13903 ZIP Code — Binghamton, NY

Broome County, New York

ZIP code 13903 is located in Binghamton, New York, within Broome County. It covers approximately 39.46 square miles and serves a population of 18,483 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13903

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $142,100. Owner-occupancy sits near the national average at 64%.

Median household income is $58,100. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13903 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

18,483

population

39.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13903 ZIP code map

Cities in ZIP code 13903

Below are the cities the US Postal Service accepts for ZIP code 13903. Using any city not on this list may result in mail delivery delays.

City	Status
Binghamton	Acceptable
Binghamton	Preferred

Nearby ZIP codes

13850 Vestal (5.4 mi) 13748 Conklin (5.7 mi) 13795 Kirkwood (6.7 mi) 18812 Brackney (7.4 mi) 13901 Binghamton (8.1 mi) 13904 Binghamton (8.5 mi) 18822 Hallstead (8.8 mi) 13790 Johnson City (8.9 mi) 13905 Binghamton (8.9 mi) 13760 Endicott (10.4 mi) 18818 Friendsville (11.4 mi) 18830 Little Meadows (11.4 mi)

Demographics updated 06/2026

Population
Total population	18,483
Population density	468 / sq mi
State FIPS	36
County FIPS	007

Geography
Land area	39.46 sq mi
Water area	0.46 sq mi
Latitude	42.0511
Longitude	-75.9208
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	47.8%	37.0%
$50k – $100k	29.3%	30.4%	27.0%
$100k – $200k	18.3%	17.9%	24.4%
Over $200k	3.6%	3.8%	11.5%

Demographics & statistics

18,483

Population

468

People per sq mi

41.9

Median age

$58,100

Median household income

$35,085

Per capita income

$142,100

Median home value

$838

Median monthly rent

64.1%

Home ownership

18.1%

Poverty rate

8.9%

Unemployment

5,863

Housing units

34.9%

Bachelor's or higher

Age distribution

Male Female

445

Under 5

479

399

5–9

430

601

10–14

647

599

15–19

645

696

20–24

749

921

25–34

991

1,128

35–44

1,212

970

45–54

1,043

716

55–59

770

857

60–64

921

983

65–74

1,057

428

75–84

460

162

85+

174

← Male

Female →

Age summary

Group	Count	%
Under 18	3,697	20.0%
18 and over	14,786	80.0%
65 and over	3,264	17.7%
Median age	41.9 years

Race & ethnicity

White 76.1%

Black or African American 9.8%

Two or more races 6.4%

Hispanic or Latino 4.1%

Other race 2.5%

Asian 0.7%

Native Hawaiian / Pacific Islander 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	14,671	76.1%
Black or African American	1,897	9.8%
Two or more races	1,238	6.4%
Hispanic or Latino	790	4.1%
Other race	484	2.5%
Asian	137	0.7%
Native Hawaiian / Pacific Islander	46	0.2%
American Indian / Alaska Native	10	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	47.8%	37.0%
$50k – $100k	29.3%	30.4%	27.0%
$100k – $200k	18.3%	17.9%	24.4%
Over $200k	3.6%	3.8%	11.5%

Under $10k 5.4%

$10k–$15k 4.6%

$15k–$25k 8.6%

$25k–$35k 12.2%

$35k–$50k 13.0%

$50k–$75k 17.6%

$75k–$100k 11.8%

$100k–$150k 14.2%

$150k–$200k 5.7%

$200k+ 7.0%

Range	% of households
Under $10k	5.4%
$10k–$15k	4.6%
$15k–$25k	8.6%
$25k–$35k	12.2%
$35k–$50k	13.0%
$50k–$75k	17.6%
$75k–$100k	11.8%
$100k–$150k	14.2%
$150k–$200k	5.7%
$200k+	7.0%
Median income	$58,100

Housing

Home values

Under $50k 5.0%

$50k–$100k 28.8%

$100k–$150k 19.5%

$150k–$200k 15.1%

$200k–$300k 16.7%

$300k–$500k 11.0%

$500k–$1M 3.4%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$142,100
Median rent / month	$838
Owner occupied	64.1%
Renter occupied	35.9%
Vacant	7.5%
Single-family detached	63.0%
Large apartment buildings	4.6%
Mobile homes	0.7%
Median rooms	6.0
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	0.2%
2000–2009	5.6%
1990–1999	4.3%
1980–1989	10.6%
1970–1979	10.6%
1960–1969	13.3%
1950–1959	17.4%
1940–1949	11.8%
1939 or earlier	26.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	9.2%
2 bedrooms	27.9%
3 bedrooms	39.3%
4 bedrooms	20.0%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	17.0%
1 vehicle	40.5%
2 vehicles	30.6%
3 or more	11.9%

