68004 ZIP Code — Bancroft, NE

Cuming County, Nebraska

ZIP code 68004 is located in Bancroft, Nebraska, within Cuming County. It covers approximately 77.44 square miles and serves a population of 982 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68004

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $113,900. Owner-occupancy is high at 80%, well above the national average.

Median household income is $56,696. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 68004 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

982

population

77.44

sq mi land

Standard

ZIP type

Central (CT)

timezone

68004 ZIP code map

Cities in ZIP code 68004

Below are the cities the US Postal Service accepts for ZIP code 68004. Using any city not on this list may result in mail delivery delays.

City	Status
Bancroft	Preferred

Nearby ZIP codes

68047 Pender (7.1 mi) 68716 Beemer (9.2 mi) 68788 West Point (10.6 mi) 68055 Rosalie (10.9 mi) 68038 Lyons (11.4 mi) 68062 Thurston (12.6 mi) 68791 Wisner (12.6 mi) 68067 Walthill (13.7 mi) 68045 Oakland (15.5 mi) 68071 Winnebago (18.4 mi) 68039 Macy (18.7 mi)

Demographics updated 05/2026

Population
Total population	982
Population density	13 / sq mi
State FIPS	31
County FIPS	039

Geography
Land area	77.44 sq mi
Water area	0.22 sq mi
Latitude	42.0102
Longitude	-96.6711
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	45.0%	39.5%
$50k – $100k	29.3%	35.2%	33.4%
$100k – $200k	20.6%	17.0%	22.0%
Over $200k	1.4%	2.8%	5.2%

Demographics & statistics

982

Population

People per sq mi

49.0

Median age

$56,696

Median household income

$32,887

Per capita income

$113,900

Median home value

$823

Median monthly rent

79.6%

Home ownership

12.3%

Poverty rate

1.4%

Unemployment

384

Housing units

26.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	246	25.1%
18 and over	736	74.9%
65 and over	273	27.8%
Median age	49.0 years

Race & ethnicity

White 96.1%

Two or more races 1.4%

Hispanic or Latino 0.9%

Asian 0.6%

American Indian / Alaska Native 0.5%

Other race 0.5%

Group	Count	%
White	952	96.1%
Two or more races	14	1.4%
Hispanic or Latino	9	0.9%
Asian	6	0.6%
American Indian / Alaska Native	5	0.5%
Other race	5	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	45.0%	39.5%
$50k – $100k	29.3%	35.2%	33.4%
$100k – $200k	20.6%	17.0%	22.0%
Over $200k	1.4%	2.8%	5.2%

Under $10k 4.8%

$10k–$15k 1.1%

$15k–$25k 10.7%

$25k–$35k 7.0%

$35k–$50k 21.3%

$50k–$75k 16.3%

$75k–$100k 9.5%

$100k–$150k 18.6%

$150k–$200k 8.6%

$200k+ 2.0%

Range	% of households
Under $10k	4.8%
$10k–$15k	1.1%
$15k–$25k	10.7%
$25k–$35k	7.0%
$35k–$50k	21.3%
$50k–$75k	16.3%
$75k–$100k	9.5%
$100k–$150k	18.6%
$150k–$200k	8.6%
$200k+	2.0%
Median income	$56,696

Housing

Home values

Under $50k 15.4%

$50k–$100k 23.6%

$100k–$150k 21.7%

$150k–$200k 16.8%

$200k–$300k 10.8%

$300k–$500k 6.0%

$500k–$1M 1.4%

$1M+ 4.3%

Housing overview

Metric	Value
Median home value	$113,900
Median rent / month	$823
Owner occupied	79.6%
Renter occupied	20.4%
Vacant	7.0%
Single-family detached	89.2%
Large apartment buildings	0.0%
Mobile homes	0.4%
Median rooms	6.7
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	7.2%
1990–1999	4.4%
1980–1989	7.2%
1970–1979	21.9%
1960–1969	11.4%
1950–1959	14.3%
1940–1949	3.4%
1939 or earlier	27.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.6%
2 bedrooms	20.3%
3 bedrooms	44.5%
4 bedrooms	15.8%
5+ bedrooms	7.8%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	20.2%
2 vehicles	39.2%
3 or more	34.2%

