03221 ZIP Code — Bradford, NH

Merrimack County, New Hampshire

ZIP code 03221 is located in Bradford, New Hampshire, within Merrimack County. It covers approximately 48.93 square miles and serves a population of 2,263 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03221

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $265,700. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($95,104) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Overall, ZIP code 03221 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,263

population

48.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03221 ZIP code map

Cities in ZIP code 03221

Below are the cities the US Postal Service accepts for ZIP code 03221. Using any city not on this list may result in mail delivery delays.

City	Status
Bradford	Acceptable
Bradford	Preferred

Nearby ZIP codes

03255 Newbury (6.4 mi) 03278 Warner (6.5 mi) 03280 Washington (7.6 mi) 03244 Hillsborough (8.2 mi) 03242 Henniker (8.4 mi) 03752 Goshen (8.7 mi) 03782 Sunapee (12.1 mi) 03440 Antrim (12.2 mi) 03257 New London (12.8 mi) 03456 Marlow (13.2 mi) 03229 Contoocook (13.8 mi) 03233 Elkins (14.1 mi)

Demographics updated 05/2026

Population
Total population	2,263
Population density	46 / sq mi
State FIPS	33
County FIPS	013

Geography
Land area	48.93 sq mi
Water area	0.91 sq mi
Latitude	43.2364
Longitude	-71.9602
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	30.8%	31.0%
$50k – $100k	22.6%	32.4%	31.2%
$100k – $200k	27.5%	28.6%	28.1%
Over $200k	11.1%	8.1%	9.7%

Demographics & statistics

2,263

Population

People per sq mi

44.0

Median age

$95,104

Median household income

$54,162

Per capita income

$265,700

Median home value

$1,486

Median monthly rent

89.9%

Home ownership

6.7%

Poverty rate

2.6%

Unemployment

1,171

Housing units

39.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

118

25–34

104

142

35–44

125

168

45–54

148

55–59

115

60–64

102

160

65–74

141

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	490	21.7%
18 and over	1,773	78.3%
65 and over	412	18.2%
Median age	44.0 years

Race & ethnicity

White 95.5%

Asian 1.8%

Hispanic or Latino 1.2%

Two or more races 1%

Other race 0.2%

American Indian / Alaska Native 0.1%

Black or African American 0.1%

Group	Count	%
White	2,188	95.5%
Asian	41	1.8%
Hispanic or Latino	27	1.2%
Two or more races	24	1%
Other race	5	0.2%
American Indian / Alaska Native	3	0.1%
Black or African American	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.8%	30.8%	31.0%
$50k – $100k	22.6%	32.4%	31.2%
$100k – $200k	27.5%	28.6%	28.1%
Over $200k	11.1%	8.1%	9.7%

Under $10k 1.1%

$10k–$15k 1.8%

$15k–$25k 6.9%

$25k–$35k 11.3%

$35k–$50k 10.8%

$50k–$75k 9.6%

$75k–$100k 12.7%

$100k–$150k 21.7%

$150k–$200k 8.0%

$200k+ 16.1%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.8%
$15k–$25k	6.9%
$25k–$35k	11.3%
$35k–$50k	10.8%
$50k–$75k	9.6%
$75k–$100k	12.7%
$100k–$150k	21.7%
$150k–$200k	8.0%
$200k+	16.1%
Median income	$95,104

Housing

Home values

Under $50k 1.9%

$50k–$100k 6.5%

$100k–$150k 5.1%

$150k–$200k 11.2%

$200k–$300k 35.6%

$300k–$500k 32.0%

$500k–$1M 5.6%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$265,700
Median rent / month	$1,486
Owner occupied	89.9%
Renter occupied	10.1%
Vacant	27.7%
Single-family detached	94.9%
Large apartment buildings	0.0%
Mobile homes	1.9%
Median rooms	5.6
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	1.4%
2010–2019	5.5%
2000–2009	6.9%
1990–1999	5.4%
1980–1989	13.5%
1970–1979	11.6%
1960–1969	8.3%
1950–1959	5.9%
1940–1949	6.8%
1939 or earlier	34.7%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	8.5%
2 bedrooms	28.6%
3 bedrooms	44.7%
4 bedrooms	10.5%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	23.2%
2 vehicles	44.8%
3 or more	30.6%

