15522 ZIP Code — Bedford, PA

Bedford County, Pennsylvania

ZIP code 15522 is located in Bedford, Pennsylvania, within Bedford County. It covers approximately 187.66 square miles and serves a population of 11,020 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 15522

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $189,200. Owner-occupancy is high at 77%, well above the national average.

Median household income is $63,538. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Overall, ZIP code 15522 reflects a community defined by high homeownership and a significant Social Security-dependent population.

11,020

population

187.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

15522 ZIP code map

Cities in ZIP code 15522

Below are the cities the US Postal Service accepts for ZIP code 15522. Using any city not on this list may result in mail delivery delays.

City	Status
Bedford	Preferred

Nearby ZIP codes

15550 Manns Choice (5.6 mi) 15534 Buffalo Mills (7 mi) 15535 Clearville (8.5 mi) 15559 Schellsburg (9.9 mi) 15537 Everett (10.5 mi) 15554 New Paris (12.9 mi) 15539 Fishertown (13.1 mi) 15545 Hyndman (15.3 mi) 15538 Fairhope (15.6 mi) 15926 Central City (15.6 mi) 15924 Cairnbrook (16.3 mi) 16667 Osterburg (16.3 mi)

Demographics updated 05/2026

Population
Total population	11,020
Population density	59 / sq mi
State FIPS	42
County FIPS	009

Geography
Land area	187.66 sq mi
Water area	1.00 sq mi
Latitude	39.9415
Longitude	-78.5679
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.6%	48.9%	39.8%
$50k – $100k	36.2%	33.7%	30.8%
$100k – $200k	17.2%	15.7%	22.4%
Over $200k	1.0%	1.7%	7.1%

Demographics & statistics

11,020

Population

People per sq mi

50.5

Median age

$63,538

Median household income

$33,550

Per capita income

$189,200

Median home value

$740

Median monthly rent

76.5%

Home ownership

8.3%

Poverty rate

3.0%

Unemployment

4,649

Housing units

21.4%

Bachelor's or higher

Age distribution

Male Female

249

Under 5

236

255

5–9

242

175

10–14

166

344

15–19

328

278

20–24

264

638

25–34

607

593

35–44

564

598

45–54

569

497

55–59

473

548

60–64

521

812

65–74

773

451

75–84

429

210

85+

200

← Male

Female →

Age summary

Group	Count	%
Under 18	1,792	16.3%
18 and over	9,228	83.7%
65 and over	2,875	26.1%
Median age	50.5 years

Race & ethnicity

White 95.3%

Two or more races 1.7%

Black or African American 1.3%

Asian 0.8%

Hispanic or Latino 0.8%

Other race 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,581	95.3%
Two or more races	190	1.7%
Black or African American	144	1.3%
Asian	85	0.8%
Hispanic or Latino	84	0.8%
Other race	14	0.1%
American Indian / Alaska Native	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.6%	48.9%	39.8%
$50k – $100k	36.2%	33.7%	30.8%
$100k – $200k	17.2%	15.7%	22.4%
Over $200k	1.0%	1.7%	7.1%

Under $10k 2.7%

$10k–$15k 5.0%

$15k–$25k 11.5%

$25k–$35k 11.4%

$35k–$50k 10.8%

$50k–$75k 16.0%

$75k–$100k 16.7%

$100k–$150k 17.6%

$150k–$200k 5.9%

$200k+ 2.5%

Range	% of households
Under $10k	2.7%
$10k–$15k	5.0%
$15k–$25k	11.5%
$25k–$35k	11.4%
$35k–$50k	10.8%
$50k–$75k	16.0%
$75k–$100k	16.7%
$100k–$150k	17.6%
$150k–$200k	5.9%
$200k+	2.5%
Median income	$63,538

Housing

Home values

Under $50k 6.3%

$50k–$100k 11.7%

$100k–$150k 11.7%

$150k–$200k 24.6%

$200k–$300k 22.0%

$300k–$500k 14.5%

$500k–$1M 8.5%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$189,200
Median rent / month	$740
Owner occupied	76.5%
Renter occupied	23.5%
Vacant	15.6%
Single-family detached	74.0%
Large apartment buildings	4.8%
Mobile homes	7.0%
Median rooms	6.1
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.1%
2010–2019	3.3%
2000–2009	10.7%
1990–1999	9.6%
1980–1989	8.0%
1970–1979	10.1%
1960–1969	10.1%
1950–1959	15.9%
1940–1949	2.7%
1939 or earlier	29.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	11.7%
2 bedrooms	20.7%
3 bedrooms	44.8%
4 bedrooms	15.4%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	30.7%
2 vehicles	34.9%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	10.4%
Electricity	34.8%
Propane / LP gas	5.1%
Fuel oil	38.8%
Wood	7.1%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	2,454	50.2%
Cohabiting couple	323	6.6%
Male householder, no spouse	973	19.9%
Female householder, no spouse	1,140	23.3%
Households with children under 18	1,061	21.7%
Households with seniors (65+)	2,064	42.2%
Average household size	2.20

