48809 ZIP Code — Belding, MI

Ionia County, Michigan

ZIP code 48809 is located in Belding, Michigan, within Ionia County. It covers approximately 80.08 square miles and serves a population of 11,112 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 616.

About ZIP code 48809

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $169,900. Owner-occupancy sits near the national average at 73%.

Median household income is $63,424. SNAP benefit usage at 23% of households reflects economic stress in the area. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 48809 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

11,112

population

80.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48809 ZIP code map

Cities in ZIP code 48809

Below are the cities the US Postal Service accepts for ZIP code 48809. Using any city not on this list may result in mail delivery delays.

City	Status
Belding	Preferred

Nearby ZIP codes

48865 Orleans (6 mi) 48881 Saranac (8.1 mi) 48834 Fenwick (9.1 mi) 49331 Lowell (9.7 mi) 48846 Ionia (9.7 mi) 48838 Greenville (11.2 mi) 48884 Sheridan (13.9 mi) 48815 Clarksville (14.1 mi) 48885 Sidney (14.1 mi) 49301 Ada (14.2 mi) 49341 Rockford (14.6 mi) 49326 Gowen (14.7 mi)

Demographics updated 05/2026

Population
Total population	11,112
Population density	139 / sq mi
State FIPS	26
County FIPS	067

Geography
Land area	80.08 sq mi
Water area	2.42 sq mi
Latitude	43.0500
Longitude	-85.2234
Timezone	Eastern (ET)
Area code	616

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.1%	40.5%	42.6%
$50k – $100k	36.5%	36.3%	31.1%
$100k – $200k	20.8%	21.4%	20.6%
Over $200k	1.6%	1.8%	5.7%

Demographics & statistics

11,112

Population

139

People per sq mi

40.4

Median age

$63,424

Median household income

$30,043

Per capita income

$169,900

Median home value

$905

Median monthly rent

72.9%

Home ownership

12.4%

Poverty rate

6.0%

Unemployment

3,435

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

263

Under 5

243

300

5–9

278

335

10–14

310

330

15–19

306

354

20–24

329

679

25–34

630

996

35–44

923

791

45–54

733

359

55–59

332

395

60–64

366

514

65–74

476

316

75–84

292

136

85+

126

← Male

Female →

Age summary

Group	Count	%
Under 18	2,215	19.9%
18 and over	8,897	80.1%
65 and over	1,860	16.7%
Median age	40.4 years

Race & ethnicity

White 88.1%

Two or more races 5.6%

Hispanic or Latino 3.2%

Other race 2.3%

Asian 0.5%

Black or African American 0.2%

Group	Count	%
White	10,117	88.1%
Two or more races	648	5.6%
Hispanic or Latino	371	3.2%
Other race	259	2.3%
Asian	62	0.5%
Black or African American	25	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.1%	40.5%	42.6%
$50k – $100k	36.5%	36.3%	31.1%
$100k – $200k	20.8%	21.4%	20.6%
Over $200k	1.6%	1.8%	5.7%

Under $10k 4.6%

$10k–$15k 4.4%

$15k–$25k 7.7%

$25k–$35k 5.9%

$35k–$50k 12.2%

$50k–$75k 22.0%

$75k–$100k 16.3%

$100k–$150k 17.8%

$150k–$200k 6.6%

$200k+ 2.6%

Range	% of households
Under $10k	4.6%
$10k–$15k	4.4%
$15k–$25k	7.7%
$25k–$35k	5.9%
$35k–$50k	12.2%
$50k–$75k	22.0%
$75k–$100k	16.3%
$100k–$150k	17.8%
$150k–$200k	6.6%
$200k+	2.6%
Median income	$63,424

Housing

Home values

Under $50k 5.7%

$50k–$100k 17.6%

$100k–$150k 16.5%

$150k–$200k 21.9%

$200k–$300k 22.1%

$300k–$500k 10.4%

$500k–$1M 5.4%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$169,900
Median rent / month	$905
Owner occupied	72.9%
Renter occupied	27.1%
Vacant	9.7%
Single-family detached	78.8%
Large apartment buildings	3.9%
Mobile homes	6.5%
Median rooms	6.3
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	0.2%
2010–2019	2.2%
2000–2009	12.5%
1990–1999	11.6%
1980–1989	6.6%
1970–1979	12.2%
1960–1969	8.7%
1950–1959	5.3%
1940–1949	7.6%
1939 or earlier	33.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.6%
2 bedrooms	23.7%
3 bedrooms	39.5%
4 bedrooms	22.4%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	27.3%
2 vehicles	41.3%
3 or more	26.9%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	8.4%
Propane / LP gas	21.0%
Fuel oil	3.8%
Wood	5.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,293	55.8%
Cohabiting couple	331	8.1%
Male householder, no spouse	643	15.6%
Female householder, no spouse	842	20.5%
Households with children under 18	1,316	32.0%
Households with seniors (65+)	1,244	30.3%
Average household size	2.67