Heating fuel

Fuel type	%
Electricity	2.2%
Propane / LP gas	24.5%
Fuel oil	34.4%
Wood	34.1%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	565	61.9%
Cohabiting couple	67	7.3%
Male householder, no spouse	160	17.5%
Female householder, no spouse	121	13.3%
Households with children under 18	266	29.1%
Households with seniors (65+)	293	32.1%
Average household size	2.48

Marital status

Status	Male	Female
Never married	30.1%	17.8%
Married	57.3%	63.8%
Separated	1.3%	1.3%
Widowed	2.2%	4.4%
Divorced	9.1%	12.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 5.0%

HS graduate 26.6%

Some college, no degree 19.9%

Associate's degree 9.3%

Bachelor's degree 24.1%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	39.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	5.3%
Kindergarten	22	4.5%
Elementary school	227	46.5%
High school	130	26.6%
College / grad school	83	17.0%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 12.9%

Retail trade 11.2%

Professional & management 11.1%

Arts, food & hospitality 9.3%

Construction 6.6%

Other services 5.9%

Public administration 5.3%

Finance & real estate 4.8%

Transportation & utilities 4.3%

Wholesale trade 3.5%

Agriculture & mining 2.2%

Information 1.0%

Occupation

Category	%
Management, business & arts	45.5%
Service	15.1%
Sales & office	14.8%
Natural resources & construction	12.5%
Production & transportation	12.2%

Employment type

Type	%
Private sector	75.3%
Government	14.9%
Self-employed	9.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	75.4%
Carpool	5.6%
Public transit	0.0%
Walk	3.1%
Work from home	15.3%
Other means	0.7%
Avg commute (minutes)	34.9

Poverty

All people 6.7%

Under 18 years 9.6%

18 and over 5.9%

Married-couple families 2.8%

Female-led households 15.4%

Income support

Source	% of households
Social Security	33.7%
Retirement income	27.1%
Supplemental Security	3.2%
Cash public assistance	2.8%
Food stamps / SNAP	2.3%

Health indicators

Condition	%
Obesity	28.0%
High blood pressure	29.2%
High cholesterol	29.2%
Diabetes	7.5%
Heart disease	5.1%
Stroke	2.3%
Asthma	10.4%
Arthritis	26.2%
Kidney disease	2.3%
Pulmonary disease	5.1%
Cancer	7.3%

Behavior / access	%
Smoking	12.5%
Binge drinking	17.8%
No physical activity	14.6%
Less than 7 hrs sleep	30.2%
Depression	23.1%
Fair or poor health	9.4%
Poor mental health	13.0%
Poor physical health	8.4%
No health insurance	8.0%
Visited doctor (checkup)	74.7%
Visited dentist	74.8%
Cholesterol screening	93.1%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	176	9.9%

Disability	%
Any disability	8.4%
Under 18	3.1%
18–64 years	7.1%
65 and over	18.7%

Health insurance coverage

Type	%
Private insurance	81.2%
Public insurance	27.9%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,167	95.8%
Spanish	3	0.1%
Other Indo-European	3	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,198	97.1%
Born in same state	2,175	96.1%
Born in different state	1,127	49.8%
Foreign born	23	1.0%
Naturalized citizen	65	2.9%
Not a US citizen	54	83.1%

Ancestry

Ancestry	Count	%
Italian	572	25.3%
French	468	20.7%
German	141	6.2%
Arab	62	2.7%
Dutch	6	0.3%

Ancestry	Count	%
Irish	3	0.1%
English	3	0.1%
Polish	3	0.1%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	40.3%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03221

What city is ZIP code 03221 in?

ZIP code 03221 is primarily assigned to Bradford, New Hampshire.

What county is ZIP code 03221 in?

ZIP code 03221 falls within Merrimack County, New Hampshire.

Is ZIP code 03221 mostly owner-occupied?

90% of occupied units in ZIP code 03221 are owner-occupied, well above the national average.

Does ZIP code 03221 have a large veteran population?

10% of civilians in ZIP code 03221 are veterans, above the national average of ~7%.

What is the population of ZIP code 03221?

ZIP code 03221 has an estimated population of 2,263 residents, with a density of 46 people per square mile.

What is the median household income in ZIP code 03221?

The median household income in ZIP code 03221 is $95,104, above the national median of ~$75,000.

What timezone is ZIP code 03221 in?

ZIP code 03221 observes the EST timezone.