16402 ZIP Code — Bear Lake, PA

Warren County, Pennsylvania

ZIP code 16402 is located in Bear Lake, Pennsylvania, within Warren County. It covers approximately 25.56 square miles and serves a population of 703 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16402

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $109,700. Owner-occupancy is high at 94%, well above the national average.

Median household income is $70,500. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 16402 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

703

population

25.56

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

16402 ZIP code map

Cities in ZIP code 16402

Below are the cities the US Postal Service accepts for ZIP code 16402. Using any city not on this list may result in mail delivery delays.

City	Status
Bear Lake	Acceptable

Demographics updated 05/2026

Population
Total population	703
Population density	28 / sq mi
State FIPS	42
County FIPS	123

Geography
Land area	25.56 sq mi
Water area	0.04 sq mi
Latitude	41.9526
Longitude	-79.4553
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.9%	49.2%	39.8%
$50k – $100k	38.0%	33.3%	30.8%
$100k – $200k	15.3%	14.8%	22.4%
Over $200k	3.7%	2.7%	7.1%

Demographics & statistics

703

Population

People per sq mi

48.7

Median age

$70,500

Median household income

$32,711

Per capita income

$109,700

Median home value

$863

Median monthly rent

93.8%

Home ownership

9.7%

Poverty rate

8.2%

Unemployment

325

Housing units

12.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	129	18.3%
18 and over	574	81.7%
65 and over	184	26.2%
Median age	48.7 years

Race & ethnicity

White 88.9%

Two or more races 5.8%

Hispanic or Latino 5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	658	88.9%
Two or more races	43	5.8%
Hispanic or Latino	37	5%
American Indian / Alaska Native	2	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.9%	49.2%	39.8%
$50k – $100k	38.0%	33.3%	30.8%
$100k – $200k	15.3%	14.8%	22.4%
Over $200k	3.7%	2.7%	7.1%

Under $10k 3.3%

$10k–$15k 3.3%

$15k–$25k 5.1%

$25k–$35k 6.2%

$35k–$50k 10.9%

$50k–$75k 32.2%

$75k–$100k 17.8%

$100k–$150k 11.2%

$150k–$200k 7.6%

$200k+ 2.5%

Range	% of households
Under $10k	3.3%
$10k–$15k	3.3%
$15k–$25k	5.1%
$25k–$35k	6.2%
$35k–$50k	10.9%
$50k–$75k	32.2%
$75k–$100k	17.8%
$100k–$150k	11.2%
$150k–$200k	7.6%
$200k+	2.5%
Median income	$70,500

Housing

Home values

Under $50k 15.4%

$50k–$100k 27.8%

$100k–$150k 20.5%

$150k–$200k 16.2%

$200k–$300k 12.4%

$300k–$500k 6.2%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$109,700
Median rent / month	$863
Owner occupied	93.8%
Renter occupied	6.2%
Vacant	19.3%
Single-family detached	65.8%
Large apartment buildings	0.0%
Mobile homes	33.3%
Median rooms	6.1
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	0.9%
2000–2009	1.5%
1990–1999	12.6%
1980–1989	16.1%
1970–1979	21.9%
1960–1969	13.7%
1950–1959	4.7%
1940–1949	3.2%
1939 or earlier	25.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	11.4%
2 bedrooms	21.1%
3 bedrooms	52.0%
4 bedrooms	11.4%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	17.4%
2 vehicles	40.2%
3 or more	34.1%

Heating fuel

Fuel type	%
Utility gas	38.0%
Electricity	0.4%
Propane / LP gas	33.3%
Fuel oil	5.1%
Wood	13.8%

Households & families

Household type	Count	%
Married-couple family	128	46.4%
Cohabiting couple	36	13.0%
Male householder, no spouse	57	20.7%
Female householder, no spouse	55	19.9%
Households with children under 18	65	23.6%
Households with seniors (65+)	119	43.1%
Average household size	2.55

Marital status

Status	Male	Female
Never married	30.2%	27.8%
Married	41.6%	49.6%
Separated	7.4%	1.2%
Widowed	9.4%	16.3%
Divorced	11.4%	5.2%

Education

Less than 9th grade 8.3%

Some HS, no diploma 8.3%

HS graduate 48.5%

Some college, no degree 17.5%

Associate's degree 4.7%

Bachelor's degree 8.3%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	83.3%
Bachelor's or higher	12.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	2.0%
Kindergarten	5	3.4%
Elementary school	30	20.4%
High school	79	53.7%
College / grad school	30	20.4%

Employment

Industry of employment

Manufacturing 16.5%

Professional & management 14.4%

Education & healthcare 13.1%

Other services 13.1%

Retail trade 12.0%

Construction 11.3%

Wholesale trade 8.6%

Transportation & utilities 5.8%

Finance & real estate 3.1%

Arts, food & hospitality 1.0%

Agriculture & mining 0.7%

Information 0.3%

Occupation

Category	%
Management, business & arts	31.3%
Service	19.2%
Sales & office	19.2%
Natural resources & construction	16.5%
Production & transportation	13.7%

Employment type

Type	%
Private sector	78.4%
Government	5.8%
Self-employed	15.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.7%
Carpool	4.9%
Public transit	0.0%
Walk	0.0%
Work from home	2.5%
Other means	3.9%
Avg commute (minutes)	24.4

Poverty

All people 9.7%

Under 18 years 31.0%

18 and over 4.9%

Married-couple families 2.3%

Female-led households 50.0%

Income support

Source	% of households
Social Security	46.0%
Retirement income	34.1%
Supplemental Security	3.6%
Cash public assistance	1.8%
Food stamps / SNAP	12.7%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	35.5%
High cholesterol	33.1%
Diabetes	11.6%
Heart disease	7.6%
Stroke	3.5%
Asthma	10.6%
Arthritis	30.6%
Kidney disease	3.1%
Pulmonary disease	9.5%
Cancer	6.8%

Behavior / access	%
Smoking	24.1%
Binge drinking	18.3%
No physical activity	27.6%
Less than 7 hrs sleep	36.2%
Depression	23.8%
Fair or poor health	17.2%
Poor mental health	16.9%
Poor physical health	12.8%
No health insurance	11.8%
Visited doctor (checkup)	77.0%
Visited dentist	59.1%
Cholesterol screening	88.3%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	85	14.8%

Disability	%
Any disability	7.4%
Under 18	0.0%
18–64 years	4.6%
65 and over	18.5%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	47.1%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	684	97.3%
Spanish	6	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	6	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	703	100.0%
Born in same state	703	100.0%
Born in different state	536	76.2%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	83	11.8%
Arab	41	5.8%

Ancestry	Count	%
Italian	40	5.7%
English	26	3.7%

Technology access

Metric	% of households
Computer access	39.3%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16402

What city is ZIP code 16402 in?

ZIP code 16402 is primarily assigned to Bear Lake, Pennsylvania.

What county is ZIP code 16402 in?

ZIP code 16402 falls within Warren County, Pennsylvania.

Is ZIP code 16402 mostly owner-occupied?

94% of occupied units in ZIP code 16402 are owner-occupied, well above the national average.

Does ZIP code 16402 have an older population?

26% of residents in ZIP code 16402 are 65 or older, above the national average of ~17%.

Does ZIP code 16402 have a large retiree population?

46% of households in ZIP code 16402 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 16402?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 16402 in?

ZIP code 16402 observes the EST timezone.