28707 ZIP Code — Balsam, NC

Jackson County, North Carolina

ZIP code 28707 is located in Balsam, North Carolina, within Jackson County. It covers approximately 11.13 square miles and serves a population of 564 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28707

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $177,500. Owner-occupancy is high at 76%, well above the national average.

Median household income is $47,847. The poverty rate of 6% is below the national average. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 37%.

Overall, ZIP code 28707 reflects a community defined by high homeownership and a significant Social Security-dependent population.

564

population

11.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28707 ZIP code map

Cities in ZIP code 28707

Below are the cities the US Postal Service accepts for ZIP code 28707. Using any city not on this list may result in mail delivery delays.

City	Status
Balsam	Acceptable

Demographics updated 05/2026

Population
Total population	564
Population density	51 / sq mi
State FIPS	37
County FIPS	099

Geography
Land area	11.13 sq mi
Water area	0.00 sq mi
Latitude	35.4187
Longitude	-83.0793
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.0%	53.4%	44.4%
$50k – $100k	51.9%	31.8%	30.6%
$100k – $200k	10.1%	11.7%	19.1%
Over $200k	0.0%	3.1%	6.0%

Demographics & statistics

564

Population

People per sq mi

55.5

Median age

$47,847

Median household income

$28,465

Per capita income

$177,500

Median home value

Median monthly rent

75.5%

Home ownership

5.5%

Poverty rate

0.0%

Unemployment

344

Housing units

31.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	72	12.8%
18 and over	492	87.2%
65 and over	175	31.0%
Median age	55.5 years

Race & ethnicity

White 98.6%

Black or African American 1.4%

Group	Count	%
White	556	98.6%
Black or African American	8	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.0%	53.4%	44.4%
$50k – $100k	51.9%	31.8%	30.6%
$100k – $200k	10.1%	11.7%	19.1%
Over $200k	0.0%	3.1%	6.0%

Under $10k 6.5%

$15k–$25k 15.5%

$35k–$50k 34.3%

$50k–$75k 13.5%

$75k–$100k 9.0%

$100k–$150k 21.2%

Range	% of households
Under $10k	6.5%
$15k–$25k	15.5%
$35k–$50k	34.3%
$50k–$75k	13.5%
$75k–$100k	9.0%
$100k–$150k	21.2%
Median income	$47,847

Housing

Home values

Under $50k 8.1%

$50k–$100k 13.5%

$100k–$150k 27.6%

$150k–$200k 8.1%

$200k–$300k 15.1%

$300k–$500k 20.0%

$500k–$1M 7.6%

Housing overview

Metric	Value
Median home value	$177,500
Median rent / month	$0
Owner occupied	75.5%
Renter occupied	24.5%
Vacant	39.4%
Single-family detached	87.4%
Large apartment buildings	0.0%
Mobile homes	12.6%
Median rooms	4.8
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.2%
1990–1999	10.1%
1980–1989	25.0%
1970–1979	32.2%
1960–1969	5.9%
1950–1959	0.0%
1940–1949	6.2%
1939 or earlier	16.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	0.0%
2 bedrooms	50.7%
3 bedrooms	32.4%
4 bedrooms	14.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	38.8%
2 vehicles	32.7%
3 or more	28.6%

Heating fuel

Fuel type	%
Electricity	41.2%
Propane / LP gas	30.6%
Fuel oil	18.0%
Wood	10.2%

Households & families

Household type	Count	%
Married-couple family	118	48.2%
Cohabiting couple	14	5.7%
Male householder, no spouse	64	26.1%
Female householder, no spouse	49	20.0%
Households with children under 18	66	26.9%
Households with seniors (65+)	104	42.4%
Average household size	2.30

Marital status

Status	Male	Female
Never married	22.7%	10.5%
Married	65.3%	48.6%
Separated	0.0%	0.0%
Widowed	0.0%	40.9%
Divorced	12.0%	0.0%

Education

Less than 9th grade 27.3%

Some HS, no diploma 6.5%

HS graduate 17.2%

Some college, no degree 17.6%

Associate's degree 0.0%

Bachelor's degree 23.1%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	66.2%
Bachelor's or higher	31.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	52.6%
Kindergarten	0	0.0%
Elementary school	27	47.4%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 30.6%

Manufacturing 18.1%

Wholesale trade 15.0%

Arts, food & hospitality 12.4%

Transportation & utilities 8.8%

Other services 8.3%

Professional & management 6.7%

Occupation

Category	%
Management, business & arts	35.2%
Service	22.8%
Sales & office	0.0%
Natural resources & construction	0.0%
Production & transportation	42.0%

Employment type

Type	%
Private sector	82.9%
Government	10.4%
Self-employed	6.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	28.3

Poverty

All people 5.5%

Under 18 years 20.8%

18 and over 3.3%

Married-couple families 0.0%

Female-led households 51.6%

Income support

Source	% of households
Social Security	55.9%
Retirement income	34.3%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	16.7%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	43.4%
High cholesterol	43.9%
Diabetes	13.7%
Heart disease	10.3%
Stroke	4.4%
Asthma	8.8%
Arthritis	34.3%
Kidney disease	4.1%
Pulmonary disease	9.7%
Cancer	10.1%

Behavior / access	%
Smoking	17.0%
Binge drinking	12.7%
No physical activity	22.2%
Less than 7 hrs sleep	28.5%
Depression	22.3%
Fair or poor health	15.2%
Poor mental health	12.5%
Poor physical health	12.2%
No health insurance	13.7%
Visited doctor (checkup)	81.8%
Visited dentist	67.1%
Cholesterol screening	93.5%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	7	1.4%

Disability	%
Any disability	36.7%
Under 18	0.0%
18–64 years	30.9%
65 and over	62.3%

Health insurance coverage

Type	%
Private insurance	45.4%
Public insurance	51.1%
No insurance	11.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	537	95.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	564	100.0%
Born in same state	564	100.0%
Born in different state	434	77.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	269	47.7%
Arab	79	14%

Ancestry	Count	%
Italian	71	12.6%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28707

What city is ZIP code 28707 in?

ZIP code 28707 is primarily assigned to Balsam, North Carolina.

What county is ZIP code 28707 in?

ZIP code 28707 falls within Jackson County, North Carolina.

Does ZIP code 28707 have an older population?

31% of residents in ZIP code 28707 are 65 or older, above the national average of ~17%.

Does ZIP code 28707 have a large retiree population?

56% of households in ZIP code 28707 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 28707?

The median home value in ZIP code 28707 is $177,500.

What is the population of ZIP code 28707?

ZIP code 28707 has an estimated population of 564 residents, with a density of 51 people per square mile.

What timezone is ZIP code 28707 in?

ZIP code 28707 observes the EST timezone.