Marital status

Status	Male	Female
Never married	30.2%	19.4%
Married	52.9%	54.0%
Separated	2.0%	2.5%
Widowed	3.0%	13.4%
Divorced	12.0%	10.7%

Education

Less than 9th grade 2.2%

Some HS, no diploma 3.8%

HS graduate 43.1%

Some college, no degree 19.1%

Associate's degree 10.3%

Bachelor's degree 12.5%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	94.0%
Bachelor's or higher	21.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	140	7.7%
Kindergarten	29	1.6%
Elementary school	603	33.4%
High school	571	31.6%
College / grad school	465	25.7%

Employment

Industry of employment

Education & healthcare 23.4%

Retail trade 17.5%

Manufacturing 10.9%

Arts, food & hospitality 10.5%

Construction 9.0%

Professional & management 7.6%

Transportation & utilities 5.5%

Wholesale trade 4.5%

Public administration 3.7%

Other services 3.5%

Finance & real estate 1.8%

Agriculture & mining 1.5%

Information 0.7%

Occupation

Category	%
Management, business & arts	36.3%
Service	17.2%
Sales & office	20.5%
Natural resources & construction	11.4%
Production & transportation	14.6%

Employment type

Type	%
Private sector	81.9%
Government	12.9%
Self-employed	4.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	84.5%
Carpool	7.6%
Public transit	0.1%
Walk	1.4%
Work from home	6.2%
Other means	0.3%
Avg commute (minutes)	20.3

Poverty

All people 8.3%

Under 18 years 8.8%

18 and over 8.2%

Married-couple families 2.4%

Female-led households 12.1%

Income support

Source	% of households
Social Security	47.7%
Retirement income	31.0%
Supplemental Security	3.5%
Cash public assistance	1.8%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	36.7%
High cholesterol	35.8%
Diabetes	12.0%
Heart disease	8.7%
Stroke	3.8%
Asthma	10.0%
Arthritis	32.9%
Kidney disease	3.5%
Pulmonary disease	9.3%
Cancer	8.5%

Behavior / access	%
Smoking	19.9%
Binge drinking	16.7%
No physical activity	27.5%
Less than 7 hrs sleep	33.7%
Depression	21.5%
Fair or poor health	16.4%
Poor mental health	15.1%
Poor physical health	12.2%
No health insurance	11.0%
Visited doctor (checkup)	78.9%
Visited dentist	63.6%
Cholesterol screening	90.4%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	762	8.3%

Disability	%
Any disability	16.3%
Under 18	8.5%
18–64 years	11.2%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	39.6%
No insurance	7.5%
Uninsured under 19	4.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,535	95.6%
Spanish	25	0.2%
Other Indo-European	21	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,930	99.2%
Born in same state	10,854	98.5%
Born in different state	8,688	78.8%
Foreign born	76	0.7%
Naturalized citizen	90	0.8%
Not a US citizen	39	43.3%

Ancestry

Ancestry	Count	%
French	1,230	11.2%
Italian	1,038	9.4%
Arab	992	9%
English	77	0.7%
Norwegian	53	0.5%

Ancestry	Count	%
German	23	0.2%
Irish	12	0.1%
Polish	7	0.1%
Dutch	4	0%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	85.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 15522

What city is ZIP code 15522 in?

ZIP code 15522 is primarily assigned to Bedford, Pennsylvania.

What county is ZIP code 15522 in?

ZIP code 15522 falls within Bedford County, Pennsylvania.

Does ZIP code 15522 have an older population?

26% of residents in ZIP code 15522 are 65 or older, above the national average of ~17%.

Does ZIP code 15522 have a large retiree population?

48% of households in ZIP code 15522 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 15522?

The median home value in ZIP code 15522 is $189,200.

What is the population of ZIP code 15522?

ZIP code 15522 has an estimated population of 11,020 residents, with a density of 59 people per square mile.

What timezone is ZIP code 15522 in?

ZIP code 15522 observes the EST timezone.