28515 ZIP Code — Bayboro, NC

Pamlico County, North Carolina

ZIP code 28515 is located in Bayboro, North Carolina, within Pamlico County. It covers approximately 76.78 square miles and serves a population of 2,940 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 252.

About ZIP code 28515

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $117,000. Owner-occupancy sits near the national average at 69%.

Median household income is $26,522. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 65% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 28515 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,940

population

76.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28515 ZIP code map

Cities in ZIP code 28515

Below are the cities the US Postal Service accepts for ZIP code 28515. Using any city not on this list may result in mail delivery delays.

City	Status
Bayboro	Acceptable
Bayboro	Preferred

Nearby ZIP codes

28556 Merritt (5.5 mi) 27806 Aurora (8.9 mi) 28571 Oriental (9.2 mi) 28537 Hobucken (10.7 mi) 28529 Grantsboro (11.4 mi) 27821 Edward (13.7 mi) 28510 Arapahoe (14 mi) 28560 New Bern (16.4 mi) 27814 Blounts Creek (18.1 mi) 28527 Ernul (18.6 mi) 27808 Bath (19.8 mi)

Demographics updated 05/2026

Population
Total population	2,940
Population density	38 / sq mi
State FIPS	37
County FIPS	137

Geography
Land area	76.78 sq mi
Water area	16.45 sq mi
Latitude	35.1891
Longitude	-76.7128
Timezone	Eastern (ET)
Area code	252

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.0%	53.1%	44.4%
$50k – $100k	19.6%	25.8%	30.6%
$100k – $200k	7.3%	18.1%	19.1%
Over $200k	0.1%	3.1%	6.0%

Demographics & statistics

2,940

Population

People per sq mi

51.1

Median age

$26,522

Median household income

$20,184

Per capita income

$117,000

Median home value

$582

Median monthly rent

68.8%

Home ownership

21.1%

Poverty rate

8.2%

Unemployment

1,187

Housing units

10.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

224

25–34

146

223

35–44

145

231

45–54

151

55–59

233

60–64

152

225

65–74

147

142

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	371	12.6%
18 and over	2,569	87.4%
65 and over	756	25.7%
Median age	51.1 years

Race & ethnicity

Black or African American 49.8%

White 43.6%

Two or more races 4.3%

Hispanic or Latino 1.6%

Asian 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
Black or African American	1,488	49.8%
White	1,304	43.6%
Two or more races	129	4.3%
Hispanic or Latino	48	1.6%
Asian	16	0.5%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.0%	53.1%	44.4%
$50k – $100k	19.6%	25.8%	30.6%
$100k – $200k	7.3%	18.1%	19.1%
Over $200k	0.1%	3.1%	6.0%

Under $10k 5.9%

$10k–$15k 19.1%

$15k–$25k 23.7%

$25k–$35k 8.8%

$35k–$50k 10.1%

$50k–$75k 8.8%

$75k–$100k 8.7%

$100k–$150k 7.7%

$150k–$200k 4.0%

$200k+ 3.2%

Range	% of households
Under $10k	5.9%
$10k–$15k	19.1%
$15k–$25k	23.7%
$25k–$35k	8.8%
$35k–$50k	10.1%
$50k–$75k	8.8%
$75k–$100k	8.7%
$100k–$150k	7.7%
$150k–$200k	4.0%
$200k+	3.2%
Median income	$26,522

Housing

Home values

Under $50k 16.9%

$50k–$100k 21.5%

$100k–$150k 26.7%

$150k–$200k 9.8%

$200k–$300k 14.0%

$300k–$500k 5.3%

$500k–$1M 4.5%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$117,000
Median rent / month	$582
Owner occupied	68.8%
Renter occupied	31.3%
Vacant	31.2%
Single-family detached	60.1%
Large apartment buildings	0.3%
Mobile homes	33.5%
Median rooms	5.0
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.6%
2010–2019	10.5%
2000–2009	9.6%
1990–1999	23.4%
1980–1989	7.9%
1970–1979	16.3%
1960–1969	10.1%
1950–1959	12.8%
1940–1949	2.2%
1939 or earlier	6.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.8%
2 bedrooms	22.8%
3 bedrooms	55.2%
4 bedrooms	9.3%
5+ bedrooms	6.9%

Vehicles per household

Vehicles	% of households
No vehicle	12.7%
1 vehicle	42.2%
2 vehicles	24.5%
3 or more	20.6%

