56520 ZIP Code — Breckenridge, MN

Wilkin County, Minnesota

ZIP code 56520 is located in Breckenridge, Minnesota, within Wilkin County. It covers approximately 125.77 square miles and serves a population of 3,889 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56520

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $160,100. Owner-occupancy sits near the national average at 75%.

Median household income is $60,526. Poverty affects 19% of residents, above the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 14 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56520 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

3,889

population

125.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

56520 ZIP code map

Cities in ZIP code 56520

Below are the cities the US Postal Service accepts for ZIP code 56520. Using any city not on this list may result in mail delivery delays.

City	Status
Breckenridge	Acceptable
Breckenridge	Preferred

Nearby ZIP codes

58076 Wahpeton (7.6 mi) 56543 Foxhome (9.1 mi) 58075 Wahpeton (12 mi) 56553 Kent (12.1 mi) 56522 Campbell (15.5 mi) 56579 Rothsay (15.7 mi) 56594 Wolverton (16.2 mi) 56537 Fergus Falls (18.6 mi) 58061 Mooreton (19.9 mi)

Demographics updated 05/2026

Population
Total population	3,889
Population density	31 / sq mi
State FIPS	27
County FIPS	167

Geography
Land area	125.77 sq mi
Water area	0.10 sq mi
Latitude	46.3264
Longitude	-96.4686
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	44.1%	33.6%
$50k – $100k	29.5%	35.4%	31.5%
$100k – $200k	15.6%	17.8%	26.5%
Over $200k	2.1%	2.7%	8.5%

Demographics & statistics

3,889

Population

People per sq mi

42.8

Median age

$60,526

Median household income

$36,738

Per capita income

$160,100

Median home value

$519

Median monthly rent

74.9%

Home ownership

18.6%

Poverty rate

6.6%

Unemployment

1,475

Housing units

25.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

153

10–14

134

108

15–19

167

20–24

148

217

25–34

191

238

35–44

209

243

45–54

214

229

55–59

202

135

60–64

119

176

65–74

155

75–84

128

85+

113

← Male

Female →

Age summary

Group	Count	%
Under 18	786	20.2%
18 and over	3,103	79.8%
65 and over	733	18.8%
Median age	42.8 years

Race & ethnicity

White 93.3%

Two or more races 2.3%

Hispanic or Latino 2.1%

Other race 1.9%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,707	93.3%
Two or more races	92	2.3%
Hispanic or Latino	83	2.1%
Other race	76	1.9%
Black or African American	9	0.2%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.9%	44.1%	33.6%
$50k – $100k	29.5%	35.4%	31.5%
$100k – $200k	15.6%	17.8%	26.5%
Over $200k	2.1%	2.7%	8.5%

Under $10k 7.9%

$10k–$15k 1.9%

$15k–$25k 10.8%

$25k–$35k 7.0%

$35k–$50k 13.3%

$50k–$75k 22.6%

$75k–$100k 12.4%

$100k–$150k 13.0%

$150k–$200k 7.3%

$200k+ 3.9%

Range	% of households
Under $10k	7.9%
$10k–$15k	1.9%
$15k–$25k	10.8%
$25k–$35k	7.0%
$35k–$50k	13.3%
$50k–$75k	22.6%
$75k–$100k	12.4%
$100k–$150k	13.0%
$150k–$200k	7.3%
$200k+	3.9%
Median income	$60,526

Housing

Home values

Under $50k 9.9%

$50k–$100k 17.6%

$100k–$150k 19.0%

$150k–$200k 16.3%

$200k–$300k 23.6%

$300k–$500k 10.3%

$500k–$1M 3.0%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$160,100
Median rent / month	$519
Owner occupied	74.9%
Renter occupied	25.1%
Vacant	12.0%
Single-family detached	66.6%
Large apartment buildings	14.6%
Mobile homes	6.4%
Median rooms	5.9
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	1.6%
2000–2009	13.2%
1990–1999	10.7%
1980–1989	7.1%
1970–1979	17.6%
1960–1969	14.1%
1950–1959	11.6%
1940–1949	4.4%
1939 or earlier	19.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	14.2%
2 bedrooms	26.2%
3 bedrooms	24.3%
4 bedrooms	21.9%
5+ bedrooms	13.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	30.6%
2 vehicles	40.3%
3 or more	22.1%