Marital status

Status	Male	Female
Never married	31.3%	22.5%
Married	54.0%	51.3%
Separated	0.4%	1.1%
Widowed	2.5%	8.4%
Divorced	11.9%	16.6%

Education

Less than 9th grade 1.9%

Some HS, no diploma 7.5%

HS graduate 37.7%

Some college, no degree 28.4%

Associate's degree 9.9%

Bachelor's degree 11.1%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	83	3.9%
Kindergarten	99	4.6%
Elementary school	1,028	48.0%
High school	531	24.8%
College / grad school	401	18.7%

Employment

Industry of employment

Manufacturing 21.8%

Retail trade 14.7%

Education & healthcare 12.1%

Professional & management 11.5%

Construction 8.8%

Arts, food & hospitality 6.7%

Transportation & utilities 6.1%

Other services 5.4%

Finance & real estate 4.5%

Public administration 2.8%

Wholesale trade 2.3%

Agriculture & mining 2.1%

Information 1.3%

Occupation

Category	%
Management, business & arts	29.4%
Service	16.1%
Sales & office	18.6%
Natural resources & construction	12.1%
Production & transportation	23.8%

Employment type

Type	%
Private sector	84.8%
Government	8.1%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.2%
Carpool	5.2%
Public transit	0.7%
Walk	2.0%
Work from home	2.5%
Other means	0.4%
Avg commute (minutes)	31.0

Poverty

All people 12.4%

Under 18 years 16.8%

18 and over 11.3%

Married-couple families 1.4%

Female-led households 36.3%

Income support

Source	% of households
Social Security	34.6%
Retirement income	24.1%
Supplemental Security	5.3%
Cash public assistance	1.6%
Food stamps / SNAP	23.3%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	34.0%
High cholesterol	32.8%
Diabetes	11.0%
Heart disease	6.7%
Stroke	3.2%
Asthma	11.4%
Arthritis	29.9%
Kidney disease	3.0%
Pulmonary disease	8.7%
Cancer	6.3%

Behavior / access	%
Smoking	23.6%
Binge drinking	19.5%
No physical activity	24.2%
Less than 7 hrs sleep	34.5%
Depression	23.7%
Fair or poor health	16.2%
Poor mental health	17.7%
Poor physical health	12.0%
No health insurance	10.7%
Visited doctor (checkup)	72.5%
Visited dentist	64.1%
Cholesterol screening	89.7%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	703	7.9%

Disability	%
Any disability	14.8%
Under 18	6.1%
18–64 years	12.9%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	67.6%
Public insurance	39.6%
No insurance	6.9%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,606	95.4%
Spanish	68	0.6%
Other Indo-European	40	0.4%
Asian & Pacific Islander	28	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,953	98.6%
Born in same state	10,930	98.4%
Born in different state	9,707	87.4%
Foreign born	23	0.2%
Naturalized citizen	159	1.4%
Not a US citizen	122	76.7%

Ancestry

Ancestry	Count	%
Italian	1,546	13.9%
French	1,410	12.7%
English	920	8.3%
Arab	822	7.4%
Dutch	217	2%

Ancestry	Count	%
German	117	1.1%
Norwegian	59	0.5%
Irish	45	0.4%
Polish	20	0.2%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48809

What city is ZIP code 48809 in?

ZIP code 48809 is primarily assigned to Belding, Michigan.

What county is ZIP code 48809 in?

ZIP code 48809 falls within Ionia County, Michigan.

How educated is the population of ZIP code 48809?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 48809?

The median home value in ZIP code 48809 is $169,900.

What is the population of ZIP code 48809?

ZIP code 48809 has an estimated population of 11,112 residents, with a density of 139 people per square mile.

What is the median household income in ZIP code 48809?

The median household income in ZIP code 48809 is $63,424, below the national median of ~$75,000.

What timezone is ZIP code 48809 in?

ZIP code 48809 observes the EST timezone.