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Pennsylvania ZIP Codes
Montgomery County
Bala Cynwyd, PA
19004
19004 ZIP Code — Bala Cynwyd, PA
Montgomery County, Pennsylvania
ZIP code 19004 is located in
Bala Cynwyd ,
Pennsylvania ,
within Montgomery County .
It covers approximately 2.69 square miles and serves a population of
9,971 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 215/445/484/610 .
About ZIP code 19004
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $597,100. Owner-occupancy sits near the national average at 74%.
The gap between median ($135,662) and mean household income suggests income inequality — a small number of higher earners pull the average up. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 28% of workers work from home.
Educational attainment is high — 72% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 19004 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.
19004 ZIP code map
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Cities in ZIP code 19004
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
9,971
Population density
3,707 / sq mi
State FIPS
42
County FIPS
091
Geography
Land area
2.69 sq mi
Water area
0.04 sq mi
Latitude
40.0149
Longitude
-75.2266
Timezone
Eastern (ET)
Area code
215/445/484/610
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.3%
25.5%
39.8%
$50k – $100k
19.8%
28.0%
30.8%
$100k – $200k
32.7%
30.5%
22.4%
Over $200k
25.1%
16.0%
7.1%
Demographics & statistics
$135,662
Median household income
$597,100
Median home value
$1,657
Median monthly rent
71.9%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,752 27.6%
18 and over 7,219 72.4%
65 and over 2,363 23.7%
Median age 42.7 years
Race & ethnicity
Black or African American
10.9%
Native Hawaiian / Pacific Islander
0.2%
American Indian / Alaska Native
0.1%
Group Count %
White 7,776 76.3%
Black or African American 1,112 10.9%
Asian 693 6.8%
Two or more races 294 2.9%
Hispanic or Latino 216 2.1%
Other race 66 0.6%
Native Hawaiian / Pacific Islander 23 0.2%
American Indian / Alaska Native 7 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.3%
25.5%
39.8%
$50k – $100k
19.8%
28.0%
30.8%
$100k – $200k
32.7%
30.5%
22.4%
Over $200k
25.1%
16.0%
7.1%
Range % of households
Under $10k 3.1%
$10k–$15k 2.6%
$15k–$25k 5.5%
$25k–$35k 1.8%
$35k–$50k 5.5%
$50k–$75k 9.9%
$75k–$100k 10.7%
$100k–$150k 18.1%
$150k–$200k 11.2%
$200k+ 31.6%
Median income $135,662
Housing
Housing overview
Metric Value
Median home value $597,100
Median rent / month $1,657
Owner occupied 73.9%
Renter occupied 26.1%
Vacant 6.4%
Single-family detached 54.6%
Large apartment buildings 25.1%
Mobile homes 0.0%
Median rooms 6.9
Avg household size (owned) 2.44
Year built
Era %
2020 or later 0.6%
2010–2019 6.6%
2000–2009 3.3%
1990–1999 4.1%
1980–1989 6.2%
1970–1979 8.5%
1960–1969 13.9%
1950–1959 10.1%
1940–1949 12.8%
1939 or earlier 33.8%
Bedrooms
Size % of units
No bedroom (studio) 3.5%
1 bedroom 16.0%
2 bedrooms 17.2%
3 bedrooms 24.5%
4 bedrooms 19.6%
5+ bedrooms 19.1%
Vehicles per household
Vehicles % of households
No vehicle 11.2%
1 vehicle 36.8%
2 vehicles 41.2%
3 or more 10.8%
Heating fuel
Fuel type %
Utility gas 69.3%
Electricity 20.4%
Propane / LP gas 0.7%
Fuel oil 7.6%
No fuel used 0.8%
Households & families
Household type Count %
Married-couple family 2,294 56.0%
Cohabiting couple 212 5.2%
Male householder, no spouse 649 15.8%
Female householder, no spouse 943 23.0%
Households with children under 18 1,348 32.9%
Households with seniors (65+) 1,612 39.3%
Average household size 2.43
Marital status
Status Male Female
Never married 23.6% 19.3%