Heating fuel

Fuel type	%
Utility gas	55.9%
Electricity	28.8%
Propane / LP gas	10.8%
Fuel oil	1.4%
Wood	0.9%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	649	39.0%
Cohabiting couple	168	10.1%
Male householder, no spouse	455	27.3%
Female householder, no spouse	394	23.6%
Households with children under 18	456	27.4%
Households with seniors (65+)	403	24.2%
Average household size	2.25

Marital status

Status	Male	Female
Never married	37.4%	28.9%
Married	42.8%	43.5%
Separated	2.1%	0.5%
Widowed	3.9%	15.3%
Divorced	13.8%	11.9%

Education

Less than 9th grade 2.4%

Some HS, no diploma 5.0%

HS graduate 30.1%

Some college, no degree 20.4%

Associate's degree 16.6%

Bachelor's degree 18.8%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	25.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	47	5.9%
Kindergarten	42	5.3%
Elementary school	369	46.7%
High school	189	23.9%
College / grad school	143	18.1%

Employment

Industry of employment

Education & healthcare 26.1%

Manufacturing 11.2%

Professional & management 10.8%

Retail trade 9.8%

Agriculture & mining 8.4%

Finance & real estate 7.3%

Construction 7.1%

Other services 6.8%

Transportation & utilities 4.4%

Public administration 2.9%

Arts, food & hospitality 2.8%

Wholesale trade 2.3%

Occupation

Category	%
Management, business & arts	35.4%
Service	15.6%
Sales & office	17.7%
Natural resources & construction	15.7%
Production & transportation	15.5%

Employment type

Type	%
Private sector	76.4%
Government	13.3%
Self-employed	9.6%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	74.8%
Carpool	6.1%
Public transit	0.5%
Walk	6.9%
Work from home	8.1%
Other means	3.5%
Avg commute (minutes)	13.5

Poverty

All people 18.6%

Under 18 years 13.7%

18 and over 19.9%

Married-couple families 4.8%

Female-led households 26.0%

Income support

Source	% of households
Social Security	33.3%
Retirement income	17.3%
Supplemental Security	4.7%
Cash public assistance	7.1%
Food stamps / SNAP	9.7%

Health indicators

Condition	%
Obesity	35.0%
High blood pressure	31.9%
High cholesterol	31.5%
Diabetes	9.8%
Heart disease	7.3%
Stroke	3.3%
Asthma	8.8%
Arthritis	25.6%
Kidney disease	3.1%
Pulmonary disease	6.0%
Cancer	8.1%

Behavior / access	%
Smoking	16.2%
Binge drinking	19.1%
No physical activity	21.1%
Less than 7 hrs sleep	26.7%
Depression	21.0%
Fair or poor health	12.1%
Poor mental health	12.7%
Poor physical health	9.6%
No health insurance	9.8%
Visited doctor (checkup)	70.7%
Visited dentist	68.1%
Cholesterol screening	90.6%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	185	6.0%

Disability	%
Any disability	18.4%
Under 18	6.3%
18–64 years	17.1%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	70.5%
Public insurance	38.6%
No insurance	2.3%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,709	95.4%
Spanish	19	0.5%
Other Indo-European	4	0.1%
Asian & Pacific Islander	15	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,884	99.9%
Born in same state	3,871	99.5%
Born in different state	2,632	67.7%
Foreign born	13	0.3%
Naturalized citizen	5	0.1%
Not a US citizen	1	20.0%

Ancestry

Ancestry	Count	%
Polish	930	23.9%
Italian	243	6.2%
French	206	5.3%
Dutch	72	1.9%

Ancestry	Count	%
English	60	1.5%
Arab	45	1.2%
German	32	0.8%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	86.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56520

What city is ZIP code 56520 in?

ZIP code 56520 is primarily assigned to Breckenridge, Minnesota.

What county is ZIP code 56520 in?

ZIP code 56520 falls within Wilkin County, Minnesota.

What is the poverty rate in ZIP code 56520?

19% of residents in ZIP code 56520 live below the poverty line, above the national average.

What is the typical home value in ZIP code 56520?

The median home value in ZIP code 56520 is $160,100.

What is the population of ZIP code 56520?

ZIP code 56520 has an estimated population of 3,889 residents, with a density of 31 people per square mile.

What is the median household income in ZIP code 56520?

The median household income in ZIP code 56520 is $60,526, below the national median of ~$75,000.

What timezone is ZIP code 56520 in?

ZIP code 56520 observes the CST timezone.