71631 ZIP Code — Banks, AR

Bradley County, Arkansas

ZIP code 71631 is located in Banks, Arkansas, within Bradley County. It covers approximately 123.36 square miles and serves a population of 579 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 870.

About ZIP code 71631

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $55,000. Owner-occupancy is high at 84%, well above the national average.

Median household income is $43,527. SNAP benefit usage at 29% of households reflects economic stress in the area. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 34%.

Overall, ZIP code 71631 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

579

population

123.36

sq mi land

Standard

ZIP type

Central (CT)

timezone

71631 ZIP code map

Cities in ZIP code 71631

Below are the cities the US Postal Service accepts for ZIP code 71631. Using any city not on this list may result in mail delivery delays.

City	Status
Banks	Acceptable
Banks	Preferred

Nearby ZIP codes

71671 Warren (6.3 mi) 71660 New Edinburg (15.3 mi) 71647 Hermitage (16.4 mi) 71651 Jersey (16.6 mi) 71766 Thornton (17.5 mi) 71744 Hampton (17.6 mi) 71675 Wilmar (18.3 mi)

Demographics updated 05/2026

Population
Total population	579
Population density	5 / sq mi
State FIPS	05
County FIPS	011

Geography
Land area	123.36 sq mi
Water area	0.00 sq mi
Latitude	33.5654
Longitude	-92.2545
Timezone	Central (CT)
Area code	870

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.4%	57.8%	50.4%
$50k – $100k	12.1%	26.7%	29.9%
$100k – $200k	8.7%	13.8%	15.7%
Over $200k	0.9%	1.6%	4.0%

Demographics & statistics

579

Population

People per sq mi

51.2

Median age

$43,527

Median household income

$20,320

Per capita income

$55,000

Median home value

Median monthly rent

84.4%

Home ownership

16.0%

Poverty rate

8.1%

Unemployment

395

Housing units

2.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	118	20.4%
18 and over	461	79.6%
65 and over	137	23.7%
Median age	51.2 years

Race & ethnicity

White 86.4%

Black or African American 10.7%

Two or more races 2.9%

Group	Count	%
White	500	86.4%
Black or African American	62	10.7%
Two or more races	17	2.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.4%	57.8%	50.4%
$50k – $100k	12.1%	26.7%	29.9%
$100k – $200k	8.7%	13.8%	15.7%
Over $200k	0.9%	1.6%	4.0%

$10k–$15k 22.1%

$15k–$25k 21.6%

$25k–$35k 1.3%

$35k–$50k 17.3%

$50k–$75k 20.8%

$75k–$100k 3.9%

$100k–$150k 10.4%

$150k–$200k 2.2%

$200k+ 0.4%

Range	% of households
$10k–$15k	22.1%
$15k–$25k	21.6%
$25k–$35k	1.3%
$35k–$50k	17.3%
$50k–$75k	20.8%
$75k–$100k	3.9%
$100k–$150k	10.4%
$150k–$200k	2.2%
$200k+	0.4%
Median income	$43,527

Housing

Home values

Under $50k 35.9%

$50k–$100k 47.7%

$100k–$150k 1.5%

$150k–$200k 3.6%

$200k–$300k 11.3%

Housing overview

Metric	Value
Median home value	$55,000
Median rent / month	$0
Owner occupied	84.4%
Renter occupied	15.6%
Vacant	46.4%
Single-family detached	76.6%
Large apartment buildings	0.0%
Mobile homes	23.4%
Median rooms	6.4
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	11.1%
1990–1999	13.0%
1980–1989	12.5%
1970–1979	31.1%
1960–1969	12.8%
1950–1959	7.0%
1940–1949	5.3%
1939 or earlier	6.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	26.0%
3 bedrooms	46.9%
4 bedrooms	14.8%
5+ bedrooms	12.3%

Vehicles per household

Vehicles	% of households
No vehicle	9.1%
1 vehicle	31.6%
2 vehicles	33.3%
3 or more	26.0%

