54821 ZIP Code — Cable, WI

Bayfield County, Wisconsin

ZIP code 54821 is located in Cable, Wisconsin, within Bayfield County. It covers approximately 186.93 square miles and serves a population of 1,471 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715/534.

About ZIP code 54821

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $239,400. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($54,932) and mean household income suggests income inequality — a small number of higher earners pull the average up. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 54821 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,471

population

186.93

sq mi land

Standard

ZIP type

Central (CT)

timezone

54821 ZIP code map

Cities in ZIP code 54821

Below are the cities the US Postal Service accepts for ZIP code 54821. Using any city not on this list may result in mail delivery delays.

City	Status
Cable	Preferred

Nearby ZIP codes

54832 Drummond (6.7 mi) 54839 Grand View (9.3 mi) 54856 Mason (12 mi) 54843 Hayward (15.6 mi) 54517 Clam Lake (16.6 mi)

Demographics updated 05/2026

Population
Total population	1,471
Population density	8 / sq mi
State FIPS	55
County FIPS	007

Geography
Land area	186.93 sq mi
Water area	13.55 sq mi
Latitude	46.2433
Longitude	-91.2379
Timezone	Central (CT)
Area code	715/534

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.5%	43.8%	39.4%
$50k – $100k	29.3%	37.6%	33.0%
$100k – $200k	17.4%	16.0%	22.4%
Over $200k	3.8%	2.7%	5.2%

Demographics & statistics

1,471

Population

People per sq mi

59.5

Median age

$54,932

Median household income

$42,207

Per capita income

$239,400

Median home value

$770

Median monthly rent

87.7%

Home ownership

9.2%

Poverty rate

2.7%

Unemployment

1,654

Housing units

35.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

168

65–74

184

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	234	15.9%
18 and over	1,237	84.1%
65 and over	519	35.3%
Median age	59.5 years

Race & ethnicity

White 93%

Two or more races 3.5%

Hispanic or Latino 1.9%

American Indian / Alaska Native 0.8%

Asian 0.5%

Other race 0.3%

Group	Count	%
White	1,395	93%
Two or more races	52	3.5%
Hispanic or Latino	29	1.9%
American Indian / Alaska Native	12	0.8%
Asian	7	0.5%
Other race	5	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.5%	43.8%	39.4%
$50k – $100k	29.3%	37.6%	33.0%
$100k – $200k	17.4%	16.0%	22.4%
Over $200k	3.8%	2.7%	5.2%

Under $10k 4.0%

$10k–$15k 2.7%

$15k–$25k 11.0%

$25k–$35k 9.1%

$35k–$50k 9.5%

$50k–$75k 25.2%

$75k–$100k 10.5%

$100k–$150k 13.0%

$150k–$200k 7.2%

$200k+ 7.8%

Range	% of households
Under $10k	4.0%
$10k–$15k	2.7%
$15k–$25k	11.0%
$25k–$35k	9.1%
$35k–$50k	9.5%
$50k–$75k	25.2%
$75k–$100k	10.5%
$100k–$150k	13.0%
$150k–$200k	7.2%
$200k+	7.8%
Median income	$54,932

Housing

Home values

Under $50k 3.1%

$50k–$100k 17.9%

$100k–$150k 11.6%

$150k–$200k 9.9%

$200k–$300k 15.3%

$300k–$500k 23.1%

$500k–$1M 13.4%

$1M+ 5.7%

Housing overview

Metric	Value
Median home value	$239,400
Median rent / month	$770
Owner occupied	87.7%
Renter occupied	12.3%
Vacant	59.4%
Single-family detached	90.9%
Large apartment buildings	1.6%
Mobile homes	1.7%
Median rooms	5.6
Avg household size (owned)	2.10

Year built

Era	%
2020 or later	0.1%
2010–2019	6.0%
2000–2009	17.2%
1990–1999	15.7%
1980–1989	7.9%
1970–1979	16.2%
1960–1969	11.4%
1950–1959	5.1%
1940–1949	5.3%
1939 or earlier	15.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	3.8%
2 bedrooms	34.0%
3 bedrooms	39.2%
4 bedrooms	14.5%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	24.2%
2 vehicles	51.7%
3 or more	20.4%