Heating fuel

Fuel type	%
Utility gas	69.7%
Electricity	14.0%
Propane / LP gas	5.8%
Fuel oil	6.0%
Wood	2.3%
Solar	0.1%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,133	38.6%
Cohabiting couple	944	11.6%
Male householder, no spouse	1,661	20.5%
Female householder, no spouse	2,374	29.3%
Households with children under 18	2,083	25.7%
Households with seniors (65+)	2,395	29.5%
Average household size	2.27

Marital status

Status	Male	Female
Never married	45.1%	35.0%
Married	42.8%	40.8%
Separated	1.1%	3.3%
Widowed	2.9%	8.3%
Divorced	8.1%	12.6%

Education

Less than 9th grade 1.9%

Some HS, no diploma 7.5%

HS graduate 25.3%

Some college, no degree 15.8%

Associate's degree 14.5%

Bachelor's degree 20.1%

Graduate / professional 14.8%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	34.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	260	6.2%
Kindergarten	136	3.3%
Elementary school	1,645	39.5%
High school	1,078	25.9%
College / grad school	1,043	25.1%

Employment

Industry of employment

Education & healthcare 30.4%

Retail trade 9.9%

Manufacturing 9.8%

Professional & management 9.5%

Arts, food & hospitality 8.5%

Construction 6.5%

Transportation & utilities 6.1%

Finance & real estate 5.3%

Public administration 4.7%

Other services 4.4%

Wholesale trade 2.6%

Information 2.2%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	43.4%
Service	21.1%
Sales & office	18.0%
Natural resources & construction	6.8%
Production & transportation	10.7%

Employment type

Type	%
Private sector	72.5%
Government	22.3%
Self-employed	5.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	69.6%
Carpool	8.0%
Public transit	5.1%
Walk	4.5%
Work from home	9.0%
Other means	3.8%
Avg commute (minutes)	19.9

Poverty

All people 18.1%

Under 18 years 25.1%

18 and over 16.4%

Married-couple families 5.0%

Female-led households 26.8%

Income support

Source	% of households
Social Security	36.1%
Retirement income	32.3%
Supplemental Security	8.0%
Cash public assistance	4.3%
Food stamps / SNAP	19.8%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	34.9%
High cholesterol	34.2%
Diabetes	10.4%
Heart disease	7.0%
Stroke	3.4%
Asthma	11.3%
Arthritis	26.6%
Kidney disease	3.2%
Pulmonary disease	8.0%
Cancer	6.9%

Behavior / access	%
Smoking	19.4%
Binge drinking	16.7%
No physical activity	25.7%
Less than 7 hrs sleep	34.3%
Depression	22.7%
Fair or poor health	14.5%
Poor mental health	15.7%
Poor physical health	11.1%
No health insurance	11.4%
Visited doctor (checkup)	78.9%
Visited dentist	62.2%
Cholesterol screening	89.7%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	707	4.8%

Disability	%
Any disability	16.7%
Under 18	6.7%
18–64 years	17.8%
65 and over	24.3%

Health insurance coverage

Type	%
Private insurance	63.9%
Public insurance	48.7%
No insurance	4.7%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,559	95.0%
Spanish	451	2.6%
Other Indo-European	190	1.1%
Asian & Pacific Islander	184	1.0%
Other languages	15	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,028	92.1%
Born in same state	16,922	91.6%
Born in different state	13,733	74.3%
Foreign born	106	0.6%
Naturalized citizen	1,455	7.9%
Not a US citizen	688	47.3%

Ancestry

Ancestry	Count	%
Italian	4,017	21.7%
French	2,634	14.3%
Arab	651	3.5%
English	242	1.3%
Irish	185	1%

Ancestry	Count	%
Polish	86	0.5%
Norwegian	62	0.3%
German	60	0.3%
Dutch	32	0.2%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13903

What city is ZIP code 13903 in?

ZIP code 13903 is primarily assigned to Binghamton, New York.

What county is ZIP code 13903 in?

ZIP code 13903 falls within Broome County, New York.

What is the poverty rate in ZIP code 13903?

18% of residents in ZIP code 13903 live below the poverty line, above the national average.

Does ZIP code 13903 have a large retiree population?

36% of households in ZIP code 13903 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13903?

The median home value in ZIP code 13903 is $142,100.

What is the population of ZIP code 13903?

ZIP code 13903 has an estimated population of 18,483 residents, with a density of 468 people per square mile.

What timezone is ZIP code 13903 in?

ZIP code 13903 observes the EST timezone.