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Kentucky ZIP Codes
Carlisle County
Bardwell, KY
42023
42023 ZIP Code — Bardwell, KY
Carlisle County, Kentucky
ZIP code 42023 is located in
Bardwell ,
Kentucky ,
within Carlisle County .
It covers approximately 95.00 square miles and serves a population of
2,398 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 270/364 .
About ZIP code 42023
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $89,700. Owner-occupancy sits near the national average at 74%.
The gap between median ($51,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 42023 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
42023 ZIP code map
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Cities in ZIP code 42023
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
2,398
Population density
25 / sq mi
State FIPS
21
County FIPS
039
Geography
Land area
95.00 sq mi
Water area
2.05 sq mi
Latitude
36.8653
Longitude
-89.0165
Timezone
Central (CT)
Area code
270/364
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.4%
58.6%
47.9%
$50k – $100k
22.1%
25.8%
30.3%
$100k – $200k
9.7%
10.5%
17.6%
Over $200k
5.8%
5.0%
4.2%
Demographics & statistics
$51,250
Median household income
14.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 560 23.4%
18 and over 1,838 76.6%
65 and over 527 22.0%
Median age 40.9 years
Race & ethnicity
Black or African American
1.2%
American Indian / Alaska Native
0.5%
Group Count %
White 2,236 92.5%
Two or more races 86 3.6%
Black or African American 28 1.2%
Asian 21 0.9%
Hispanic or Latino 18 0.7%
Other race 15 0.6%
American Indian / Alaska Native 12 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.4%
58.6%
47.9%
$50k – $100k
22.1%
25.8%
30.3%
$100k – $200k
9.7%
10.5%
17.6%
Over $200k
5.8%
5.0%
4.2%
Range % of households
Under $10k 3.0%
$10k–$15k 13.1%
$15k–$25k 10.1%
$25k–$35k 11.3%
$35k–$50k 11.2%
$50k–$75k 18.3%
$75k–$100k 6.8%
$100k–$150k 15.8%
$150k–$200k 3.4%
$200k+ 7.0%
Median income $51,250
Housing
Housing overview
Metric Value
Median home value $89,700
Median rent / month $702
Owner occupied 74.0%
Renter occupied 26.0%
Vacant 20.6%
Single-family detached 76.6%
Large apartment buildings 0.4%
Mobile homes 15.7%
Median rooms 5.5
Avg household size (owned) 2.54
Year built
Era %
2020 or later 0.0%
2010–2019 5.2%
2000–2009 12.1%
1990–1999 14.8%
1980–1989 6.8%
1970–1979 10.8%
1960–1969 13.5%
1950–1959 16.3%
1940–1949 6.6%
1939 or earlier 14.0%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 3.9%
2 bedrooms 30.3%
3 bedrooms 50.9%
4 bedrooms 12.9%
5+ bedrooms 2.0%
Vehicles per household
Vehicles % of households
No vehicle 4.1%
1 vehicle 26.8%
2 vehicles 41.0%
3 or more 28.0%
Heating fuel
Fuel type %
Utility gas 27.1%
Electricity 43.3%
Propane / LP gas 25.9%
Fuel oil 0.7%
Wood 2.0%
No fuel used 1.0%
Households & families
Household type Count %
Married-couple family 469 52.6%
Cohabiting couple 85 9.5%
Male householder, no spouse 118 13.2%
Female householder, no spouse 220 24.7%
Households with children under 18 312 35.0%
Households with seniors (65+) 376 42.2%
Average household size 2.62
Marital status
Status Male Female
Never married 27.4% 25.2%
Married 51.9% 49.2%
Separated 1.5% 0.8%
Widowed 4.9% 10.7%
Divorced 14.3% 14.2%
Education
Some HS, no diploma
10.4%
Some college, no degree
21.7%
Graduate / professional
5.3%
Metric %
HS diploma or higher 84.6%
Bachelor's or higher 14.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 72 12.6%
Kindergarten 5 0.9%
Elementary school 244 42.7%
High school 129 22.6%
College / grad school 122 21.3%
Employment
Industry of employment
Education & healthcare
27.2%
Finance & real estate
5.9%
Arts, food & hospitality
5.7%
Professional & management
4.9%
Transportation & utilities
4.3%
Public administration
3.3%
Agriculture & mining
2.7%
Occupation
Category %
Management, business & arts 37.8%
Service 16.2%
Sales & office 21.7%
Natural resources & construction 10.2%
Production & transportation 14.0%
Employment type
Type %
Private sector 76.1%
Government 17.9%
Self-employed 5.1%
Unpaid family workers 0.9%
Commute
Method %
Drive alone 83.2%
Carpool 9.9%
Public transit 1.2%
Walk 0.3%
Work from home 5.5%
Other means 0.0%
Avg commute (minutes) 27.7
Poverty
Married-couple families
17.1%
Female-led households
56.2%
Income support
Source % of households
Social Security 49.3%
Retirement income 33.7%
Supplemental Security 5.2%
Cash public assistance 0.9%
Food stamps / SNAP 18.3%
Health indicators
Condition %
Obesity 38.6%
High blood pressure 47.6%
High cholesterol 40.9%
Diabetes 14.7%
Heart disease 10.4%
Stroke 4.8%
Asthma 11.3%
Arthritis 37.5%
Kidney disease 4.1%
Pulmonary disease 13.6%
Cancer 8.5%
Behavior / access %
Smoking 24.9%
Binge drinking 13.5%
No physical activity 36.0%
Less than 7 hrs sleep 36.9%
Depression 25.4%
Fair or poor health 24.8%
Poor mental health 17.7%
Poor physical health 16.8%
No health insurance 11.4%
Visited doctor (checkup) 78.5%
Visited dentist 51.7%
Cholesterol screening 90.5%
Teeth loss 22.8%
Veterans & disability
Veterans Count %
Civilian veterans 120 6.6%
Disability %
Any disability 18.4%
Under 18 8.9%
18–64 years 13.2%
65 and over 42.7%
Health insurance coverage
Type %
Private insurance 54.8%
Public insurance 57.7%
No insurance 2.0%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,226 92.8%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,373 99.0%
Born in same state 2,347 97.9%
Born in different state 1,588 66.2%
Foreign born 26 1.1%
Naturalized citizen 25 1.0%
Not a US citizen 25 100.0%
Ancestry
Ancestry Count %
French 679 28.3%
Arab 176 7.3%
Italian 148 6.2%
Ancestry Count %
English 24 1%
Polish 8 0.3%
Irish 4 0.2%
Technology access
Metric % of households
Computer access 37.2%
Internet access 89.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 42023
What city is ZIP code 42023 in?
ZIP code 42023 is primarily assigned to Bardwell, Kentucky.
What county is ZIP code 42023 in?
ZIP code 42023 falls within Carlisle County, Kentucky.
What is the poverty rate in ZIP code 42023?
27% of residents in ZIP code 42023 live below the poverty line, above the national average.
Does ZIP code 42023 have a large retiree population?
49% of households in ZIP code 42023 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 42023?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the typical home value in ZIP code 42023?
The median home value in ZIP code 42023 is $89,700.
What timezone is ZIP code 42023 in?
ZIP code 42023 observes the CST timezone.
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