k 11.3%

$150k–$200k 0.9%

Range	% of households
Under $10k	3.1%
$10k–$15k	3.8%
$15k–$25k	8.5%
$25k–$35k	8.2%
$35k–$50k	39.0%
$50k–$75k	14.2%
$75k–$100k	11.0%
$100k–$150k	11.3%
$150k–$200k	0.9%
Median income	$45,250

Housing

Home values

Under $50k 30.2%

$50k–$100k 22.4%

$100k–$150k 24.2%

$150k–$200k 7.5%

$200k–$300k 4.6%

$300k–$500k 1.4%

$500k–$1M 8.9%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$93,800
Median rent / month	$617
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	26.4%
Single-family detached	85.9%
Large apartment buildings	0.0%
Mobile homes	11.3%
Median rooms	6.0
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	4.6%
2000–2009	4.9%
1990–1999	12.3%
1980–1989	15.7%
1970–1979	7.9%
1960–1969	12.3%
1950–1959	3.7%
1940–1949	6.5%
1939 or earlier	32.2%

Bedrooms

Size	% of units
No bedroom (studio)	9.0%
1 bedroom	3.0%
2 bedrooms	32.9%
3 bedrooms	40.7%
4 bedrooms	13.9%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	38.7%
2 vehicles	26.7%
3 or more	32.4%

Heating fuel

Fuel type	%
Utility gas	4.7%
Electricity	59.7%
Propane / LP gas	25.8%
Fuel oil	0.6%
Wood	7.9%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	201	63.2%
Cohabiting couple	16	5.0%
Male householder, no spouse	54	17.0%
Female householder, no spouse	47	14.8%
Households with children under 18	52	16.4%
Households with seniors (65+)	88	27.7%
Average household size	2.40

Marital status

Status	Male	Female
Never married	20.5%	10.2%
Married	57.0%	67.6%
Separated	4.8%	3.3%
Widowed	4.8%	11.6%
Divorced	12.9%	7.3%

Education

Less than 9th grade 0.8%

Some HS, no diploma 5.4%

HS graduate 61.2%

Some college, no degree 14.8%

Associate's degree 4.9%

Bachelor's degree 7.9%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	12.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	6.7%
Kindergarten	0	0.0%
Elementary school	75	62.5%
High school	22	18.3%
College / grad school	15	12.5%

Employment

Industry of employment

Education & healthcare 22.6%

Retail trade 21.3%

Manufacturing 21.0%

Professional & management 7.8%

Public administration 6.0%

Agriculture & mining 5.3%

Construction 4.7%

Transportation & utilities 4.4%

Wholesale trade 1.9%

Finance & real estate 1.9%

Arts, food & hospitality 1.9%

Other services 1.3%

Occupation

Category	%
Management, business & arts	28.5%
Service	13.2%
Sales & office	22.6%
Natural resources & construction	9.4%
Production & transportation	26.3%

Employment type

Type	%
Private sector	83.1%
Government	11.3%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.3%
Carpool	5.5%
Public transit	0.0%
Walk	1.8%
Work from home	5.2%
Other means	1.2%
Avg commute (minutes)	21.2

Poverty

All people 7.5%

Under 18 years 11.4%

18 and over 6.5%

Married-couple families 0.5%

Female-led households 20.0%

Income support

Source	% of households
Social Security	45.0%
Retirement income	18.6%
Supplemental Security	1.9%
Cash public assistance	2.2%
Food stamps / SNAP	6.0%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	36.9%
High cholesterol	38.7%
Diabetes	12.8%
Heart disease	8.9%
Stroke	4.0%
Asthma	9.4%
Arthritis	33.1%
Kidney disease	3.5%
Pulmonary disease	10.5%
Cancer	7.9%

Behavior / access	%
Smoking	22.0%
Binge drinking	15.7%
No physical activity	28.5%
Less than 7 hrs sleep	33.2%
Depression	24.0%
Fair or poor health	19.0%
Poor mental health	15.2%
Poor physical health	13.5%
No health insurance	16.3%
Visited doctor (checkup)	75.9%
Visited dentist	55.4%
Cholesterol screening	89.1%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	45	7.5%

Disability	%
Any disability	17.7%
Under 18	8.1%
18–64 years	18.7%
65 and over	25.9%

Health insurance coverage

Type	%
Private insurance	50.3%
Public insurance	39.0%
No insurance	22.7%
Uninsured under 19	18.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	717	94.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	763	100.0%
Born in same state	759	99.5%
Born in different state	429	56.2%
Foreign born	4	0.5%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	167	21.9%
Arab	64	8.4%
French	37	4.8%

Ancestry	Count	%
Polish	7	0.9%
English	3	0.4%
Dutch	3	0.4%

Technology access

Metric	% of households
Computer access	41.7%
Internet access	71.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63534

What city is ZIP code 63534 in?

ZIP code 63534 is primarily assigned to Callao, Missouri.

What county is ZIP code 63534 in?

ZIP code 63534 falls within Macon County, Missouri.

Is ZIP code 63534 mostly owner-occupied?

88% of occupied units in ZIP code 63534 are owner-occupied, well above the national average.

How educated is the population of ZIP code 63534?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 63534 have a large retiree population?

45% of households in ZIP code 63534 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 63534?

The median home value in ZIP code 63534 is $93,800.

What timezone is ZIP code 63534 in?

ZIP code 63534 observes the CST timezone.