Married 67.7% 63.6%
Separated 0.6% 0.2%
Widowed 1.4% 9.4%
Divorced 6.7% 7.4%
Education
Some college, no degree
10.0%
Graduate / professional
46.1%
Metric %
HS diploma or higher 98.0%
Bachelor's or higher 71.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 187 7.2%
Kindergarten 134 5.1%
Elementary school 1,536 59.0%
High school 366 14.1%
College / grad school 380 14.6%
Employment
Industry of employment
Education & healthcare
30.8%
Professional & management
21.0%
Arts, food & hospitality
11.7%
Finance & real estate
11.6%
Public administration
3.5%
Transportation & utilities
2.7%
Occupation
Category %
Management, business & arts 68.3%
Service 12.6%
Sales & office 13.3%
Natural resources & construction 2.7%
Production & transportation 3.2%
Employment type
Type %
Private sector 80.2%
Government 8.4%
Self-employed 11.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 56.3%
Carpool 6.3%
Public transit 7.2%
Walk 1.9%
Work from home 27.9%
Other means 0.4%
Avg commute (minutes) 29.9
Poverty
Married-couple families
2.0%
Female-led households
30.8%
Income support
Source % of households
Social Security 37.0%
Retirement income 23.5%
Supplemental Security 2.5%
Cash public assistance 2.0%
Food stamps / SNAP 4.5%
Health indicators
Condition %
Obesity 25.7%
High blood pressure 29.7%
High cholesterol 32.3%
Diabetes 8.6%
Heart disease 5.9%
Stroke 2.3%
Asthma 8.2%
Arthritis 26.0%
Kidney disease 2.6%
Pulmonary disease 4.6%
Cancer 8.1%
Behavior / access %
Smoking 9.5%
Binge drinking 16.1%
No physical activity 15.3%
Less than 7 hrs sleep 29.4%
Depression 18.1%
Fair or poor health 8.6%
Poor mental health 11.3%
Poor physical health 7.3%
No health insurance 5.9%
Visited doctor (checkup) 79.5%
Visited dentist 77.3%
Cholesterol screening 93.6%
Teeth loss 6.6%
Veterans & disability
Veterans Count %
Civilian veterans 502 7.0%
Disability %
Any disability 9.3%
Under 18 2.6%
18–64 years 4.7%
65 and over 26.5%
Health insurance coverage
Type %
Private insurance 81.6%
Public insurance 33.9%
No insurance 1.3%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 9,306 93.3%
Spanish 305 3.3%
Other Indo-European 0 0.0%
Asian & Pacific Islander 93 1.0%
Other languages 212 2.3%
Place of birth & citizenship
Origin Count %
Native born (US) 8,778 88.0%
Born in same state 8,584 86.1%
Born in different state 5,125 51.4%
Foreign born 194 1.9%
Naturalized citizen 1,193 12.0%
Not a US citizen 919 77.0%
Ancestry
Ancestry Count %
Italian 747 7.5%
French 597 6%
Arab 470 4.7%
Irish 239 2.4%
German 119 1.2%
Ancestry Count %
Norwegian 88 0.9%
English 47 0.5%
Dutch 8 0.1%
Polish 7 0.1%
Technology access
Metric % of households
Computer access 41.1%
Internet access 97.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 19004
What city is ZIP code 19004 in?
ZIP code 19004 is primarily assigned to Bala Cynwyd, Pennsylvania.
What county is ZIP code 19004 in?
ZIP code 19004 falls within Montgomery County, Pennsylvania.
How educated is the population of ZIP code 19004?
72% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 19004 have a large retiree population?
37% of households in ZIP code 19004 receive Social Security income, suggesting a significant retiree or disability population.
What is the median household income in ZIP code 19004?
The median household income in ZIP code 19004 is $135,662, above the national median of ~$75,000.
What is the typical home value in ZIP code 19004?
The median home value in ZIP code 19004 is $597,100.
What timezone is ZIP code 19004 in?
ZIP code 19004 observes the EST timezone.
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