Heating fuel

Fuel type	%
Utility gas	1.3%
Electricity	76.4%
Propane / LP gas	21.2%
Fuel oil	0.9%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	387	37.2%
Cohabiting couple	52	5.0%
Male householder, no spouse	259	24.9%
Female householder, no spouse	342	32.9%
Households with children under 18	193	18.6%
Households with seniors (65+)	516	49.6%
Average household size	2.13

Marital status

Status	Male	Female
Never married	40.1%	24.0%
Married	25.7%	45.0%
Separated	3.6%	4.0%
Widowed	3.8%	18.6%
Divorced	26.8%	8.3%

Education

Less than 9th grade 2.9%

Some HS, no diploma 11.7%

HS graduate 42.3%

Some college, no degree 27.7%

Associate's degree 5.3%

Bachelor's degree 4.2%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	85.4%
Bachelor's or higher	10.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	38	10.6%
Kindergarten	2	0.6%
Elementary school	180	50.3%
High school	89	24.9%
College / grad school	49	13.7%

Employment

Industry of employment

Education & healthcare 21.4%

Retail trade 18.1%

Professional & management 13.7%

Agriculture & mining 13.3%

Manufacturing 12.3%

Transportation & utilities 5.4%

Arts, food & hospitality 4.6%

Construction 4.0%

Public administration 3.2%

Wholesale trade 2.9%

Other services 1.1%

Occupation

Category	%
Management, business & arts	17.2%
Service	17.9%
Sales & office	14.5%
Natural resources & construction	21.7%
Production & transportation	28.8%

Employment type

Type	%
Private sector	83.9%
Government	8.9%
Self-employed	7.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.1%
Carpool	3.3%
Public transit	0.0%
Walk	0.2%
Work from home	7.7%
Other means	0.6%
Avg commute (minutes)	21.6

Poverty

All people 21.1%

Under 18 years 22.3%

18 and over 20.8%

Married-couple families 12.9%

Female-led households 24.7%

Income support

Source	% of households
Social Security	65.4%
Retirement income	26.5%
Supplemental Security	6.6%
Cash public assistance	1.3%
Food stamps / SNAP	17.5%

Health indicators

Condition	%
Obesity	39.4%
High blood pressure	42.3%
High cholesterol	33.3%
Diabetes	14.7%
Heart disease	7.9%
Stroke	4.7%
Asthma	10.0%
Arthritis	28.2%
Kidney disease	3.9%
Pulmonary disease	8.5%
Cancer	6.1%

Behavior / access	%
Smoking	24.0%
Binge drinking	15.0%
No physical activity	28.8%
Less than 7 hrs sleep	38.4%
Depression	20.7%
Fair or poor health	19.9%
Poor mental health	15.1%
Poor physical health	13.0%
No health insurance	23.4%
Visited doctor (checkup)	79.2%
Visited dentist	54.1%
Cholesterol screening	88.4%
Teeth loss	22.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	232	9.0%

Disability	%
Any disability	24.8%
Under 18	3.0%
18–64 years	14.5%
65 and over	54.6%

Health insurance coverage

Type	%
Private insurance	59.4%
Public insurance	50.5%
No insurance	8.8%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,880	98.0%
Spanish	89	3.1%
Other Indo-European	33	1.1%
Asian & Pacific Islander	50	1.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,869	97.6%
Born in same state	2,863	97.4%
Born in different state	2,188	74.4%
Foreign born	6	0.2%
Naturalized citizen	71	2.4%
Not a US citizen	15	21.1%

Ancestry

Ancestry	Count	%
French	211	7.2%
Italian	191	6.5%
Arab	73	2.5%

Ancestry	Count	%
English	21	0.7%
German	2	0.1%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	77.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28515

What city is ZIP code 28515 in?

ZIP code 28515 is primarily assigned to Bayboro, North Carolina.

What county is ZIP code 28515 in?

ZIP code 28515 falls within Pamlico County, North Carolina.

Does ZIP code 28515 have a large retiree population?

65% of households in ZIP code 28515 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28515 have an older population?

26% of residents in ZIP code 28515 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 28515?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 28515?

21% of residents in ZIP code 28515 live below the poverty line, above the national average.

What timezone is ZIP code 28515 in?

ZIP code 28515 observes the EST timezone.