49912 ZIP Code — Bruce Crossing, MI

Ontonagon County, Michigan

ZIP code 49912 is located in Bruce Crossing, Michigan, within Ontonagon County. It covers approximately 201.33 square miles and serves a population of 859 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 906.

About ZIP code 49912

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $106,900. Owner-occupancy is high at 92%, well above the national average.

Median household income is $53,173. 63% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

Overall, ZIP code 49912 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

859

population

201.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49912 ZIP code map

Cities in ZIP code 49912

Below are the cities the US Postal Service accepts for ZIP code 49912. Using any city not on this list may result in mail delivery delays.

City	Status
Bruce Crossing	Acceptable
Bruce Crossing	Preferred

Nearby ZIP codes

49967 Trout Creek (8.6 mi) 49925 Ewen (9.4 mi) 49948 Mass City (15.2 mi) 49947 Marenisco (18.8 mi)

Demographics updated 05/2026

Population
Total population	859
Population density	4 / sq mi
State FIPS	26
County FIPS	131

Geography
Land area	201.33 sq mi
Water area	1.61 sq mi
Latitude	46.5067
Longitude	-89.2096
Timezone	Eastern (ET)
Area code	906

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.7%	59.1%	42.6%
$50k – $100k	35.1%	31.1%	31.1%
$100k – $200k	7.9%	9.6%	20.6%
Over $200k	0.2%	0.2%	5.7%

Demographics & statistics

859

Population

People per sq mi

58.9

Median age

$53,173

Median household income

$35,505

Per capita income

$106,900

Median home value

$1,038

Median monthly rent

91.6%

Home ownership

13.3%

Poverty rate

8.7%

Unemployment

831

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	116	13.5%
18 and over	743	86.5%
65 and over	319	37.1%
Median age	58.9 years

Race & ethnicity

White 92.2%

Two or more races 4.2%

Hispanic or Latino 1.6%

American Indian / Alaska Native 1.5%

Asian 0.3%

Black or African American 0.1%

Group	Count	%
White	805	92.2%
Two or more races	37	4.2%
Hispanic or Latino	14	1.6%
American Indian / Alaska Native	13	1.5%
Asian	3	0.3%
Black or African American	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.7%	59.1%	42.6%
$50k – $100k	35.1%	31.1%	31.1%
$100k – $200k	7.9%	9.6%	20.6%
Over $200k	0.2%	0.2%	5.7%

Under $10k 3.6%

$10k–$15k 6.7%

$15k–$25k 4.8%

$25k–$35k 12.9%

$35k–$50k 19.9%

$50k–$75k 18.9%

$75k–$100k 20.4%

$100k–$150k 8.4%

$150k–$200k 1.2%

$200k+ 3.1%

Range	% of households
Under $10k	3.6%
$10k–$15k	6.7%
$15k–$25k	4.8%
$25k–$35k	12.9%
$35k–$50k	19.9%
$50k–$75k	18.9%
$75k–$100k	20.4%
$100k–$150k	8.4%
$150k–$200k	1.2%
$200k+	3.1%
Median income	$53,173

Housing

Home values

Under $50k 9.7%

$50k–$100k 35.9%

$100k–$150k 21.2%

$150k–$200k 15.7%

$200k–$300k 10.5%

$300k–$500k 7.1%

Housing overview

Metric	Value
Median home value	$106,900
Median rent / month	$1,038
Owner occupied	91.6%
Renter occupied	8.4%
Vacant	51.8%
Single-family detached	91.0%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	4.8
Avg household size (owned)	1.93

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	7.4%
1990–1999	10.4%
1980–1989	11.3%
1970–1979	13.4%
1960–1969	10.9%
1950–1959	10.0%
1940–1949	6.7%
1939 or earlier	24.5%

Bedrooms

Size	% of units
No bedroom (studio)	10.2%
1 bedroom	14.1%
2 bedrooms	26.6%
3 bedrooms	36.7%
4 bedrooms	10.0%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	25.2%
2 vehicles	45.1%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	15.1%
Electricity	2.6%
Propane / LP gas	55.4%
Fuel oil	4.8%
Wood	20.6%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	222	53.2%
Cohabiting couple	38	9.1%
Male householder, no spouse	109	26.1%
Female householder, no spouse	48	11.5%
Households with children under 18	65	15.6%
Households with seniors (65+)	215	51.6%
Average household size	2.02