Heating fuel

Fuel type	%
Utility gas	1.3%
Electricity	24.2%
Propane / LP gas	52.4%
Wood	22.1%

Households & families

Household type	Count	%
Married-couple family	88	38.1%
Cohabiting couple	3	1.3%
Male householder, no spouse	107	46.3%
Female householder, no spouse	33	14.3%
Households with children under 18	66	28.6%
Households with seniors (65+)	115	49.8%
Average household size	2.51

Marital status

Status	Male	Female
Never married	10.3%	8.7%
Married	44.3%	64.5%
Separated	1.1%	5.5%
Widowed	3.9%	13.1%
Divorced	40.4%	8.2%

Education

Less than 9th grade 11.4%

Some HS, no diploma 1.5%

HS graduate 58.3%

Some college, no degree 15.8%

Associate's degree 10.6%

Bachelor's degree 0.7%

Graduate / professional 1.7%

Metric	%
HS diploma or higher	87.2%
Bachelor's or higher	2.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	3	6.4%
Elementary school	40	85.1%
High school	4	8.5%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 39.7%

Education & healthcare 19.9%

Manufacturing 11.0%

Agriculture & mining 9.6%

Retail trade 5.1%

Finance & real estate 5.1%

Transportation & utilities 3.7%

Professional & management 2.9%

Public administration 2.9%

Occupation

Category	%
Management, business & arts	27.9%
Service	5.9%
Sales & office	12.5%
Natural resources & construction	51.5%
Production & transportation	2.2%

Employment type

Type	%
Private sector	72.8%
Government	19.1%
Self-employed	8.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.6%
Carpool	10.4%
Public transit	0.0%
Walk	5.6%
Work from home	0.0%
Other means	2.4%
Avg commute (minutes)	26.4

Poverty

All people 16.0%

Under 18 years 15.8%

18 and over 16.1%

Married-couple families 5.7%

Female-led households 100.0%

Income support

Source	% of households
Social Security	55.0%
Retirement income	16.0%
Supplemental Security	13.9%
Cash public assistance	0.9%
Food stamps / SNAP	28.6%

Health indicators

Condition	%
Obesity	42.3%
High blood pressure	45.8%
High cholesterol	38.9%
Diabetes	15.1%
Heart disease	8.8%
Stroke	4.7%
Asthma	10.5%
Arthritis	30.2%
Kidney disease	3.9%
Pulmonary disease	9.9%
Cancer	7.2%

Behavior / access	%
Smoking	22.7%
Binge drinking	13.5%
No physical activity	33.1%
Less than 7 hrs sleep	36.7%
Depression	22.5%
Fair or poor health	23.7%
Poor mental health	16.2%
Poor physical health	14.7%
No health insurance	17.1%
Visited doctor (checkup)	79.3%
Visited dentist	50.1%
Cholesterol screening	88.8%
Teeth loss	23.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	14	3.0%

Disability	%
Any disability	34.0%
Under 18	0.0%
18–64 years	23.8%
65 and over	87.6%

Health insurance coverage

Type	%
Private insurance	31.3%
Public insurance	66.8%
No insurance	6.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	509	87.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	570	98.4%
Born in same state	570	98.4%
Born in different state	459	79.3%
Foreign born	0	0.0%
Naturalized citizen	9	1.6%
Not a US citizen	4	44.4%

Ancestry

Ancestry	Count	%
Italian	63	10.9%
French	30	5.2%

Ancestry	Count	%
Arab	19	3.3%
English	10	1.7%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	72.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 71631

What city is ZIP code 71631 in?

ZIP code 71631 is primarily assigned to Banks, Arkansas.

What county is ZIP code 71631 in?

ZIP code 71631 falls within Bradley County, Arkansas.

How educated is the population of ZIP code 71631?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 71631 have a large retiree population?

55% of households in ZIP code 71631 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 71631 mostly owner-occupied?

84% of occupied units in ZIP code 71631 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 71631?

16% of residents in ZIP code 71631 live below the poverty line, above the national average.

What timezone is ZIP code 71631 in?

ZIP code 71631 observes the CST timezone.