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Washington ZIP Codes
Pacific County
Bay Center, WA
98527
98527 ZIP Code — Bay Center, WA
Pacific County, Washington
ZIP code 98527 is located in
Bay Center ,
Washington ,
within Pacific County .
It covers approximately 9.77 square miles and serves a population of
244 residents.
This is a standard ZIP code in the Pacific (PT) timezone,
served by area code 360/564 .
About ZIP code 98527
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $345,800. Owner-occupancy is high at 96%, well above the national average.
The gap between median ($62,083) and mean household income suggests income inequality — a small number of higher earners pull the average up. 47% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of diabetes (17%), smoking (24%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 26% of civilians, above the national average of 7%; and disability rates above the national average at 39%.
Overall, ZIP code 98527 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
98527 ZIP code map
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Cities in ZIP code 98527
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Demographics
updated 05/2026
Population
Total population
244
Population density
25 / sq mi
State FIPS
53
County FIPS
049
Geography
Land area
9.77 sq mi
Water area
0.12 sq mi
Latitude
46.6202
Longitude
-123.9544
Timezone
Pacific (PT)
Area code
360/564
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
72.4%
48.5%
31.7%
$50k – $100k
22.8%
32.2%
30.6%
$100k – $200k
4.7%
17.3%
27.1%
Over $200k
0.0%
2.0%
10.6%
Demographics & statistics
$62,083
Median household income
$345,800
Median home value
34.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 14 5.7% 18 and over 230 94.3% 65 and over 88 36.1% Median age 62.0 years
Race & ethnicity
American Indian / Alaska Native
4.5%
Group Count % White 227 93% American Indian / Alaska Native 11 4.5% Two or more races 6 2.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
72.4%
48.5%
31.7%
$50k – $100k
22.8%
32.2%
30.6%
$100k – $200k
4.7%
17.3%
27.1%
Over $200k
0.0%
2.0%
10.6%
Range % of households Under $10k 5.2% $10k–$15k 5.2% $15k–$25k 11.2% $25k–$35k 3.7% $35k–$50k 19.4% $50k–$75k 17.2% $75k–$100k 14.2% $100k–$150k 9.7% $200k+ 14.2% Median income $62,083
Housing
Housing overview
Metric Value Median home value $345,800 Median rent / month $0 Owner occupied 95.5% Renter occupied 4.5% Vacant 43.7% Single-family detached 97.1% Large apartment buildings 0.0% Mobile homes 0.0% Median rooms 6.3 Avg household size (owned) 1.86
Year built
Era % 2020 or later 0.0% 2010–2019 8.8% 2000–2009 13.0% 1990–1999 19.7% 1980–1989 8.0% 1970–1979 2.5% 1960–1969 3.4% 1950–1959 12.2% 1940–1949 8.8% 1939 or earlier 23.5%
Bedrooms
Size % of units No bedroom (studio) 11.8% 1 bedroom 2.1% 2 bedrooms 29.4% 3 bedrooms 51.3% 4 bedrooms 2.5% 5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households No vehicle 16.4% 1 vehicle 14.2% 2 vehicles 59.0% 3 or more 10.4%
Heating fuel
Fuel type % Utility gas 4.5% Electricity 57.5% Propane / LP gas 17.9% Wood 20.1%
Households & families
Household type Count % Married-couple family 64 47.8% Cohabiting couple 0 0.0% Male householder, no spouse 38 28.4% Female householder, no spouse 32 23.9% Households with children under 18 12 9.0% Households with seniors (65+) 63 47.0% Average household size 1.82
Marital status
Status Male Female Never married 19.2% 12.9% Married 65.8% 56.9% Separated 0.0% 0.0% Widowed 0.0% 14.7% Divorced 15.0% 15.5%
Education
Some college, no degree
43.0%
Graduate / professional
26.1%
Metric % HS diploma or higher 93.0% Bachelor's or higher 34.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 4 40.0% High school 6 60.0% College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
41.6%
Public administration
19.5%
Transportation & utilities
7.8%
Occupation
Category % Management, business & arts 66.2% Service 0.0% Sales & office 31.2% Natural resources & construction 0.0% Production & transportation 2.6%
Employment type
Type % Private sector 66.2% Government 33.8% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 63.6% Carpool 16.9% Public transit 7.8% Walk 0.0% Work from home 11.7% Other means 0.0% Avg commute (minutes) 41.2
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 47.0% Retirement income 41.0% Supplemental Security 3.7% Cash public assistance 3.7% Food stamps / SNAP 14.2%
Health indicators
Condition % Obesity 41.8% High blood pressure 44.7% High cholesterol 40.7% Diabetes 16.8% Heart disease 11.7% Stroke 5.9% Asthma 12.4% Arthritis 38.1% Kidney disease 5.1% Pulmonary disease 12.9% Cancer 9.4%
Behavior / access % Smoking 23.6% Binge drinking 12.3% No physical activity 28.3% Less than 7 hrs sleep 34.5% Depression 27.8% Fair or poor health 24.9% Poor mental health 16.2% Poor physical health 17.9% No health insurance 13.7% Visited doctor (checkup) 74.1% Visited dentist 50.9% Cholesterol screening 90.2% Teeth loss 20.2%
Veterans & disability
Veterans Count % Civilian veterans 59 25.7%
Disability % Any disability 39.3% Under 18 0.0% 18–64 years 21.1% 65 and over 75.0%
Health insurance coverage
Type % Private insurance 66.0% Public insurance 54.5% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 240 98.4% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 244 100.0% Born in same state 244 100.0% Born in different state 102 41.8% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 55 22.5% Italian 30 12.3%
Ancestry Count % Polish 21 8.6% Arab 6 2.5%
Technology access
Metric % of households Computer access 54.9% Internet access 82.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98527
What city is ZIP code 98527 in?
ZIP code 98527 is primarily assigned to Bay Center, Washington.
What county is ZIP code 98527 in?
ZIP code 98527 falls within Pacific County, Washington.
Does ZIP code 98527 have an older population?
36% of residents in ZIP code 98527 are 65 or older, above the national average of ~17%.
Is ZIP code 98527 mostly owner-occupied?
96% of occupied units in ZIP code 98527 are owner-occupied, well above the national average.
Does ZIP code 98527 have a large veteran population?
26% of civilians in ZIP code 98527 are veterans, above the national average of ~7%.
Does ZIP code 98527 have a large retiree population?
47% of households in ZIP code 98527 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 98527 in?
ZIP code 98527 observes the PST timezone.
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