38827 ZIP Code — Belmont, MS

Tishomingo County, Mississippi

ZIP code 38827 is located in Belmont, Mississippi, within Tishomingo County. It covers approximately 34.49 square miles and serves a population of 3,534 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38827

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $137,800. Owner-occupancy sits near the national average at 60%.

Median household income is $44,259. Poverty affects 19% of residents, above the national average.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 38827 reflects a community defined by a trades-oriented workforce and economic challenges above the national average.

3,534

population

34.49

sq mi land

Standard

ZIP type

Central (CT)

timezone

38827 ZIP code map

Cities in ZIP code 38827

Below are the cities the US Postal Service accepts for ZIP code 38827. Using any city not on this list may result in mail delivery delays.

City	Status
Belmont	Acceptable
Belmont	Preferred

Nearby ZIP codes

38838 Dennis (0.8 mi) 38873 Tishomingo (7.8 mi) 38847 Golden (9.6 mi) 35582 Red Bay (11.7 mi) 38856 Marietta (13.7 mi) 35593 Vina (16.2 mi) 35616 Cherokee (19 mi) 38852 Iuka (19.2 mi) 38855 Mantachie (19.4 mi) 35653 Russellville (19.9 mi)

Demographics updated 05/2026

Population
Total population	3,534
Population density	102 / sq mi
State FIPS	28
County FIPS	141

Geography
Land area	34.49 sq mi
Water area	0.01 sq mi
Latitude	34.5474
Longitude	-88.2305
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.5%	60.4%	52.9%
$50k – $100k	26.3%	28.4%	28.4%
$100k – $200k	13.3%	10.0%	15.3%
Over $200k	0.9%	1.1%	3.4%

Demographics & statistics

3,534

Population

102

People per sq mi

35.1

Median age

$44,259

Median household income

$24,764

Per capita income

$137,800

Median home value

$728

Median monthly rent

59.6%

Home ownership

18.5%

Poverty rate

4.0%

Unemployment

1,129

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

126

Under 5

157

108

5–9

134

149

10–14

185

114

15–19

143

114

20–24

142

174

25–34

218

208

35–44

259

257

45–54

320

55–59

60–64

123

65–74

153

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	989	28.0%
18 and over	2,545	72.0%
65 and over	436	12.3%
Median age	35.1 years

Race & ethnicity

White 76.3%

Two or more races 11.8%

Hispanic or Latino 10.9%

Asian 0.8%

Other race 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,027	76.3%
Two or more races	468	11.8%
Hispanic or Latino	434	10.9%
Asian	30	0.8%
Other race	5	0.1%
American Indian / Alaska Native	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.5%	60.4%	52.9%
$50k – $100k	26.3%	28.4%	28.4%
$100k – $200k	13.3%	10.0%	15.3%
Over $200k	0.9%	1.1%	3.4%

Under $10k 10.4%

$10k–$15k 5.5%

$15k–$25k 21.6%

$25k–$35k 6.4%

$35k–$50k 8.4%

$50k–$75k 19.6%

$75k–$100k 8.5%

$100k–$150k 14.1%

$150k–$200k 3.6%

$200k+ 1.9%

Range	% of households
Under $10k	10.4%
$10k–$15k	5.5%
$15k–$25k	21.6%
$25k–$35k	6.4%
$35k–$50k	8.4%
$50k–$75k	19.6%
$75k–$100k	8.5%
$100k–$150k	14.1%
$150k–$200k	3.6%
$200k+	1.9%
Median income	$44,259

Housing

Home values

Under $50k 8.6%

$50k–$100k 19.1%

$100k–$150k 24.9%

$150k–$200k 18.4%

$200k–$300k 14.7%

$300k–$500k 9.6%

$500k–$1M 4.7%

Housing overview

Metric	Value
Median home value	$137,800
Median rent / month	$728
Owner occupied	59.6%
Renter occupied	40.4%
Vacant	11.1%
Single-family detached	69.7%
Large apartment buildings	0.0%
Mobile homes	8.9%
Median rooms	6.0
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.0%
2010–2019	6.2%
2000–2009	10.1%
1990–1999	11.5%
1980–1989	8.5%
1970–1979	18.3%
1960–1969	32.0%
1950–1959	8.4%
1940–1949	0.7%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	2.4%
2 bedrooms	14.6%
3 bedrooms	61.5%
4 bedrooms	15.9%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	45.8%
2 vehicles	21.0%
3 or more	29.9%

