40004 ZIP Code — Bardstown, KY

Nelson County, Kentucky

ZIP code 40004 is located in Bardstown, Kentucky, within Nelson County. It covers approximately 145.33 square miles and serves a population of 30,528 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40004

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $197,200. Owner-occupancy sits near the national average at 72%.

Median household income is $62,732. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

30,528

population

145.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40004 ZIP code map

Cities in ZIP code 40004

Below are the cities the US Postal Service accepts for ZIP code 40004. Using any city not on this list may result in mail delivery delays.

City	Status
Bardstown	Preferred

Nearby ZIP codes

40107 Boston (8.3 mi) 40013 Coxs Creek (9.9 mi) 40037 Loretto (10 mi) 40051 New Haven (12.1 mi) 40052 New Hope (12.7 mi) 40008 Bloomfield (14.1 mi) 40150 Lebanon Junction (14.7 mi) 40069 Springfield (15.2 mi) 40166 Shepherdsville (17.5 mi) 40060 Raywick (17.5 mi) 40165 Shepherdsville (17.8 mi) 40047 Mount Washington (18 mi)

Demographics updated 05/2026

Population
Total population	30,528
Population density	210 / sq mi
State FIPS	21
County FIPS	179

Geography
Land area	145.33 sq mi
Water area	2.14 sq mi
Latitude	37.7853
Longitude	-85.4834
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	39.7%	47.9%
$50k – $100k	37.0%	36.7%	30.3%
$100k – $200k	19.7%	20.5%	17.6%
Over $200k	3.4%	3.1%	4.2%

Demographics & statistics

30,528

Population

210

People per sq mi

40.1

Median age

$62,732

Median household income

$31,459

Per capita income

$197,200

Median home value

$924

Median monthly rent

71.5%

Home ownership

9.9%

Poverty rate

3.0%

Unemployment

9,509

Housing units

24.5%

Bachelor's or higher

Age distribution

Male Female

907

Under 5

942

972

5–9

1,009

925

10–14

961

935

15–19

971

916

20–24

951

1,782

25–34

1,850

1,950

35–44

2,024

1,911

45–54

1,985

987

55–59

1,024

1,077

60–64

1,118

1,599

65–74

1,661

661

75–84

687

355

85+

368

← Male

Female →

Age summary

Group	Count	%
Under 18	6,910	22.6%
18 and over	23,618	77.4%
65 and over	5,331	17.5%
Median age	40.1 years

Race & ethnicity

White 87%

Black or African American 6.7%

Two or more races 3.4%

Hispanic or Latino 1.3%

Asian 0.8%

Other race 0.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	26,905	87%
Black or African American	2,069	6.7%
Two or more races	1,057	3.4%
Hispanic or Latino	405	1.3%
Asian	236	0.8%
Other race	210	0.7%
American Indian / Alaska Native	51	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.9%	39.7%	47.9%
$50k – $100k	37.0%	36.7%	30.3%
$100k – $200k	19.7%	20.5%	17.6%
Over $200k	3.4%	3.1%	4.2%

Under $10k 2.4%

$10k–$15k 3.9%

$15k–$25k 11.3%

$25k–$35k 11.0%

$35k–$50k 12.2%

$50k–$75k 18.9%

$75k–$100k 13.8%

$100k–$150k 14.7%

$150k–$200k 7.4%

$200k+ 4.4%

Range	% of households
Under $10k	2.4%
$10k–$15k	3.9%
$15k–$25k	11.3%
$25k–$35k	11.0%
$35k–$50k	12.2%
$50k–$75k	18.9%
$75k–$100k	13.8%
$100k–$150k	14.7%
$150k–$200k	7.4%
$200k+	4.4%
Median income	$62,732

Housing

Home values

Under $50k 3.6%

$50k–$100k 6.9%

$100k–$150k 18.8%

$150k–$200k 22.1%

$200k–$300k 25.3%

$300k–$500k 19.9%

$500k–$1M 3.5%

Housing overview

Metric	Value
Median home value	$197,200
Median rent / month	$924
Owner occupied	71.5%
Renter occupied	28.5%
Vacant	5.6%
Single-family detached	78.3%
Large apartment buildings	0.8%
Mobile homes	5.2%
Median rooms	5.5
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.5%
2010–2019	9.6%
2000–2009	20.8%
1990–1999	20.3%
1980–1989	13.7%
1970–1979	16.9%
1960–1969	5.9%
1950–1959	6.4%
1940–1949	1.9%
1939 or earlier	4.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	3.4%
2 bedrooms	21.8%
3 bedrooms	61.5%
4 bedrooms	10.1%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	31.7%
2 vehicles	38.0%
3 or more	27.1%