Heating fuel

Fuel type	%
Utility gas	43.1%
Electricity	22.4%
Propane / LP gas	26.5%
Fuel oil	4.1%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	233	52.8%
Cohabiting couple	14	3.2%
Male householder, no spouse	97	22.0%
Female householder, no spouse	97	22.0%
Households with children under 18	109	24.7%
Households with seniors (65+)	216	49.0%
Average household size	2.23

Marital status

Status	Male	Female
Never married	16.1%	18.4%
Married	60.6%	59.2%
Separated	0.3%	0.0%
Widowed	14.3%	20.0%
Divorced	8.8%	2.4%

Education

Less than 9th grade 0.6%

Some HS, no diploma 0.3%

HS graduate 41.4%

Some college, no degree 18.4%

Associate's degree 13.0%

Bachelor's degree 17.3%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	99.1%
Bachelor's or higher	26.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	20.9%
Kindergarten	38	17.3%
Elementary school	66	30.0%
High school	40	18.2%
College / grad school	30	13.6%

Employment

Industry of employment

Education & healthcare 29.5%

Agriculture & mining 13.7%

Manufacturing 12.2%

Retail trade 10.2%

Other services 8.0%

Construction 7.1%

Arts, food & hospitality 4.1%

Transportation & utilities 3.7%

Wholesale trade 3.4%

Professional & management 3.2%

Finance & real estate 2.4%

Information 1.2%

Public administration 1.2%

Occupation

Category	%
Management, business & arts	42.7%
Service	7.8%
Sales & office	15.6%
Natural resources & construction	17.6%
Production & transportation	16.3%

Employment type

Type	%
Private sector	70.7%
Government	12.9%
Self-employed	13.9%
Unpaid family workers	2.4%

Commute

Method	%
Drive alone	80.4%
Carpool	11.0%
Public transit	0.0%
Walk	2.2%
Work from home	5.1%
Other means	1.2%
Avg commute (minutes)	16.2

Poverty

All people 12.3%

Under 18 years 26.8%

18 and over 7.5%

Married-couple families 3.9%

Female-led households 61.1%

Income support

Source	% of households
Social Security	47.4%
Retirement income	22.4%
Supplemental Security	2.3%
Cash public assistance	0.7%
Food stamps / SNAP	4.1%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	36.0%
High cholesterol	33.5%
Diabetes	10.7%
Heart disease	7.1%
Stroke	3.2%
Asthma	8.0%
Arthritis	27.1%
Kidney disease	3.0%
Pulmonary disease	6.4%
Cancer	8.0%

Behavior / access	%
Smoking	16.5%
Binge drinking	21.0%
No physical activity	23.1%
Less than 7 hrs sleep	27.8%
Depression	16.4%
Fair or poor health	11.7%
Poor mental health	11.2%
Poor physical health	9.1%
No health insurance	12.7%
Visited doctor (checkup)	72.7%
Visited dentist	64.4%
Cholesterol screening	89.0%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	101	13.7%

Disability	%
Any disability	13.0%
Under 18	0.0%
18–64 years	7.8%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	74.5%
Public insurance	35.7%
No insurance	5.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	892	90.8%
Spanish	3	0.3%
Other Indo-European	3	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	975	99.3%
Born in same state	969	98.7%
Born in different state	785	79.9%
Foreign born	6	0.6%
Naturalized citizen	7	0.7%
Not a US citizen	4	57.1%

Ancestry

Ancestry	Count	%
Italian	60	6.1%
Dutch	48	4.9%
French	34	3.5%

Ancestry	Count	%
Arab	16	1.6%
Polish	6	0.6%
English	2	0.2%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	81.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68004

What city is ZIP code 68004 in?

ZIP code 68004 is primarily assigned to Bancroft, Nebraska.

What county is ZIP code 68004 in?

ZIP code 68004 falls within Cuming County, Nebraska.

Does ZIP code 68004 have an older population?

28% of residents in ZIP code 68004 are 65 or older, above the national average of ~17%.

Does ZIP code 68004 have a large retiree population?

47% of households in ZIP code 68004 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68004 have a large veteran population?

14% of civilians in ZIP code 68004 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 68004?

The median home value in ZIP code 68004 is $113,900.

What timezone is ZIP code 68004 in?

ZIP code 68004 observes the CST timezone.