10509 ZIP Code — Brewster, NY

Putnam County, New York

ZIP code 10509 is located in Brewster, New York, within Putnam County. It covers approximately 36.08 square miles and serves a population of 19,832 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 10509

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $407,300. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($117,586) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Overall, ZIP code 10509 reflects a community defined by high homeownership and a significant Social Security-dependent population.

19,832

population

36.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10509 ZIP code map

Cities in ZIP code 10509

Below are the cities the US Postal Service accepts for ZIP code 10509. Using any city not on this list may result in mail delivery delays.

City	Status
Brewster	Acceptable
Brewster	Preferred

Nearby ZIP codes

12563 Patterson (4.6 mi) 10560 North Salem (5.9 mi) 06811 Danbury (6.1 mi) 10512 Carmel (6.7 mi) 06810 Danbury (7 mi) 10578 Purdys (8.2 mi) 10541 Mahopac (8.6 mi) 10597 Waccabuc (8.6 mi) 10589 Somers (8.8 mi) 12531 Holmes (8.8 mi) 10526 Goldens Bridge (9.1 mi) 10505 Baldwin Place (9.3 mi)

Demographics updated 05/2026

Population
Total population	19,832
Population density	550 / sq mi
State FIPS	36
County FIPS	079

Geography
Land area	36.08 sq mi
Water area	3.34 sq mi
Latitude	41.4186
Longitude	-73.5970
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.4%	20.4%	37.0%
$50k – $100k	25.0%	25.8%	27.0%
$100k – $200k	35.7%	37.3%	24.4%
Over $200k	18.9%	16.4%	11.5%

Demographics & statistics

19,832

Population

550

People per sq mi

41.7

Median age

$117,586

Median household income

$54,080

Per capita income

$407,300

Median home value

$1,681

Median monthly rent

80.5%

Home ownership

6.4%

Poverty rate

4.6%

Unemployment

6,230

Housing units

42.9%

Bachelor's or higher

Age distribution

Male Female

572

Under 5

531

564

5–9

523

650

10–14

602

562

15–19

521

461

20–24

428

1,437

25–34

1,332

1,252

35–44

1,161

1,289

45–54

1,194

732

55–59

678

866

60–64

802

1,184

65–74

1,098

573

75–84

531

150

85+

139

← Male

Female →

Age summary

Group	Count	%
Under 18	4,163	21.0%
18 and over	15,669	79.0%
65 and over	3,675	18.5%
Median age	41.7 years

Race & ethnicity

White 61.7%

Hispanic or Latino 16.4%

Other race 12%

Two or more races 5%

Asian 2.7%

Black or African American 2.2%

Group	Count	%
White	14,638	61.7%
Hispanic or Latino	3,904	16.4%
Other race	2,844	12%
Two or more races	1,176	5%
Asian	646	2.7%
Black or African American	520	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.4%	20.4%	37.0%
$50k – $100k	25.0%	25.8%	27.0%
$100k – $200k	35.7%	37.3%	24.4%
Over $200k	18.9%	16.4%	11.5%

Under $10k 2.2%

$10k–$15k 1.5%

$15k–$25k 5.0%

$25k–$35k 5.5%

$35k–$50k 5.5%

$50k–$75k 11.5%

$75k–$100k 9.3%

$100k–$150k 21.8%

$150k–$200k 14.2%

$200k+ 23.5%

Range	% of households
Under $10k	2.2%
$10k–$15k	1.5%
$15k–$25k	5.0%
$25k–$35k	5.5%
$35k–$50k	5.5%
$50k–$75k	11.5%
$75k–$100k	9.3%
$100k–$150k	21.8%
$150k–$200k	14.2%
$200k+	23.5%
Median income	$117,586

Housing

Home values

Under $50k 1.0%

$50k–$100k 0.8%

$100k–$150k 0.6%

$150k–$200k 1.7%

$200k–$300k 18.3%

$300k–$500k 47.2%

$500k–$1M 27.9%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$407,300
Median rent / month	$1,681
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	5.9%
Single-family detached	69.2%
Large apartment buildings	2.2%
Mobile homes	0.4%
Median rooms	6.2
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	9.8%
1990–1999	10.7%
1980–1989	17.8%
1970–1979	14.7%
1960–1969	9.9%
1950–1959	13.7%
1940–1949	4.7%
1939 or earlier	17.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	10.6%
2 bedrooms	24.0%
3 bedrooms	40.3%
4 bedrooms	21.6%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	23.8%
2 vehicles	45.2%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	20.6%
Electricity	26.4%
Propane / LP gas	5.0%
Fuel oil	44.5%
Wood	2.1%
Solar	0.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,515	62.8%
Cohabiting couple	293	4.1%
Male householder, no spouse	876	12.2%
Female householder, no spouse	1,503	20.9%
Households with children under 18	2,538	35.3%
Households with seniors (65+)	2,808	39.1%
Average household size	2.71