Heating fuel

Fuel type	%
Utility gas	6.8%
Electricity	11.8%
Propane / LP gas	67.0%
Wood	14.0%

Households & families

Household type	Count	%
Married-couple family	419	59.3%
Cohabiting couple	47	6.7%
Male householder, no spouse	111	15.7%
Female householder, no spouse	129	18.3%
Households with children under 18	118	16.7%
Households with seniors (65+)	356	50.4%
Average household size	2.07

Marital status

Status	Male	Female
Never married	16.0%	10.6%
Married	68.5%	69.6%
Separated	0.2%	0.0%
Widowed	4.1%	11.1%
Divorced	11.3%	8.7%

Education

Less than 9th grade 0.7%

Some HS, no diploma 2.9%

HS graduate 28.7%

Some college, no degree 19.1%

Associate's degree 12.8%

Bachelor's degree 20.4%

Graduate / professional 15.5%

Metric	%
HS diploma or higher	96.4%
Bachelor's or higher	35.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	9.2%
Kindergarten	26	12.0%
Elementary school	110	50.7%
High school	30	13.8%
College / grad school	31	14.3%

Employment

Industry of employment

Arts, food & hospitality 23.4%

Education & healthcare 12.1%

Construction 8.7%

Retail trade 7.9%

Professional & management 7.9%

Agriculture & mining 7.5%

Finance & real estate 7.5%

Manufacturing 6.7%

Information 5.9%

Other services 5.3%

Public administration 3.4%

Transportation & utilities 3.3%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	38.9%
Service	19.0%
Sales & office	17.1%
Natural resources & construction	11.5%
Production & transportation	13.4%

Employment type

Type	%
Private sector	70.2%
Government	12.9%
Self-employed	15.9%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	63.9%
Carpool	15.5%
Public transit	0.2%
Walk	3.0%
Work from home	16.8%
Other means	0.6%
Avg commute (minutes)	28.3

Poverty

All people 9.2%

Under 18 years 12.6%

18 and over 8.6%

Married-couple families 3.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	54.5%
Retirement income	44.5%
Supplemental Security	1.4%
Cash public assistance	1.0%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
Obesity	31.9%
High blood pressure	39.4%
High cholesterol	38.7%
Diabetes	11.3%
Heart disease	8.5%
Stroke	3.6%
Asthma	9.1%
Arthritis	30.4%
Kidney disease	3.5%
Pulmonary disease	7.3%
Cancer	9.7%

Behavior / access	%
Smoking	14.8%
Binge drinking	20.5%
No physical activity	19.2%
Less than 7 hrs sleep	27.7%
Depression	18.0%
Fair or poor health	12.6%
Poor mental health	10.9%
Poor physical health	10.5%
No health insurance	8.1%
Visited doctor (checkup)	78.1%
Visited dentist	70.0%
Cholesterol screening	92.5%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	147	11.9%

Disability	%
Any disability	14.1%
Under 18	6.0%
18–64 years	11.3%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	71.0%
Public insurance	56.3%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,402	95.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,461	99.3%
Born in same state	1,459	99.2%
Born in different state	899	61.1%
Foreign born	2	0.1%
Naturalized citizen	10	0.7%
Not a US citizen	9	90.0%

Ancestry

Ancestry	Count	%
Polish	197	13.4%
Italian	167	11.4%
French	120	8.2%
Irish	75	5.1%
English	56	3.8%

Ancestry	Count	%
Arab	34	2.3%
Dutch	24	1.6%
German	16	1.1%
Norwegian	6	0.4%

Technology access

Metric	% of households
Computer access	48.0%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54821

What city is ZIP code 54821 in?

ZIP code 54821 is primarily assigned to Cable, Wisconsin.

What county is ZIP code 54821 in?

ZIP code 54821 falls within Bayfield County, Wisconsin.

Does ZIP code 54821 have an older population?

35% of residents in ZIP code 54821 are 65 or older, above the national average of ~17%.

Does ZIP code 54821 have a large retiree population?

55% of households in ZIP code 54821 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54821 mostly owner-occupied?

88% of occupied units in ZIP code 54821 are owner-occupied, well above the national average.

Does ZIP code 54821 have a large veteran population?

12% of civilians in ZIP code 54821 are veterans, above the national average of ~7%.

What timezone is ZIP code 54821 in?

ZIP code 54821 observes the CST timezone.