Heating fuel

Fuel type	%
Utility gas	38.2%
Electricity	61.1%
Propane / LP gas	0.3%
Wood	0.4%

Households & families

Household type	Count	%
Married-couple family	628	40.1%
Cohabiting couple	97	6.2%
Male householder, no spouse	161	10.3%
Female householder, no spouse	682	43.5%
Households with children under 18	449	28.6%
Households with seniors (65+)	381	24.3%
Average household size	2.25

Marital status

Status	Male	Female
Never married	26.1%	32.0%
Married	58.4%	41.3%
Separated	0.5%	2.2%
Widowed	1.9%	15.1%
Divorced	13.1%	9.4%

Education

Less than 9th grade 17.8%

Some HS, no diploma 7.5%

HS graduate 30.1%

Some college, no degree 22.2%

Associate's degree 9.0%

Bachelor's degree 7.7%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	74.7%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	79	8.6%
Kindergarten	76	8.2%
Elementary school	421	45.6%
High school	144	15.6%
College / grad school	203	22.0%

Employment

Industry of employment

Manufacturing 41.7%

Education & healthcare 15.3%

Transportation & utilities 9.3%

Retail trade 8.0%

Arts, food & hospitality 6.5%

Construction 6.3%

Finance & real estate 5.4%

Wholesale trade 3.0%

Other services 1.9%

Public administration 1.6%

Professional & management 0.7%

Information 0.3%

Occupation

Category	%
Management, business & arts	28.1%
Service	9.5%
Sales & office	10.8%
Natural resources & construction	10.3%
Production & transportation	41.3%

Employment type

Type	%
Private sector	88.2%
Government	7.7%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.9%
Carpool	13.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.1%
Other means	0.5%
Avg commute (minutes)	22.3

Poverty

All people 18.5%

Under 18 years 20.7%

18 and over 17.6%

Married-couple families 5.3%

Female-led households 24.5%

Income support

Source	% of households
Social Security	26.9%
Retirement income	9.5%
Supplemental Security	5.0%
Cash public assistance	1.3%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	40.6%
High cholesterol	38.4%
Diabetes	12.2%
Heart disease	8.5%
Stroke	4.1%
Asthma	9.8%
Arthritis	32.3%
Kidney disease	3.5%
Pulmonary disease	9.4%
Cancer	7.0%

Behavior / access	%
Smoking	21.8%
Binge drinking	14.6%
No physical activity	31.3%
Less than 7 hrs sleep	33.2%
Depression	24.5%
Fair or poor health	21.1%
Poor mental health	15.8%
Poor physical health	12.4%
No health insurance	20.6%
Visited doctor (checkup)	75.8%
Visited dentist	52.4%
Cholesterol screening	87.3%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	97	3.8%

Disability	%
Any disability	16.9%
Under 18	6.6%
18–64 years	14.6%
65 and over	51.1%

Health insurance coverage

Type	%
Private insurance	58.4%
Public insurance	34.2%
No insurance	15.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,251	92.0%
Spanish	296	9.1%
Other Indo-European	296	9.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,222	91.2%
Born in same state	3,211	90.9%
Born in different state	2,001	56.6%
Foreign born	11	0.3%
Naturalized citizen	312	8.8%
Not a US citizen	16	5.1%

Ancestry

Ancestry	Count	%
Arab	657	18.6%
French	636	18%
Italian	460	13%

Ancestry	Count	%
English	38	1.1%
Polish	4	0.1%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38827

What city is ZIP code 38827 in?

ZIP code 38827 is primarily assigned to Belmont, Mississippi.

What county is ZIP code 38827 in?

ZIP code 38827 falls within Tishomingo County, Mississippi.

How educated is the population of ZIP code 38827?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 38827?

19% of residents in ZIP code 38827 live below the poverty line, above the national average.

What is the typical home value in ZIP code 38827?

The median home value in ZIP code 38827 is $137,800.

What is the median household income in ZIP code 38827?

The median household income in ZIP code 38827 is $44,259, below the national median of ~$75,000.

What timezone is ZIP code 38827 in?

ZIP code 38827 observes the CST timezone.