Marital status

Status	Male	Female
Never married	18.8%	10.0%
Married	58.4%	64.4%
Separated	3.0%	2.1%
Widowed	3.0%	14.4%
Divorced	16.7%	9.1%

Education

Less than 9th grade 1.7%

Some HS, no diploma 4.9%

HS graduate 52.4%

Some college, no degree 20.8%

Associate's degree 8.2%

Bachelor's degree 10.0%

Graduate / professional 2.1%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	1	0.8%
Elementary school	68	51.5%
High school	42	31.8%
College / grad school	21	15.9%

Employment

Industry of employment

Education & healthcare 21.1%

Arts, food & hospitality 14.6%

Public administration 11.9%

Agriculture & mining 11.2%

Retail trade 10.9%

Professional & management 6.5%

Construction 6.1%

Manufacturing 6.1%

Transportation & utilities 4.8%

Finance & real estate 2.7%

Wholesale trade 1.7%

Other services 1.4%

Information 1.0%

Occupation

Category	%
Management, business & arts	32.3%
Service	27.2%
Sales & office	13.9%
Natural resources & construction	12.2%
Production & transportation	14.3%

Employment type

Type	%
Private sector	60.9%
Government	33.7%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.4%
Carpool	4.4%
Public transit	1.0%
Walk	0.7%
Work from home	7.5%
Other means	0.0%
Avg commute (minutes)	39.3

Poverty

All people 13.3%

Under 18 years 14.7%

18 and over 13.1%

Married-couple families 7.2%

Female-led households 33.3%

Income support

Source	% of households
Social Security	62.8%
Retirement income	43.9%
Supplemental Security	2.4%
Cash public assistance	1.0%
Food stamps / SNAP	7.7%

Health indicators

Condition	%
Obesity	40.3%
High blood pressure	43.1%
High cholesterol	41.5%
Diabetes	15.5%
Heart disease	10.7%
Stroke	4.9%
Asthma	11.3%
Arthritis	39.0%
Kidney disease	4.3%
Pulmonary disease	12.2%
Cancer	9.1%

Behavior / access	%
Smoking	23.7%
Binge drinking	15.8%
No physical activity	26.5%
Less than 7 hrs sleep	34.5%
Depression	21.9%
Fair or poor health	20.7%
Poor mental health	15.9%
Poor physical health	14.9%
No health insurance	10.4%
Visited doctor (checkup)	76.8%
Visited dentist	63.6%
Cholesterol screening	92.5%
Teeth loss	17.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	134	18.0%

Disability	%
Any disability	17.2%
Under 18	0.0%
18–64 years	14.4%
65 and over	27.3%

Health insurance coverage

Type	%
Private insurance	75.9%
Public insurance	51.0%
No insurance	2.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	844	98.3%
Spanish	9	1.1%
Other Indo-European	2	0.2%
Asian & Pacific Islander	7	0.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	851	99.1%
Born in same state	851	99.1%
Born in different state	563	65.5%
Foreign born	0	0.0%
Naturalized citizen	8	0.9%
Not a US citizen	8	100.0%

Ancestry

Ancestry	Count	%
Italian	117	13.6%
Arab	84	9.8%
French	54	6.3%
Polish	46	5.4%
English	21	2.4%

Ancestry	Count	%
Dutch	13	1.5%
German	7	0.8%
Irish	3	0.3%
Norwegian	1	0.1%

Technology access

Metric	% of households
Computer access	48.5%
Internet access	87.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49912

What city is ZIP code 49912 in?

ZIP code 49912 is primarily assigned to Bruce Crossing, Michigan.

What county is ZIP code 49912 in?

ZIP code 49912 falls within Ontonagon County, Michigan.

Does ZIP code 49912 have a large retiree population?

63% of households in ZIP code 49912 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49912 have an older population?

37% of residents in ZIP code 49912 are 65 or older, above the national average of ~17%.

Is ZIP code 49912 mostly owner-occupied?

92% of occupied units in ZIP code 49912 are owner-occupied, well above the national average.

How educated is the population of ZIP code 49912?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 49912 in?

ZIP code 49912 observes the EST timezone.