Marital status

Status	Male	Female
Never married	30.7%	25.0%
Married	60.8%	54.9%
Separated	2.4%	1.8%
Widowed	1.7%	8.1%
Divorced	4.3%	10.1%

Education

Less than 9th grade 4.1%

Some HS, no diploma 4.8%

HS graduate 23.8%

Some college, no degree 16.9%

Associate's degree 7.5%

Bachelor's degree 26.6%

Graduate / professional 16.3%

Metric	%
HS diploma or higher	91.1%
Bachelor's or higher	42.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	228	5.5%
Kindergarten	120	2.9%
Elementary school	1,856	44.6%
High school	1,061	25.5%
College / grad school	897	21.6%

Employment

Industry of employment

Education & healthcare 25.4%

Professional & management 16.4%

Retail trade 9.3%

Arts, food & hospitality 9.3%

Construction 6.7%

Finance & real estate 6.7%

Manufacturing 6.3%

Public administration 5.7%

Other services 5.5%

Transportation & utilities 3.4%

Information 3.2%

Wholesale trade 2.1%

Occupation

Category	%
Management, business & arts	48.2%
Service	21.2%
Sales & office	15.7%
Natural resources & construction	6.9%
Production & transportation	7.9%

Employment type

Type	%
Private sector	76.4%
Government	14.5%
Self-employed	9.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.1%
Carpool	7.5%
Public transit	7.5%
Walk	2.0%
Work from home	10.8%
Other means	1.1%
Avg commute (minutes)	35.9

Poverty

All people 6.4%

Under 18 years 6.9%

18 and over 6.3%

Married-couple families 4.0%

Female-led households 5.1%

Income support

Source	% of households
Social Security	34.0%
Retirement income	26.3%
Supplemental Security	2.7%
Cash public assistance	2.1%
Food stamps / SNAP	2.6%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	27.6%
High cholesterol	31.1%
Diabetes	7.8%
Heart disease	5.1%
Stroke	2.3%
Asthma	9.6%
Arthritis	20.5%
Kidney disease	2.4%
Pulmonary disease	5.2%
Cancer	6.4%

Behavior / access	%
Smoking	13.5%
Binge drinking	18.0%
No physical activity	19.9%
Less than 7 hrs sleep	32.6%
Depression	18.6%
Fair or poor health	10.1%
Poor mental health	13.0%
Poor physical health	8.3%
No health insurance	11.1%
Visited doctor (checkup)	77.4%
Visited dentist	71.1%
Cholesterol screening	91.9%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	755	4.8%

Disability	%
Any disability	9.7%
Under 18	0.7%
18–64 years	7.4%
65 and over	27.8%

Health insurance coverage

Type	%
Private insurance	74.1%
Public insurance	34.3%
No insurance	4.9%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,729	94.4%
Spanish	1,797	9.6%
Other Indo-European	1,043	5.6%
Asian & Pacific Islander	412	2.2%
Other languages	334	1.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,079	81.1%
Born in same state	15,830	79.8%
Born in different state	13,303	67.1%
Foreign born	249	1.3%
Naturalized citizen	3,753	18.9%
Not a US citizen	1,982	52.8%

Ancestry

Ancestry	Count	%
Italian	3,596	18.1%
Arab	1,534	7.7%
French	1,413	7.1%
English	194	1%
Irish	95	0.5%

Ancestry	Count	%
Polish	78	0.4%
Dutch	76	0.4%
German	35	0.2%
Norwegian	15	0.1%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	96.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10509

What city is ZIP code 10509 in?

ZIP code 10509 is primarily assigned to Brewster, New York.

What county is ZIP code 10509 in?

ZIP code 10509 falls within Putnam County, New York.

Is ZIP code 10509 mostly owner-occupied?

81% of occupied units in ZIP code 10509 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 10509?

The median home value in ZIP code 10509 is $407,300.

What is the median household income in ZIP code 10509?

The median household income in ZIP code 10509 is $117,586, above the national median of ~$75,000.

What is the population of ZIP code 10509?

ZIP code 10509 has an estimated population of 19,832 residents, with a density of 550 people per square mile.

What timezone is ZIP code 10509 in?

ZIP code 10509 observes the EST timezone.