50515 ZIP Code — Ayrshire, IA

Palo Alto County, Iowa

ZIP code 50515 is located in Ayrshire, Iowa, within Palo Alto County. It covers approximately 38.36 square miles and serves a population of 271 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 712.

About ZIP code 50515

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $50,600. Owner-occupancy sits near the national average at 74%.

The gap between median ($53,214) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 23% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 16 minutes is near the national average. Remote work is prevalent — 38% of workers work from home.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

19% of residents lack health insurance, above the national average.

Overall, ZIP code 50515 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a high rate of remote workers, and elevated reliance on food assistance.

271

population

38.36

sq mi land

Standard

ZIP type

Central (CT)

timezone

50515 ZIP code map

Cities in ZIP code 50515

Below are the cities the US Postal Service accepts for ZIP code 50515. Using any city not on this list may result in mail delivery delays.

City	Status
Ayrshire	Preferred

Nearby ZIP codes

50527 Curlew (5 mi) 51366 Webb (7.5 mi) 51358 Ruthven (8.4 mi) 51333 Dickens (9.8 mi) 50536 Emmetsburg (11.6 mi) 50565 Marathon (12.5 mi) 50562 Mallard (12.6 mi) 50554 Laurens (13.7 mi) 50546 Havelock (14.4 mi) 50585 Sioux Rapids (15.2 mi) 51301 Spencer (15.7 mi) 51342 Graettinger (16.7 mi)

Demographics updated 05/2026

Population
Total population	271
Population density	7 / sq mi
State FIPS	19
County FIPS	147

Geography
Land area	38.36 sq mi
Water area	0.04 sq mi
Latitude	43.0180
Longitude	-94.8853
Timezone	Central (CT)
Area code	712

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.1%	43.5%	40.1%
$50k – $100k	15.5%	34.8%	33.4%
$100k – $200k	7.8%	18.6%	21.5%
Over $200k	12.6%	3.2%	5.0%

Demographics & statistics

271

Population

People per sq mi

33.1

Median age

$53,214

Median household income

$34,041

Per capita income

$50,600

Median home value

$1,266

Median monthly rent

74.2%

Home ownership

22.7%

Poverty rate

0.0%

Unemployment

148

Housing units

15.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	80	29.5%
18 and over	191	70.5%
65 and over	33	12.2%
Median age	33.1 years

Race & ethnicity

White 74.8%

Black or African American 16.7%

Two or more races 4.6%

Hispanic or Latino 3.9%

Group	Count	%
White	211	74.8%
Black or African American	47	16.7%
Two or more races	13	4.6%
Hispanic or Latino	11	3.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.1%	43.5%	40.1%
$50k – $100k	15.5%	34.8%	33.4%
$100k – $200k	7.8%	18.6%	21.5%
Over $200k	12.6%	3.2%	5.0%

$10k–$15k 1.7%

$15k–$25k 8.3%

$25k–$35k 8.3%

$35k–$50k 27.5%

$50k–$75k 15.0%

$75k–$100k 15.8%

$100k–$150k 16.7%

$200k+ 6.7%

Range	% of households
$10k–$15k	1.7%
$15k–$25k	8.3%
$25k–$35k	8.3%
$35k–$50k	27.5%
$50k–$75k	15.0%
$75k–$100k	15.8%
$100k–$150k	16.7%
$200k+	6.7%
Median income	$53,214

Housing

Home values

Under $50k 48.3%

$50k–$100k 31.5%

$100k–$150k 10.1%

$150k–$200k 9.0%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$50,600
Median rent / month	$1,266
Owner occupied	74.2%
Renter occupied	25.8%
Vacant	33.0%
Single-family detached	88.3%
Large apartment buildings	0.0%
Mobile homes	4.5%
Median rooms	5.9
Avg household size (owned)	1.80

Year built

Era	%
2020 or later	0.0%
2010–2019	11.2%
2000–2009	1.1%
1990–1999	0.0%
1980–1989	0.0%
1970–1979	14.0%
1960–1969	12.8%
1950–1959	1.7%
1940–1949	8.9%
1939 or earlier	50.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.4%
2 bedrooms	26.3%
3 bedrooms	40.2%
4 bedrooms	30.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	21.7%
2 vehicles	50.0%
3 or more	25.0%

