76228 ZIP Code — Bellevue, TX

Clay County, Texas

ZIP code 76228 is located in Bellevue, Texas, within Clay County. It covers approximately 201.23 square miles and serves a population of 1,258 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 940.

About ZIP code 76228

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $126,700. Owner-occupancy is high at 86%, well above the national average.

Median household income is $67,386. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

19% of residents lack health insurance, above the national average.

Overall, ZIP code 76228 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,258

population

201.23

sq mi land

Standard

ZIP type

Central (CT)

timezone

76228 ZIP code map

Cities in ZIP code 76228

Below are the cities the US Postal Service accepts for ZIP code 76228. Using any city not on this list may result in mail delivery delays.

City	Status
Bellevue	Preferred

Nearby ZIP codes

76365 Henrietta (11.7 mi) 76379 Scotland (17.4 mi)

Demographics updated 07/2026

Population
Total population	1,258
Population density	6 / sq mi
State FIPS	48
County FIPS	077

Geography
Land area	201.23 sq mi
Water area	1.54 sq mi
Latitude	33.6411
Longitude	-98.2005
Timezone	Central (CT)
Area code	940

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	47.7%	39.5%
$50k – $100k	28.7%	30.9%	30.1%
$100k – $200k	25.5%	15.9%	22.6%
Over $200k	4.1%	5.5%	7.8%

Demographics & statistics

1,258

Population

People per sq mi

46.4

Median age

$67,386

Median household income

$35,281

Per capita income

$126,700

Median home value

$938

Median monthly rent

85.7%

Home ownership

12.6%

Poverty rate

1.8%

Unemployment

529

Housing units

22.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

103

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	255	20.3%
18 and over	1,003	79.7%
65 and over	295	23.4%
Median age	46.4 years

Race & ethnicity

White 91%

Two or more races 4.1%

Hispanic or Latino 1.9%

Black or African American 1.4%

American Indian / Alaska Native 1.2%

Other race 0.5%

Group	Count	%
White	1,166	91%
Two or more races	53	4.1%
Hispanic or Latino	24	1.9%
Black or African American	18	1.4%
American Indian / Alaska Native	15	1.2%
Other race	6	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	47.7%	39.5%
$50k – $100k	28.7%	30.9%	30.1%
$100k – $200k	25.5%	15.9%	22.6%
Over $200k	4.1%	5.5%	7.8%

Under $10k 6.0%

$10k–$15k 1.8%

$15k–$25k 7.4%

$25k–$35k 5.2%

$35k–$50k 18.1%

$50k–$75k 16.1%

$75k–$100k 8.6%

$100k–$150k 24.1%

$150k–$200k 8.0%

$200k+ 4.6%

Range	% of households
Under $10k	6.0%
$10k–$15k	1.8%
$15k–$25k	7.4%
$25k–$35k	5.2%
$35k–$50k	18.1%
$50k–$75k	16.1%
$75k–$100k	8.6%
$100k–$150k	24.1%
$150k–$200k	8.0%
$200k+	4.6%
Median income	$67,386

Housing

Home values

Under $50k 12.4%

$50k–$100k 34.0%

$100k–$150k 8.4%

$150k–$200k 11.9%

$200k–$300k 11.0%

$300k–$500k 19.9%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$126,700
Median rent / month	$938
Owner occupied	85.7%
Renter occupied	14.3%
Vacant	17.0%
Single-family detached	82.5%
Large apartment buildings	0.0%
Mobile homes	17.0%
Median rooms	5.6
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.8%
2010–2019	10.8%
2000–2009	9.7%
1990–1999	8.5%
1980–1989	15.0%
1970–1979	16.3%
1960–1969	5.7%
1950–1959	13.7%
1940–1949	3.0%
1939 or earlier	16.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.8%
2 bedrooms	28.3%
3 bedrooms	53.3%
4 bedrooms	12.8%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	26.9%
2 vehicles	28.5%
3 or more	43.6%