Heating fuel

Fuel type	%
Utility gas	20.5%
Electricity	71.7%
Propane / LP gas	4.1%
Fuel oil	1.4%
Wood	0.9%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	5,914	48.2%
Cohabiting couple	890	7.2%
Male householder, no spouse	2,163	17.6%
Female householder, no spouse	3,309	27.0%
Households with children under 18	3,664	29.8%
Households with seniors (65+)	3,736	30.4%
Average household size	2.45

Marital status

Status	Male	Female
Never married	32.3%	23.8%
Married	51.8%	48.8%
Separated	0.9%	0.5%
Widowed	2.6%	9.3%
Divorced	12.4%	17.6%

Education

Less than 9th grade 2.7%

Some HS, no diploma 6.1%

HS graduate 35.4%

Some college, no degree 20.0%

Associate's degree 11.3%

Bachelor's degree 14.3%

Graduate / professional 10.1%

Metric	%
HS diploma or higher	91.1%
Bachelor's or higher	24.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	961	14.1%
Kindergarten	415	6.1%
Elementary school	2,739	40.2%
High school	1,535	22.6%
College / grad school	1,157	17.0%

Employment

Industry of employment

Education & healthcare 21.7%

Manufacturing 21.5%

Retail trade 12.7%

Arts, food & hospitality 7.3%

Transportation & utilities 6.9%

Construction 5.6%

Professional & management 5.5%

Public administration 5.1%

Finance & real estate 4.1%

Other services 3.8%

Wholesale trade 3.4%

Agriculture & mining 1.9%

Information 0.6%

Occupation

Category	%
Management, business & arts	32.3%
Service	16.1%
Sales & office	18.2%
Natural resources & construction	7.4%
Production & transportation	26.0%

Employment type

Type	%
Private sector	81.3%
Government	14.1%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.1%
Carpool	7.8%
Public transit	0.0%
Walk	0.8%
Work from home	4.3%
Other means	2.1%
Avg commute (minutes)	23.3

Poverty

All people 9.9%

Under 18 years 13.5%

18 and over 8.9%

Married-couple families 1.7%

Female-led households 19.5%

Income support

Source	% of households
Social Security	36.5%
Retirement income	26.6%
Supplemental Security	5.7%
Cash public assistance	1.8%
Food stamps / SNAP	10.0%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	39.1%
High cholesterol	34.8%
Diabetes	10.0%
Heart disease	6.1%
Stroke	2.8%
Asthma	10.9%
Arthritis	28.2%
Kidney disease	2.6%
Pulmonary disease	8.3%
Cancer	6.1%

Behavior / access	%
Smoking	20.9%
Binge drinking	16.5%
No physical activity	28.1%
Less than 7 hrs sleep	38.5%
Depression	24.7%
Fair or poor health	16.8%
Poor mental health	17.8%
Poor physical health	12.1%
No health insurance	9.8%
Visited doctor (checkup)	73.9%
Visited dentist	58.3%
Cholesterol screening	90.1%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,124	9.0%

Disability	%
Any disability	15.5%
Under 18	4.3%
18–64 years	13.2%
65 and over	38.8%

Health insurance coverage

Type	%
Private insurance	69.4%
Public insurance	38.0%
No insurance	6.7%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	28,679	93.9%
Spanish	566	2.0%
Other Indo-European	329	1.1%
Asian & Pacific Islander	165	0.6%
Other languages	72	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,729	97.4%
Born in same state	29,512	96.7%
Born in different state	23,741	77.8%
Foreign born	217	0.7%
Naturalized citizen	799	2.6%
Not a US citizen	358	44.8%

Ancestry

Ancestry	Count	%
French	4,550	14.9%
Arab	3,862	12.7%
Italian	3,340	10.9%
Polish	117	0.4%
English	113	0.4%

Ancestry	Count	%
German	22	0.1%
Dutch	22	0.1%
Norwegian	21	0.1%
Irish	17	0.1%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40004

What city is ZIP code 40004 in?

ZIP code 40004 is primarily assigned to Bardstown, Kentucky.

What county is ZIP code 40004 in?

ZIP code 40004 falls within Nelson County, Kentucky.

Does ZIP code 40004 have a large retiree population?

37% of households in ZIP code 40004 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 40004?

ZIP code 40004 has an estimated population of 30,528 residents, with a density of 210 people per square mile.

What is the typical home value in ZIP code 40004?

The median home value in ZIP code 40004 is $197,200.

What is the median household income in ZIP code 40004?

The median household income in ZIP code 40004 is $62,732, below the national median of ~$75,000.

What timezone is ZIP code 40004 in?

ZIP code 40004 observes the EST timezone.