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Kentucky ZIP Codes
Muhlenberg County
Belton, KY
42324
42324 ZIP Code — Belton, KY
Muhlenberg County, Kentucky
ZIP code 42324 is located in
Belton ,
Kentucky ,
within Muhlenberg County .
It covers approximately 31.46 square miles and serves a population of
1,080 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 270/364 .
About ZIP code 42324
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $102,000. Owner-occupancy is high at 88%, well above the national average.
Median household income is $50,859. The poverty rate of 6% is below the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 42324 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
42324 ZIP code map
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Cities in ZIP code 42324
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Demographics
updated 06/2026
Population
Total population
1,080
Population density
34 / sq mi
State FIPS
21
County FIPS
177
Geography
Land area
31.46 sq mi
Water area
0.70 sq mi
Latitude
37.1355
Longitude
-86.9811
Timezone
Central (CT)
Area code
270/364
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.4%
53.8%
47.9%
$50k – $100k
22.7%
28.8%
30.3%
$100k – $200k
22.9%
12.7%
17.6%
Over $200k
0.0%
4.7%
4.2%
Demographics & statistics
$50,859
Median household income
$102,000
Median home value
16.1%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 136 12.6% 18 and over 944 87.4% 65 and over 313 29.0% Median age 50.2 years
Race & ethnicity
American Indian / Alaska Native
1.1%
Group Count % White 1,043 94.8% Hispanic or Latino 20 1.8% Two or more races 18 1.6% American Indian / Alaska Native 12 1.1% Other race 7 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.4%
53.8%
47.9%
$50k – $100k
22.7%
28.8%
30.3%
$100k – $200k
22.9%
12.7%
17.6%
Over $200k
0.0%
4.7%
4.2%
Range % of households Under $10k 1.4% $10k–$15k 1.6% $15k–$25k 14.5% $25k–$35k 8.2% $35k–$50k 23.3% $50k–$75k 20.2% $75k–$100k 4.5% $100k–$150k 11.9% $150k–$200k 12.9% $200k+ 1.6% Median income $50,859
Housing
Housing overview
Metric Value Median home value $102,000 Median rent / month $494 Owner occupied 87.9% Renter occupied 12.1% Vacant 8.1% Single-family detached 80.9% Large apartment buildings 0.0% Mobile homes 17.6% Median rooms 6.0 Avg household size (owned) 2.18
Year built
Era % 2020 or later 3.8% 2010–2019 11.7% 2000–2009 17.6% 1990–1999 8.1% 1980–1989 14.0% 1970–1979 17.6% 1960–1969 12.4% 1950–1959 0.0% 1940–1949 1.4% 1939 or earlier 13.3%
Bedrooms
Size % of units No bedroom (studio) 3.1% 1 bedroom 3.4% 2 bedrooms 31.7% 3 bedrooms 40.8% 4 bedrooms 20.0% 5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households No vehicle 3.3% 1 vehicle 30.9% 2 vehicles 20.5% 3 or more 45.2%
Heating fuel
Fuel type % Utility gas 14.9% Electricity 54.8% Propane / LP gas 25.4%
Households & families
Household type Count % Married-couple family 206 40.3% Cohabiting couple 52 10.2% Male householder, no spouse 122 23.9% Female householder, no spouse 131 25.6% Households with children under 18 99 19.4% Households with seniors (65+) 197 38.6% Average household size 2.11
Marital status
Status Male Female Never married 20.0% 32.3% Married 45.8% 43.2% Separated 2.1% 0.7% Widowed 2.1% 19.7% Divorced 30.0% 4.1%
Education
Some college, no degree
22.5%
Graduate / professional
7.7%
Metric % HS diploma or higher 95.2% Bachelor's or higher 16.1%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 41 27.7% High school 87 58.8% College / grad school 20 13.5%
Employment
Industry of employment
Education & healthcare
24.0%
Professional & management
8.5%
Agriculture & mining
6.9%
Public administration
5.7%
Transportation & utilities
5.3%
Arts, food & hospitality
4.2%
Finance & real estate
1.2%
Occupation
Category % Management, business & arts 31.9% Service 18.0% Sales & office 12.9% Natural resources & construction 16.4% Production & transportation 20.8%
Employment type
Type % Private sector 75.4% Government 20.0% Self-employed 3.0% Unpaid family workers 1.6%
Commute
Method % Drive alone 85.6% Carpool 4.0% Public transit 0.0% Walk 4.3% Work from home 5.1% Other means 1.0% Avg commute (minutes) 31.8
Poverty
Married-couple families
0.0%
Female-led households
13.2%
Income support
Source % of households Social Security 48.5% Retirement income 34.2% Supplemental Security 1.6% Cash public assistance 0.0% Food stamps / SNAP 0.8%
Health indicators
Condition % Obesity 39.3% High blood pressure 43.5% High cholesterol 40.6% Diabetes 13.2% Heart disease 8.4% Stroke 3.8% Asthma 11.3% Arthritis 34.5% Kidney disease 3.4% Pulmonary disease 11.5% Cancer 7.4%
Behavior / access % Smoking 24.8% Binge drinking 14.5% No physical activity 32.4% Less than 7 hrs sleep 37.2% Depression 26.2% Fair or poor health 21.4% Poor mental health 17.9% Poor physical health 14.8% No health insurance 10.7% Visited doctor (checkup) 77.6% Visited dentist 53.6% Cholesterol screening 90.3% Teeth loss 19.9%
Veterans & disability
Veterans Count % Civilian veterans 84 8.9%
Disability % Any disability 8.0% Under 18 6.6% 18–64 years 7.3% 65 and over 9.9%
Health insurance coverage
Type % Private insurance 73.0% Public insurance 46.3% No insurance 5.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,054 97.6% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,080 100.0% Born in same state 1,080 100.0% Born in different state 901 83.4% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 203 18.8% Italian 100 9.3% French 100 9.3%
Ancestry Count % Irish 8 0.7% English 6 0.6%
Technology access
Metric % of households Computer access 47.3% Internet access 91.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42324
What city is ZIP code 42324 in?
ZIP code 42324 is primarily assigned to Belton, Kentucky.
What county is ZIP code 42324 in?
ZIP code 42324 falls within Muhlenberg County, Kentucky.
Does ZIP code 42324 have an older population?
29% of residents in ZIP code 42324 are 65 or older, above the national average of ~17%.
Does ZIP code 42324 have a large retiree population?
49% of households in ZIP code 42324 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 42324 mostly owner-occupied?
88% of occupied units in ZIP code 42324 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 42324?
The median home value in ZIP code 42324 is $102,000.
What timezone is ZIP code 42324 in?
ZIP code 42324 observes the CST timezone.
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