Heating fuel

Fuel type	%
Utility gas	26.1%
Electricity	41.4%
Propane / LP gas	25.3%
Wood	3.6%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	329	66.1%
Cohabiting couple	13	2.6%
Male householder, no spouse	66	13.3%
Female householder, no spouse	90	18.1%
Households with children under 18	146	29.3%
Households with seniors (65+)	202	40.6%
Average household size	2.53

Marital status

Status	Male	Female
Never married	27.7%	16.2%
Married	59.4%	62.2%
Separated	1.6%	1.9%
Widowed	3.5%	11.2%
Divorced	7.8%	8.6%

Education

Less than 9th grade 2.7%

Some HS, no diploma 5.7%

HS graduate 37.0%

Some college, no degree 28.5%

Associate's degree 3.7%

Bachelor's degree 18.0%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	91.6%
Bachelor's or higher	22.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	4.6%
Kindergarten	11	4.2%
Elementary school	88	33.5%
High school	109	41.4%
College / grad school	43	16.3%

Employment

Industry of employment

Education & healthcare 23.4%

Agriculture & mining 18.7%

Manufacturing 13.9%

Transportation & utilities 9.8%

Retail trade 6.9%

Finance & real estate 6.1%

Construction 5.0%

Professional & management 5.0%

Other services 4.8%

Public administration 3.2%

Information 1.7%

Arts, food & hospitality 1.1%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	39.0%
Service	8.5%
Sales & office	14.5%
Natural resources & construction	16.9%
Production & transportation	21.2%

Employment type

Type	%
Private sector	76.4%
Government	16.7%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.3%
Carpool	15.5%
Public transit	0.0%
Walk	0.7%
Work from home	8.2%
Other means	0.2%
Avg commute (minutes)	34.6

Poverty

All people 12.6%

Under 18 years 14.5%

18 and over 12.2%

Married-couple families 3.0%

Female-led households 70.0%

Income support

Source	% of households
Social Security	44.0%
Retirement income	23.5%
Supplemental Security	5.8%
Cash public assistance	0.6%
Food stamps / SNAP	6.8%

Health indicators

Condition	%
Obesity	34.5%
High blood pressure	39.3%
High cholesterol	39.5%
Diabetes	12.4%
Heart disease	8.4%
Stroke	3.6%
Asthma	9.1%
Arthritis	28.4%
Kidney disease	3.3%
Pulmonary disease	8.7%
Cancer	8.0%

Behavior / access	%
Smoking	19.9%
Binge drinking	17.7%
No physical activity	24.4%
Less than 7 hrs sleep	33.0%
Depression	22.8%
Fair or poor health	17.1%
Poor mental health	14.8%
Poor physical health	12.4%
No health insurance	20.2%
Visited doctor (checkup)	72.9%
Visited dentist	57.4%
Cholesterol screening	91.2%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	92	9.2%

Disability	%
Any disability	14.5%
Under 18	3.9%
18–64 years	14.4%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	62.2%
Public insurance	36.7%
No insurance	19.0%
Uninsured under 19	21.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,213	96.4%
Spanish	10	0.8%
Other Indo-European	9	0.7%
Asian & Pacific Islander	1	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,241	98.6%
Born in same state	1,230	97.8%
Born in different state	1,057	84.0%
Foreign born	11	0.9%
Naturalized citizen	17	1.4%
Not a US citizen	11	64.7%

Ancestry

Ancestry	Count	%
French	139	11%
Arab	123	9.8%
Italian	112	8.9%

Ancestry	Count	%
English	50	4%
German	1	0.1%
Polish	1	0.1%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76228

What city is ZIP code 76228 in?

ZIP code 76228 is primarily assigned to Bellevue, Texas.

What county is ZIP code 76228 in?

ZIP code 76228 falls within Clay County, Texas.

Is ZIP code 76228 mostly owner-occupied?

86% of occupied units in ZIP code 76228 are owner-occupied, well above the national average.

Does ZIP code 76228 have a large retiree population?

44% of households in ZIP code 76228 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 76228?

The median home value in ZIP code 76228 is $126,700.

Does ZIP code 76228 have a large veteran population?

9% of civilians in ZIP code 76228 are veterans, above the national average of ~7%.

What timezone is ZIP code 76228 in?

ZIP code 76228 observes the CST timezone.