Heating fuel

Fuel type	%
Utility gas	5.8%
Electricity	36.7%
Propane / LP gas	56.7%
Fuel oil	0.8%

Households & families

Household type	Count	%
Married-couple family	27	22.5%
Cohabiting couple	31	25.8%
Male householder, no spouse	37	30.8%
Female householder, no spouse	25	20.8%
Households with children under 18	49	40.8%
Households with seniors (65+)	27	22.5%
Average household size	2.26

Marital status

Status	Male	Female
Never married	35.9%	34.6%
Married	21.4%	28.0%
Separated	0.0%	0.9%
Widowed	2.9%	2.8%
Divorced	39.8%	33.6%

Education

Less than 9th grade 1.7%

Some HS, no diploma 8.9%

HS graduate 28.9%

Some college, no degree 23.3%

Associate's degree 21.7%

Bachelor's degree 15.6%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	89.4%
Bachelor's or higher	15.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	16	26.7%
Elementary school	24	40.0%
High school	20	33.3%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 25.5%

Construction 24.8%

Agriculture & mining 14.4%

Education & healthcare 13.1%

Manufacturing 5.9%

Wholesale trade 5.2%

Transportation & utilities 3.9%

Finance & real estate 2.6%

Information 1.3%

Professional & management 1.3%

Public administration 1.3%

Arts, food & hospitality 0.7%

Occupation

Category	%
Management, business & arts	17.6%
Service	3.3%
Sales & office	34.6%
Natural resources & construction	28.1%
Production & transportation	16.3%

Employment type

Type	%
Private sector	64.7%
Government	8.5%
Self-employed	15.0%
Unpaid family workers	11.8%

Commute

Method	%
Drive alone	58.3%
Carpool	4.2%
Public transit	0.0%
Walk	0.0%
Work from home	37.5%
Other means	0.0%
Avg commute (minutes)	16.2

Poverty

All people 22.7%

Under 18 years 38.5%

18 and over 16.2%

Married-couple families 0.0%

Female-led households 28.6%

Income support

Source	% of households
Social Security	26.7%
Retirement income	22.5%
Supplemental Security	10.0%
Cash public assistance	13.3%
Food stamps / SNAP	19.2%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	37.3%
High cholesterol	35.0%
Diabetes	11.2%
Heart disease	7.7%
Stroke	3.4%
Asthma	9.0%
Arthritis	28.7%
Kidney disease	3.2%
Pulmonary disease	7.4%
Cancer	8.3%

Behavior / access	%
Smoking	17.1%
Binge drinking	20.5%
No physical activity	24.8%
Less than 7 hrs sleep	29.5%
Depression	16.1%
Fair or poor health	13.2%
Poor mental health	12.1%
Poor physical health	10.1%
No health insurance	8.5%
Visited doctor (checkup)	76.2%
Visited dentist	69.0%
Cholesterol screening	91.0%
Teeth loss	11.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	4.2%

Disability	%
Any disability	8.9%
Under 18	0.0%
18–64 years	11.4%
65 and over	18.2%

Health insurance coverage

Type	%
Private insurance	46.1%
Public insurance	47.6%
No insurance	18.8%
Uninsured under 19	17.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	251	92.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	271	100.0%
Born in same state	271	100.0%
Born in different state	177	65.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	39	14.4%
Polish	34	12.5%
English	23	8.5%

Ancestry	Count	%
Arab	13	4.8%
French	8	3%
Dutch	1	0.4%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50515

What city is ZIP code 50515 in?

ZIP code 50515 is primarily assigned to Ayrshire, Iowa.

What county is ZIP code 50515 in?

ZIP code 50515 falls within Palo Alto County, Iowa.

What is the poverty rate in ZIP code 50515?

23% of residents in ZIP code 50515 live below the poverty line, above the national average.

What is the typical home value in ZIP code 50515?

The median home value in ZIP code 50515 is $50,600.

What is the population of ZIP code 50515?

ZIP code 50515 has an estimated population of 271 residents, with a density of 7 people per square mile.

What is the median household income in ZIP code 50515?

The median household income in ZIP code 50515 is $53,214, below the national median of ~$75,000.

What timezone is ZIP code 50515 in?

ZIP code 50515 observes the CST timezone.