12812 ZIP Code — Blue Mountain Lake, NY

Hamilton County, New York

ZIP code 12812 is located in Blue Mountain Lake, New York, within Hamilton County. It covers approximately 86.99 square miles and serves a population of 349 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12812

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $356,300.

Median household income is $183,047.

The dominant occupation class is management, business, and professional, with construction as the leading industry. Remote work is prevalent — 92% of workers work from home.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12812 reflects a community defined by high homeownership and a high rate of remote workers.

349

population

86.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12812 ZIP code map

Cities in ZIP code 12812

Below are the cities the US Postal Service accepts for ZIP code 12812. Using any city not on this list may result in mail delivery delays.

City	Status
Blue Mountain Lake	Acceptable
Blue Mountain Lake	Preferred

Nearby ZIP codes

13436 Raquette Lake (6.5 mi) 12847 Long Lake (9.1 mi) 12842 Indian Lake (10.3 mi) 12857 Olmstedville (16.5 mi) 13360 Inlet (17 mi) 12108 Lake Pleasant (18.6 mi) 12852 Newcomb (19.2 mi) 12164 Speculator (19.3 mi)

Demographics updated 05/2026

Population
Total population	349
Population density	4 / sq mi
State FIPS	36
County FIPS	041

Geography
Land area	86.99 sq mi
Water area	4.86 sq mi
Latitude	43.8329
Longitude	-74.4241
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	36.0%	37.0%
$50k – $100k	30.2%	40.2%	27.0%
$100k – $200k	49.2%	21.4%	24.4%
Over $200k	0.0%	2.4%	11.5%

Demographics & statistics

349

Population

People per sq mi

67.6

Median age

$183,047

Median household income

$78,139

Per capita income

$356,300

Median home value

Median monthly rent

100.0%

Home ownership

0.0%

Poverty rate

0.0%

Unemployment

259

Housing units

21.2%

Bachelor's or higher

Age distribution

Male Female

20–24

45–54

55–59

60–64

138

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	0	0.0%
18 and over	349	100.0%
65 and over	314	90.0%
Median age	67.6 years

Race & ethnicity

White 100%

Group	Count	%
White	349	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	36.0%	37.0%
$50k – $100k	30.2%	40.2%	27.0%
$100k – $200k	49.2%	21.4%	24.4%
Over $200k	0.0%	2.4%	11.5%

$25k–$35k 1.9%

$35k–$50k 3.7%

$75k–$100k 3.7%

$150k–$200k 87.0%

$200k+ 3.7%

Range	% of households
$25k–$35k	1.9%
$35k–$50k	3.7%
$75k–$100k	3.7%
$150k–$200k	87.0%
$200k+	3.7%
Median income	$183,047

Housing

Home values

$100k–$150k 1.9%

$150k–$200k 11.1%

$200k–$300k 3.7%

$300k–$500k 63.0%

$1M+ 20.4%

Housing overview

Metric	Value
Median home value	$356,300
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	79.2%
Single-family detached	94.6%
Large apartment buildings	0.0%
Mobile homes	4.6%
Median rooms	4.8
Avg household size (owned)	6.46

Year built

Era	%
2020 or later	0.0%
2010–2019	4.6%
2000–2009	3.9%
1990–1999	24.7%
1980–1989	0.0%
1970–1979	10.4%
1960–1969	14.3%
1950–1959	5.0%
1940–1949	5.4%
1939 or earlier	31.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	17.0%
2 bedrooms	25.1%
3 bedrooms	43.6%
4 bedrooms	10.8%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	16.7%
2 vehicles	68.5%
3 or more	14.8%

Heating fuel

Fuel type	%
Propane / LP gas	24.1%
Fuel oil	74.1%
Wood	1.9%

Households & families

Household type	Count	%
Married-couple family	22	40.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	32	59.3%
Households with children under 18	0	0.0%
Households with seniors (65+)	48	88.9%
Average household size	6.46

Marital status

Status	Male	Female
Never married	2.4%	0.0%
Married	97.6%	45.5%
Separated	0.0%	0.0%
Widowed	0.0%	54.5%
Divorced	0.0%	0.0%

Education

Less than 9th grade 1.2%

Some HS, no diploma 0.0%

HS graduate 2.3%

Some college, no degree 23.3%

Associate's degree 52.0%

Bachelor's degree 5.8%

Graduate / professional 15.4%

Metric	%
HS diploma or higher	98.8%
Bachelor's or higher	21.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 77.2%

Public administration 13.8%

Professional & management 3.4%

Education & healthcare 2.6%

Arts, food & hospitality 2.2%

Transportation & utilities 0.9%

Occupation

Category	%
Management, business & arts	84.1%
Service	2.2%
Sales & office	13.8%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	5.6%
Government	16.4%
Self-employed	78.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	8.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	91.8%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 0.0%

Under 18 years 0.0%

18 and over 0.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	29.6%
Retirement income	20.4%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	38.7%
High cholesterol	39.0%
Diabetes	11.6%
Heart disease	8.6%
Stroke	3.9%
Asthma	10.3%
Arthritis	32.8%
Kidney disease	3.7%
Pulmonary disease	9.0%
Cancer	10.1%

Behavior / access	%
Smoking	15.8%
Binge drinking	14.0%
No physical activity	24.0%
Less than 7 hrs sleep	34.3%
Depression	20.0%
Fair or poor health	13.7%
Poor mental health	12.7%
Poor physical health	11.5%
No health insurance	8.5%
Visited doctor (checkup)	82.0%
Visited dentist	69.5%
Cholesterol screening	95.0%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	2	0.6%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	97.7%
Public insurance	26.9%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	349	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	345	98.9%
Born in same state	345	98.9%
Born in different state	234	67.0%
Foreign born	0	0.0%
Naturalized citizen	4	1.1%
Not a US citizen	4	100.0%

Ancestry

Ancestry	Count	%
Italian	226	64.8%

Ancestry	Count	%
French	101	28.9%

Technology access

Metric	% of households
Computer access	15.5%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12812

What city is ZIP code 12812 in?

ZIP code 12812 is primarily assigned to Blue Mountain Lake, New York.

What county is ZIP code 12812 in?

ZIP code 12812 falls within Hamilton County, New York.

Does ZIP code 12812 have an older population?

90% of residents in ZIP code 12812 are 65 or older, above the national average of ~17%.

What is the median household income in ZIP code 12812?

The median household income in ZIP code 12812 is $183,047, above the national median of ~$75,000.

What is the typical home value in ZIP code 12812?

The median home value in ZIP code 12812 is $356,300.

What is the population of ZIP code 12812?

ZIP code 12812 has an estimated population of 349 residents, with a density of 4 people per square mile.

What timezone is ZIP code 12812 in?

ZIP code 12812 observes the EST timezone.