64632 ZIP Code — Cainsville, MO

Harrison County, Missouri

ZIP code 64632 is located in Cainsville, Missouri, within Harrison County. It covers approximately 94.84 square miles and serves a population of 432 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 64632

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $91,700. Owner-occupancy is high at 87%, well above the national average.

Median household income is $51,563. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 64632 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

432

population

94.84

sq mi land

Standard

ZIP type

Central (CT)

timezone

64632 ZIP code map

Cities in ZIP code 64632

Below are the cities the US Postal Service accepts for ZIP code 64632. Using any city not on this list may result in mail delivery delays.

City	Status
Cainsville	Preferred

Nearby ZIP codes

64426 Blythedale (5.6 mi) 50065 Davis City (11.9 mi) 64673 Princeton (12.1 mi) 64481 Ridgeway (12.6 mi) 64442 Eagleville (13.1 mi) 64661 Mercer (14.1 mi) 50140 Lamoni (15.5 mi) 50144 Leon (17.1 mi) 50103 Garden Grove (18.1 mi) 50147 Lineville (18.2 mi)

Demographics updated 05/2026

Population
Total population	432
Population density	5 / sq mi
State FIPS	29
County FIPS	081

Geography
Land area	94.84 sq mi
Water area	0.20 sq mi
Latitude	40.4795
Longitude	-93.7609
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	58.8%	43.8%
$50k – $100k	42.7%	30.4%	31.5%
$100k – $200k	4.5%	10.2%	19.5%
Over $200k	1.1%	0.6%	5.2%

Demographics & statistics

432

Population

People per sq mi

57.0

Median age

$51,563

Median household income

$27,483

Per capita income

$91,700

Median home value

$508

Median monthly rent

87.1%

Home ownership

14.8%

Poverty rate

2.8%

Unemployment

281

Housing units

4.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	85	19.7%
18 and over	347	80.3%
65 and over	165	38.2%
Median age	57.0 years

Race & ethnicity

White 97.7%

Two or more races 2.3%

Group	Count	%
White	422	97.7%
Two or more races	10	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	58.8%	43.8%
$50k – $100k	42.7%	30.4%	31.5%
$100k – $200k	4.5%	10.2%	19.5%
Over $200k	1.1%	0.6%	5.2%

Under $10k 7.0%

$10k–$15k 2.9%

$15k–$25k 11.7%

$25k–$35k 17.0%

$35k–$50k 9.9%

$50k–$75k 21.6%

$75k–$100k 19.3%

$100k–$150k 4.7%

$150k–$200k 1.2%

$200k+ 4.7%

Range	% of households
Under $10k	7.0%
$10k–$15k	2.9%
$15k–$25k	11.7%
$25k–$35k	17.0%
$35k–$50k	9.9%
$50k–$75k	21.6%
$75k–$100k	19.3%
$100k–$150k	4.7%
$150k–$200k	1.2%
$200k+	4.7%
Median income	$51,563

Housing

Home values

Under $50k 38.3%

$50k–$100k 16.8%

$100k–$150k 24.2%

$150k–$200k 6.0%

$200k–$300k 10.1%

$500k–$1M 4.7%

Housing overview

Metric	Value
Median home value	$91,700
Median rent / month	$508
Owner occupied	87.1%
Renter occupied	12.9%
Vacant	43.6%
Single-family detached	82.5%
Large apartment buildings	0.0%
Mobile homes	8.9%
Median rooms	5.8
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	13.5%
1990–1999	10.2%
1980–1989	1.7%
1970–1979	11.2%
1960–1969	5.3%
1950–1959	22.1%
1940–1949	5.0%
1939 or earlier	27.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	15.2%
2 bedrooms	36.3%
3 bedrooms	36.3%
4 bedrooms	8.6%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	25.1%
2 vehicles	28.1%
3 or more	42.7%

Heating fuel

Fuel type	%
Utility gas	2.3%
Electricity	17.5%
Propane / LP gas	67.3%
Fuel oil	2.9%
Wood	8.8%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	97	56.7%
Cohabiting couple	8	4.7%
Male householder, no spouse	30	17.5%
Female householder, no spouse	36	21.1%
Households with children under 18	34	19.9%
Households with seniors (65+)	88	51.5%
Average household size	2.53

Marital status

Status	Male	Female
Never married	31.4%	16.8%
Married	60.5%	44.0%
Separated	0.0%	0.0%
Widowed	1.7%	23.6%
Divorced	6.4%	15.7%

Education

Less than 9th grade 1.5%

Some HS, no diploma 1.8%

HS graduate 49.2%

Some college, no degree 32.3%

Associate's degree 10.8%

Bachelor's degree 2.2%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	4.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	12.0%
Kindergarten	5	10.0%
Elementary school	27	54.0%
High school	9	18.0%
College / grad school	3	6.0%

Employment

Industry of employment

Education & healthcare 26.2%

Agriculture & mining 19.2%

Professional & management 14.0%

Retail trade 10.5%

Transportation & utilities 8.7%

Construction 4.7%

Manufacturing 4.1%

Other services 4.1%

Information 2.9%

Finance & real estate 2.9%

Public administration 2.9%

Occupation

Category	%
Management, business & arts	43.0%
Service	7.6%
Sales & office	18.6%
Natural resources & construction	14.0%
Production & transportation	16.9%

Employment type

Type	%
Private sector	62.8%
Government	8.7%
Self-employed	28.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.1%
Carpool	12.3%
Public transit	0.0%
Walk	3.5%
Work from home	17.0%
Other means	1.2%
Avg commute (minutes)	37.1

Poverty

All people 14.8%

Under 18 years 30.6%

18 and over 11.0%

Married-couple families 0.0%

Female-led households 41.2%

Income support

Source	% of households
Social Security	57.9%
Retirement income	29.2%
Supplemental Security	1.8%
Cash public assistance	0.0%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	38.6%
High blood pressure	39.1%
High cholesterol	40.5%
Diabetes	14.1%
Heart disease	10.3%
Stroke	4.7%
Asthma	9.7%
Arthritis	35.3%
Kidney disease	4.0%
Pulmonary disease	11.8%
Cancer	8.6%

Behavior / access	%
Smoking	23.1%
Binge drinking	14.4%
No physical activity	30.6%
Less than 7 hrs sleep	33.5%
Depression	23.6%
Fair or poor health	21.2%
Poor mental health	15.2%
Poor physical health	14.9%
No health insurance	16.5%
Visited doctor (checkup)	76.3%
Visited dentist	55.6%
Cholesterol screening	89.7%
Teeth loss	22.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	46	13.3%

Disability	%
Any disability	16.9%
Under 18	7.1%
18–64 years	14.8%
65 and over	24.2%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	56.3%
No insurance	10.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	399	92.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	432	100.0%
Born in same state	432	100.0%
Born in different state	319	73.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	64	14.8%
Italian	49	11.3%

Ancestry	Count	%
French	48	11.1%
English	11	2.5%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64632

What city is ZIP code 64632 in?

ZIP code 64632 is primarily assigned to Cainsville, Missouri.

What county is ZIP code 64632 in?

ZIP code 64632 falls within Mercer County, Missouri.

Does ZIP code 64632 have an older population?

38% of residents in ZIP code 64632 are 65 or older, above the national average of ~17%.

Does ZIP code 64632 have a large retiree population?

58% of households in ZIP code 64632 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 64632?

4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 64632 mostly owner-occupied?

87% of occupied units in ZIP code 64632 are owner-occupied, well above the national average.

What timezone is ZIP code 64632 in?

ZIP code 64632 observes the CST timezone.